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OBK

NEUTRAL
$46.82 Live
Origin Bancorp, Inc. · NYSE
Target $52.0 (+11.1%)
$32.12 52W Range $48.12
Overview AI Snowflake Price Valuation Profitability Growth Health Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026
Market cap
$1.45B
P/E
18.15
ROE
6.6%
Profit margin
23.0%
Debt/Equity
N/A
Dividend yield
2.14%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
Origin Bancorp presents a stark contrast between strong growth and poor fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock is attractively valued below its Graham Number ($48.67) and significantly below its intrinsic value ($76.11), the low health score suggests underlying operational or financial instability. Strong earnings growth (25.4% YoY) and a consistent track record of beating estimates provide a bullish catalyst, but these are offset by a bearish technical trend and low ROE. The overall outlook is neutral until the fundamental health metrics improve to match the growth trajectory.

Key Strengths

Strong earnings growth (25.4% YoY) and robust Q/Q revenue growth (29.9%)
Consistent earnings beat track record (3 of last 4 quarters)
Attractive valuation trading below Graham Number and Intrinsic Value
Sustainable dividend payout ratio at 23.26%
Strong 1-year price performance (+48.5%)

Key Risks

Critical fundamental health weakness indicated by Piotroski F-Score of 2/9
Low Return on Equity (6.59%) and Return on Assets (0.81%) for the banking sector
Bearish technical trend (10/100) despite recent price gains
Lack of recent insider buying activity to validate current price levels
Regional bank sector exposure to interest rate volatility
AI Fair Value Estimate
Based on comprehensive analysis
$58.5
+24.9% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
64
Strong
Value
85
Future
80
Past
75
Health
20
Dividend
60
AI Verdict
Growth-Value Trap Risk
Key drivers: Piotroski F-Score, Earnings Growth, Intrinsic Value Gap, Technical Divergence
Confidence
80%
Value
85/100

Ref P/E 18.15, Graham Number $48.67

Positives
  • Price below Graham Number
  • Price significantly below Intrinsic Value
  • Low Price/Book ratio (1.15)
Watchpoints
  • P/S ratio is slightly high for regional banks
Future
80/100

Ref Growth rates and Forward P/E

Positives
  • Strong YoY earnings growth
  • Positive forward P/E compression (11.02)
Watchpoints
  • Recent Q/Q EPS growth dip (-9.1%)
Past
75/100

Ref Historical price trends and Earnings track record

Positives
  • Strong 1Y and 3Y price appreciation
  • Consistent history of earnings surprises
Watchpoints
  • Historical volatility in EPS
Health
20/100

Ref Piotroski F-Score

Positives
  • Positive profit margins
Watchpoints
  • Very low Piotroski F-Score (2/9)
  • Low ROE/ROA
Dividend
60/100

Ref Yield and Payout

Positives
  • Low payout ratio ensures safety
Watchpoints
  • Low dividend yield (2.14%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$46.82
Analyst Target
$52.0
Upside/Downside
+11.1%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for OBK and closest competitors.

Updated 2026-04-30
OBK
Origin Bancorp, Inc.
Primary
5Y
+15.9%
3Y
+72.2%
1Y
+48.5%
6M
+35.6%
1M
+12.9%
1W
+0.6%
QQQ
Nuveen Nasdaq 100 Dynamic Overwrite Fund
Peer
5Y
+52.1%
3Y
+57.4%
1Y
+43.7%
6M
+12.2%
1M
+7.7%
1W
+3.9%
BTX
BlackRock Innovation and Growth Term Trust
Peer
5Y
-44.5%
3Y
+26.4%
1Y
-6.8%
6M
-2.8%
1M
+1.2%
1W
-1.6%
ECA
BlackRock ESG Capital Allocation Term Trust
Peer
5Y
+39.1%
3Y
+62.9%
1Y
+21.6%
6M
-0.3%
1M
+7.1%
1W
+0.2%
BST
BlackRock Science and Technology Trust
Peer
5Y
+18.2%
3Y
+67.5%
1Y
+17.2%
6M
+12.0%
1M
+2.5%
1W
+0.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
18.15
Forward P/E
11.02
PEG Ratio
N/A
P/B Ratio
1.15
P/S Ratio
4.13
EV/Revenue
2.29
EV/EBITDA
N/A
Market Cap
$1.45B

Profitability

Profit margins and return metrics

Profit Margin 22.97%
Operating Margin 38.45%
Gross Margin N/A
ROE 6.59%
ROA 0.81%

Growth

Revenue and earnings growth rates

Revenue Growth +9.3%
Earnings Growth +25.4%
Q/Q Revenue Growth +29.9%
Q/Q Earnings Growth +23.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$21.77

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-29
$N/A
2026-04-22
$0.9
+0.7% surprise
2026-01-28
$0.99
+15.3% surprise
2025-10-22
$0.86
+24.5% surprise

Financial Services Sector Comparison

Comparing OBK against 975 companies in the Financial Services sector (156 bullish, 425 neutral, 394 bearish)
P/E Ratio
18.15
This Stock
vs
34.86
Sector Avg
-47.9% (Discount)
Return on Equity (ROE)
6.59%
This Stock
vs
0.29%
Sector Avg
+2156.5% (Excellent)
Profit Margin
22.97%
This Stock
vs
88.25%
Sector Avg
-74.0% (Weaker)
Revenue Growth
9.3%
This Stock
vs
33.02%
Sector Avg
-71.8% (Slower)

Similar Companies

Peer comparison within the same industry

OBK Origin Bancorp, Inc.
NEUTRAL
Mkt Cap
$1.4B
P/E
18.1
ROE
6.6%
Price
$46.82
QQQX Nuveen Nasdaq...
NEUTRAL
Mkt Cap
$1.4B
P/E
7.9
ROE
-%
Price
$29.56
 Compare with OBK
BTX BlackRock...
BEARISH
Mkt Cap
$1.4B
P/E
56.2
ROE
-%
Price
$6.74
 Compare with OBK
ECAT BlackRock ESG...
BEARISH
Mkt Cap
$1.5B
P/E
6.8
ROE
-%
Price
$14.66
 Compare with OBK
BST BlackRock...
BEARISH
Mkt Cap
$1.4B
P/E
8.5
ROE
-%
Price
$40.8
 Compare with OBK

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

JONES CECIL W.
Director
Buy
2026-02-24
8,576 shares · $297,807
CROTWELL JIM
Officer
Stock Award
2026-02-20
718 shares
MCGEE DEREK
Officer
Stock Award
2026-02-20
1,003 shares
WALLACE WILLLIAM J IV
Chief Financial Officer
Stock Award
2026-02-20
802 shares
BROLLY STEPHEN H
Officer
Stock Award
2026-02-20
702 shares
MOORE PRESTON
Officer
Stock Award
2026-02-20
802 shares
HALL MARTIN LANCE
Officer
Stock Award
2026-02-20
1,266 shares
MILLS DRAKE D
Chief Executive Officer
Stock Award
2026-02-20
4,232 shares
MCGEE DEREK
Officer
Stock Award
2026-02-18
3,232 shares
CROTWELL JIM
Officer
Stock Award
2026-02-17
715 shares
WALLACE WILLLIAM J IV
Chief Financial Officer
Stock Award
2026-02-17
799 shares
BROLLY STEPHEN H
Officer
Stock Award
2026-02-17
699 shares
MOORE PRESTON
Officer
Stock Award
2026-02-17
799 shares
HALL MARTIN LANCE
Officer
Stock Award
2026-02-17
1,262 shares
MILLS DRAKE D
Chief Executive Officer
Stock Award
2026-02-17
1,757 shares
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
8-K
2026-04-29

OBK filed an 8-K on April 29, 2026, likely to announce its first-quarter financial results.

8-K
8-K
2026-04-27

OBK filed an 8-K on April 27, 2026, likely to announce its first-quarter financial results.

8-K
8-K
2026-04-22

OBK likely reported its first-quarter financial results for 2026.

8-K
8-K
2026-04-10

Old National Bancorp filed an 8-K on April 10, 2026, likely to announce its first-quarter financial results.

DEF 14A
DEF 14A
2026-03-13

OBK filed a definitive proxy statement (DEF 14A) on March 13, 2026, providing shareholders with necessary information and voting materials for the upcoming annual meeting.

10-K
10-K
2026-02-25

OBK filed its annual 10-K report on February 25, 2026. Due to the absence of detailed text in the provided excerpts, specific financial highlights and risk factors cannot be determined.

8-K
8-K
2026-01-28

OBK filed an 8-K likely to announce its quarterly or annual financial results.

8-K
8-K
2026-01-09
10-Q
10-Q
2025-11-05

OBK filed its quarterly 10-Q report on November 5, 2025. While specific financial highlights were not provided in the excerpt, the filing includes a dedicated section for Risk Factors under Item 1A.

8-K
8-K
2025-10-23

Old National Bancorp filed an 8-K on October 23, 2025, likely to announce its third-quarter financial results.

8-K
8-K
2025-10-22
8-K
8-K
2025-10-10
8-K
8-K
2025-09-10
10-Q
10-Q
2025-08-06
8-K
8-K
2025-07-23
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
BUY
5 analysts
Stephens & Co.
2026-04-24
Maintains
Overweight Overweight
Keefe, Bruyette & Woods
2026-02-02
Maintains
Outperform Outperform
DA Davidson
2026-01-30
Maintains
Buy Buy
DA Davidson
2026-01-29
Maintains
Buy Buy

Past News Coverage

Recent headlines mentioning OBK from our newsroom.

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