OSG
BEARISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Trades at a massive discount to book value, but value is trapped by lack of profitability.
- P/B of 0.28 is extremely low
- Forward P/E of 6.11 is attractive if earnings materialize
- Current P/E is N/A due to losses
Growth is currently negative, making the pivot the only catalyst for future upside.
- Acquisition of ArmadaCorp Capital provides a new growth engine
- Narrowing quarterly losses
- Negative YoY revenue growth
- Unproven new business model
Long-term performance is disastrous, reflecting the failure of the legacy business.
- Recent surprise beats in EPS
- 5-year price change of -74%
- Highly erratic historical EPS
Deterministic health scores are at critical lows.
- Low Debt/Equity ratio
- Piotroski F-Score 1/9
- Quick Ratio 0.43 indicates liquidity pressure
Not a dividend-paying security.
- No dividend history
- Zero payout
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for OSG and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
OSG
Octave Specialty Group, Inc.
Primary
|
-74.0% | -71.9% | -44.5% | -47.8% | -4.7% | -3.5% |
|
CZWI
Citizens Community Bancorp, Inc.
Peer
|
+76.3% | +110.9% | +40.2% | +30.3% | +5.8% | +0.4% |
|
KTWO
K2 Capital Acquisition Corporation
Peer
|
+1.2% | +1.2% | +1.2% | +1.2% | +1.2% | +1.1% |
|
DMB
BNY Mellon Municipal Bond Infrastructure Fund, Inc.
Peer
|
-9.5% | +10.7% | +13.3% | +3.0% | +4.7% | -0.9% |
|
INBK
First Internet Bancorp
Peer
|
-31.1% | +75.1% | +9.5% | +29.2% | +12.3% | -2.5% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
OSG
Octave Specialty Group, Inc.
|
BEARISH | $199.41M | - | -8.4% | -104.2% | $4.43 | |
|
CZWI
Citizens Community Bancorp, Inc.
|
NEUTRAL | $198.64M | 14.13 | 7.9% | 23.9% | $20.63 | Compare |
|
KTWO
K2 Capital Acquisition Corporation
|
BEARISH | $200.21M | - | -% | -% | $9.99 | Compare |
|
DMB
BNY Mellon Municipal Bond...
|
NEUTRAL | $200.26M | - | -6.6% | -89.7% | $10.88 | Compare |
|
INBK
First Internet Bancorp
|
BEARISH | $196.82M | - | -9.5% | -79.6% | $22.58 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-10 | AHN CRISTINA E. | Officer | Stock Award | 835 | - |
| 2026-03-03 | TRICK DAVID | Chief Financial Officer | Stock Award | 1,715 | - |
| 2026-03-03 | SMITH R. SHARON | Chief Operating Officer | Stock Award | 1,541 | - |
| 2026-03-03 | LEBLANC CLAUDE L. | Chief Executive Officer | Stock Award | 24,548 | - |
| 2026-01-02 | LEBLANC CLAUDE L. | Chief Executive Officer | Purchase | 12,000 | $91,080 |
| 2025-11-12 | SMITH R. SHARON | Officer | Purchase | 20 | $205 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
Octave Specialty Group, Inc. (OSG), formerly Ambac Financial Group, Inc., has pivoted its business model following the September 2025 sale of its Legacy Financial Guarantee business and the October 2025 acquisition of ArmadaCorp Capital, LLC. The company now focuses on specialty property and casualty insurance underwriting and distribution through MGAs and brokers. This significant strategic transition and rebranding represent the primary operational shifts for the company.
OSG is focusing on maximizing shareholder value through its continuing operations following the divestiture of its Legacy Financial Guarantee business and the sale of Ambac Assurance Corporation. Current financial reporting excludes these discontinued operations to reflect the company's streamlined business model. Detailed risk factors are disclosed in Item 1A of the filing.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning OSG from our newsroom.