PFLT
BEARISH
$9.07
Live
PennantPark Floating Rate Capital Ltd. · NYSE
Target $10.25
(+13.0%)
$7.68
52W Range
$10.88
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated May 02, 2026
Market cap
$899.91M
P/E
27.48
ROE
3.4%
Profit margin
13.0%
Debt/Equity
1.57
Dividend yield
13.56%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
PFLT exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 2/9 and a highly unsustainable dividend payout ratio of 372.73%. While the stock trades at a discount to book value (P/B 0.86) and near its Graham Number ($8.82), the fundamental health is deteriorating with a -27% YoY EPS decline and zero earnings beats in the last four quarters. The high dividend yield is a 'value trap' as it is not supported by current earnings. Despite a bullish short-term price trend, the deterministic health markers suggest high risk.
Key Strengths
Trading at a discount to book value (P/B 0.86)
Strong current ratio (2.61) indicating short-term liquidity
High nominal dividend yield of 13.56%
Low PEG ratio (0.26) suggesting potential value if growth stabilizes
Positive short-term price momentum (1M change +14.6%)
Key Risks
Unsustainable payout ratio (372.73%) indicating a high risk of dividend cuts
Severe fundamental weakness (Piotroski F-Score 2/9)
Consistent earnings misses (0/4 beats in last 4 quarters)
Significant YoY EPS contraction (-27.0%)
Bearish technical trend baseline (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$8.5
-6.3% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
34
Weak
55
30
40
20
25
AI Verdict
High Risk / Value Trap
Key drivers: Piotroski F-Score, Dividend Payout Ratio, Earnings Miss Streak
Confidence
90%
Value
55/100
Ref P/E, PEG, Graham Number
Positives
- P/B below 1.0
- Price near Graham Number
Watchpoints
- High trailing P/E (27.48)
- Intrinsic value formula suggests significant overvaluation
Future
30/100
Ref Growth rates
Positives
- Low Forward P/E (7.75) suggests expected recovery
Watchpoints
- Negative YoY EPS growth
- Extreme Q/Q revenue volatility
Past
40/100
Ref Historical trends
Positives
- Long term 5Y price change is positive
Watchpoints
- Recent trend of missing earnings estimates
- Declining earnings progression
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Adequate current ratio
Watchpoints
- Piotroski F-Score 2/9 indicates weak financial health
- Low ROE (3.44%)
Dividend
25/100
Ref Yield, Payout
Positives
- Very high yield (13.56%)
Watchpoints
- Payout ratio > 300% is fundamentally broken
- Dividend strength score 40/100
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$9.07
Analyst Target
$10.25
Upside/Downside
+13.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PFLT and closest competitors.
Updated 2026-05-01
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PFLT
PennantPark Floating Rate Capital Ltd.
Primary
|
+23.6% | +22.7% | +3.7% | +6.5% | +14.6% | +5.1% |
|
LDI
loanDepot, Inc.
Peer
|
-91.3% | -9.3% | +53.7% | -51.5% | +23.0% | -1.8% |
|
CHI
Calamos Convertible Opportunities and Income Fund
Peer
|
+21.9% | +45.1% | +45.7% | +8.3% | +3.9% | +5.4% |
|
MCBS
MetroCity Bankshares, Inc.
Peer
|
+135.3% | +116.8% | +15.1% | +22.4% | +10.5% | 0.0% |
|
HBNC
Horizon Bancorp, Inc.
Peer
|
+20.5% | +92.3% | +36.3% | +14.6% | +10.2% | -0.3% |
PFL
PennantPark Floating Rate Capital Ltd.
Primary
5Y
+23.6%
3Y
+22.7%
1Y
+3.7%
6M
+6.5%
1M
+14.6%
1W
+5.1%
LDI
loanDepot, Inc.
Peer
5Y
-91.3%
3Y
-9.3%
1Y
+53.7%
6M
-51.5%
1M
+23.0%
1W
-1.8%
CHI
Calamos Convertible Opportunities and Income Fund
Peer
5Y
+21.9%
3Y
+45.1%
1Y
+45.7%
6M
+8.3%
1M
+3.9%
1W
+5.4%
MCB
MetroCity Bankshares, Inc.
Peer
5Y
+135.3%
3Y
+116.8%
1Y
+15.1%
6M
+22.4%
1M
+10.5%
1W
0.0%
HBN
Horizon Bancorp, Inc.
Peer
5Y
+20.5%
3Y
+92.3%
1Y
+36.3%
6M
+14.6%
1M
+10.2%
1W
-0.3%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
27.48
Forward P/E
7.75
PEG Ratio
0.26
P/B Ratio
0.86
P/S Ratio
3.4
EV/Revenue
9.21
EV/EBITDA
N/A
Market Cap
$899.91M
Profitability
Profit margins and return metrics
Profit Margin
13.03%
Operating Margin
77.78%
Gross Margin
100.0%
ROE
3.44%
ROA
5.1%
Growth
Revenue and earnings growth rates
Revenue Growth
+4.6%
Earnings Growth
N/A
Q/Q Revenue Growth
-104.68%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.57
High debt
Current Ratio
2.61
Strong
Quick Ratio
2.56
Excellent
Cash/Share
$0.96
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$-0.0B
Net Margin
257.2%
Total Assets
$2.7B
Liabilities
$1.7B
Equity
$1.0B
Debt/Equity
1.61x
Operating CF
$0.1B
Free Cash Flow
$0.1B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-02-09
$0.27
-9.0% surprise
2025-11-24
$0.28
-1.7% surprise
2025-08-11
$0.25
-14.7% surprise
Financial Services Sector Comparison
Comparing PFLT against 1034 companies in the Financial Services sector
(162 bullish, 450 neutral, 422 bearish)
P/E Ratio
27.48
This Stock
vs
35.38
Sector Avg
-22.3%
(Discount)
Return on Equity (ROE)
3.44%
This Stock
vs
0.74%
Sector Avg
+366.0%
(Excellent)
Profit Margin
13.03%
This Stock
vs
85.98%
Sector Avg
-84.8%
(Weaker)
Debt to Equity
1.57
This Stock
vs
1.29
Sector Avg
+22.0%
(Higher)
Revenue Growth
4.6%
This Stock
vs
32.8%
Sector Avg
-86.0%
(Slower)
Current Ratio
2.61
This Stock
vs
3.68
Sector Avg
-29.0%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PFLT
PennantPark Floating Rate...
|
BEARISH | $899.91M | 27.48 | 3.4% | 13.0% | $9.07 | |
|
LDI
loanDepot, Inc.
|
BEARISH | $899.0M | - | -24.1% | -5.1% | $1.66 | Compare |
|
CHI
Calamos Convertible...
|
BULLISH | $901.39M | 5.17 | 21.0% | 847.6% | $11.32 | Compare |
|
MCBS
MetroCity Bankshares, Inc.
|
NEUTRAL | $905.08M | 11.96 | 14.2% | 44.0% | $31.58 | Compare |
|
HBNC
Horizon Bancorp, Inc.
|
NEUTRAL | $905.67M | - | -20.7% | -% | $17.68 | Compare |
PFLT
PennantPark...
BEARISH
Mkt Cap
$900M
P/E
27.5
ROE
3.4%
Price
$9.07
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-11 | ALLORTO RICHARD T JR | Chief Financial Officer | Purchase | 15,000 | $122,250 |
| 2026-02-19 | BRIONES JOSE A. JR. | Director | Purchase | 5,895 | $49,990 |
| 2025-12-01 | BRIONES JOSE A. JR. | Director | Purchase | 5,500 | $50,044 |
ALLORTO RICHARD T JR
Chief Financial Officer
2026-03-11
15,000 shares
·
$122,250
BRIONES JOSE A. JR.
Director
2026-02-19
5,895 shares
·
$49,990
BRIONES JOSE A. JR.
Director
2025-12-01
5,500 shares
·
$50,044
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
8-K
8-K
8-K
8-K
10-Q
8-K
8-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
6 analysts
Citizens
2026-04-22
Market Outperform
Market Outperform
Keefe, Bruyette & Woods
2026-02-12
Outperform
Outperform
Past News Coverage
Recent headlines mentioning PFLT from our newsroom.
Newest → oldest
No matching news yet.