PIM

NEUTRAL

$3.23 Live

Putnam Master Intermediate Income Trust · NYSE

$3.14 52W Range $3.5

PIM Putnam Master Intermediate Income Trust - Fundamental Analysis

NEUTRAL

Console Chart News

PIM Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$3.23

52W High

$3.5

52W Low

$3.14

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026

Market cap

$155.64M

P/E

14.68

ROE

6.4%

Profit margin

102.3%

Debt/Equity

N/A

Dividend yield

8.17%

AI Analysis

AI-powered fundamental assessment

Confidence

80%

PIM exhibits a stable financial health profile with a Piotroski F-Score of 5/9, though it lacks an Altman Z-Score for bankruptcy risk assessment. While the Graham Number of $4.14 suggests the stock is undervalued relative to its assets, the intrinsic value of $1.54 and negative growth trends indicate fundamental weakness. The high dividend yield is currently unsustainable, evidenced by a 120% payout ratio. Overall, the asset is a value trap candidate where book value support is offset by declining earnings and bearish technical momentum.

Key Strengths

Trading below book value (P/B 0.93)

P/E ratio (14.68) is significantly lower than the sector average (34.60)

Stable Piotroski F-Score of 5/9

Strong historical 3-year price appreciation (+31.8%)

High current dividend yield of 8.17%

Key Risks

Unsustainable dividend payout ratio of 120%

Negative year-over-year revenue growth (-11.80%)

Negative year-over-year earnings growth (-7.90%)

Extremely low liquidity ratios (Current Ratio 0.28)

Bearish technical trend (0/100)

AI Fair Value Estimate

Based on comprehensive analysis

$2.84

-12.1% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Underperforming Value

Key drivers: Negative growth metrics, Dividend sustainability risk, Asset-based valuation support

Confidence

85%

Value

65/100

Ref P/E 14.68, Graham Number $4.14

Positives

P/B < 1.0
Price below Graham Number

Watchpoints

Price significantly above growth-based intrinsic value

Future

30/100

Ref Revenue Growth -11.80%, Earnings Growth -7.90%

Positives

No standout positives identified.

Watchpoints

Declining revenue
Declining earnings

Past

55/100

Ref Historical price changes

Positives

Positive 3Y and 5Y returns

Watchpoints

Stagnant 6M performance
Negative 1M trend

Health

50/100

Ref Piotroski F-Score, Current Ratio 0.28

Positives

Stable Piotroski F-Score (5/9)

Watchpoints

Very low current and quick ratios

Dividend

40/100

Ref Payout Ratio 120%

Positives

High nominal yield (8.17%)

Watchpoints

Payout ratio exceeds 100% of earnings

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$3.23

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PIM and closest competitors.

Updated 2026-05-01

Company	5Y	3Y	1Y	6M	1M	1W
PIM Putnam Master Intermediate Income Trust Primary	+12.0%	+31.8%	+5.0%	+0.1%	-0.9%	+0.3%
NAZ Nuveen Arizona Quality Municipal Income Fund Peer	+5.5%	+39.3%	+12.8%	+8.3%	+7.4%	+1.4%
PNBK Patriot National Bancorp, Inc. Peer	-85.8%	-85.9%	-29.1%	+10.7%	+0.8%	+1.5%
GLQ Clough Global Equity Fund Peer	-6.0%	+90.3%	+44.8%	+9.1%	+11.1%	+0.4%
MHF Western Asset Municipal High Income Fund Inc. Peer	+9.9%	+24.4%	+1.2%	-0.4%	+2.8%	-1.2%

PIM

Putnam Master Intermediate Income Trust

Primary

+12.0%

+31.8%

+5.0%

+0.1%

-0.9%

+0.3%

NAZ

Nuveen Arizona Quality Municipal Income Fund

Peer

+5.5%

+39.3%

+12.8%

+8.3%

+7.4%

+1.4%

PNB

Patriot National Bancorp, Inc.

Peer

-85.8%

-85.9%

-29.1%

+10.7%

+0.8%

+1.5%

GLQ

Clough Global Equity Fund

Peer

-6.0%

+90.3%

+44.8%

+9.1%

+11.1%

+0.4%

MHF

Western Asset Municipal High Income Fund Inc.

Peer

+9.9%

+24.4%

+1.2%

-0.4%

+2.8%

-1.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

14.68

N/A

0.93

14.7

14.59

N/A

$155.64M

Profitability

Profit margins and return metrics

Profit Margin 102.29%

Operating Margin 84.66%

Gross Margin 100.0%

ROE 6.45%

ROA 2.42%

Growth

Revenue and earnings growth rates

Revenue Growth -11.8%

Earnings Growth -7.9%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth -7.9%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

0.28

Weak

Quick Ratio

0.16

Poor

Cash/Share

$0.03

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q3 2025

Total Assets

$0.2B

Liabilities

$0.0B

Equity

$0.2B

Debt/Equity

0.25x

Financial Services Sector Comparison

Comparing PIM against 1034 companies in the Financial Services sector (162 bullish, 450 neutral, 422 bearish)

P/E Ratio

14.68

This Stock

35.38

Sector Avg

-58.5% (Discount)

Return on Equity (ROE)

6.45%

This Stock

0.74%

Sector Avg

+772.9% (Excellent)

Profit Margin

102.29%

This Stock

85.98%

Sector Avg

+19.0% (Superior)

Revenue Growth

-11.8%

This Stock

32.8%

Sector Avg

-136.0% (Slower)

Current Ratio

0.28

This Stock

3.68

Sector Avg

-92.2% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
PIM Putnam Master Intermediate...	NEUTRAL	$155.64M	14.68	6.4%	102.3%	$3.23
NAZ Nuveen Arizona Quality...	NEUTRAL	$154.38M	-	-%	-76.3%	$12.57	Compare
PNBK Patriot National Bancorp, Inc.	BEARISH	$156.89M	-	-25.7%	-45.2%	$1.34	Compare
GLQ Clough Global Equity Fund	BULLISH	$151.59M	4.35	22.1%	1087.7%	$8.09	Compare
MHF Western Asset Municipal...	BEARISH	$151.23M	37.83	2.4%	55.4%	$6.81	Compare

PIM Putnam Master...

NEUTRAL

Mkt Cap

$156M

P/E

14.7

ROE

6.4%

Price

$3.23

NAZ Nuveen Arizona...

Compare with PIM

Compare with PIM

Compare with PIM

Compare with PIM

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

2026-03-10

PIM filed a definitive proxy statement on March 10, 2026, providing shareholders with necessary information to vote on corporate matters at the upcoming annual meeting.

DEF 14A

PUTNAM CLOSED-END FUNDS

2025-03-10

Putnam Closed-End Funds filed a definitive proxy statement (DEF 14A) on March 10, 2025, to provide shareholders with information regarding upcoming voting matters.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning PIM from our newsroom.

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PIM

PIM Putnam Master Intermediate Income Trust - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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