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PMTW

BEARISH
$25.68 Live
PennyMac Mortgage Investment Trust · NYSE
$24.78 52W Range $25.91

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026
Market cap
N/A
P/E
N/A
ROE
6.7%
Profit margin
17.7%
Debt/Equity
10.14
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PMTW exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 3/9 and an extreme Debt/Equity ratio of 10.14. While the company reports an anomalous revenue growth of 1067.60%, this is offset by a very bearish technical trend (10/100) and a complete lack of dividend strength, which is critical for a Mortgage Investment Trust. The stock is trading at a premium to book value (P/B 1.66) despite poor fundamental health and stagnant long-term price performance.

Key Strengths

High gross margins (82.89%)
Positive earnings growth (17% YoY)
Operating margin remains healthy at 21.10%
Current ratio of 1.35 indicates short-term liquidity
Recent 1-month price recovery of 2.4%

Key Risks

Extreme leverage with a Debt/Equity ratio of 10.14
Weak financial health as indicated by Piotroski F-Score (3/9)
Strongly bearish technical trend (10/100)
Lack of dividend yield/strength for an mREIT structure
Stagnant 5-year price performance (+3.5%)
AI Fair Value Estimate
Based on comprehensive analysis
$18.5
-28.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
28
Weak
Value
40
Future
55
Past
30
Health
15
Dividend
0
AI Verdict
High Risk / Speculative
Key drivers: Extreme leverage, Weak Piotroski score, Bearish technicals, P/B premium
Confidence
90%
Value
40/100

Ref P/B 1.66; lacks traditional valuation support

Positives
  • Positive profit margins
Watchpoints
  • P/B of 1.66 is high for a distressed health profile
  • No Graham Number available
Future
55/100

Ref 1067.6% Revenue Growth

Positives
  • Massive YoY revenue growth
  • Steady earnings growth
Watchpoints
  • Revenue growth likely an anomaly or non-recurring
  • Bearish technical trend
Past
30/100

Ref 5Y Change +3.5%

Positives
  • Positive long-term change
Watchpoints
  • Flat performance over 1Y, 3Y, and 5Y (+3.5%)
  • Lack of momentum
Health
15/100

Ref Piotroski F-Score and Debt/Equity

Positives
  • Current ratio > 1
Watchpoints
  • Piotroski F-Score 3/9 (Weak)
  • Debt/Equity 10.14 (Extreme)
Dividend
0/100

Ref Dividend Strength 0/100

Positives
No standout positives identified.
Watchpoints
  • Dividend strength 0/100
  • No yield reported

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$25.68

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PMTW and closest competitors.

Updated 2026-05-01
PMT
PennyMac Mortgage Investment Trust
Primary
5Y
+3.5%
3Y
+3.5%
1Y
+3.5%
6M
-0.2%
1M
+2.4%
1W
+0.3%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
1.66
P/S Ratio
N/A
EV/Revenue
29.94
EV/EBITDA
N/A
Market Cap
N/A

Profitability

Profit margins and return metrics

Profit Margin 17.73%
Operating Margin 21.1%
Gross Margin 82.88%
ROE 6.69%
ROA 0.71%

Growth

Revenue and earnings growth rates

Revenue Growth +1067.6%
Earnings Growth +17.0%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +12.5%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
10.14
High debt
Current Ratio
1.35
Good
Quick Ratio
0.94
Poor
Cash/Share
$3.77

Ownership Structure

Institutional and insider holdings breakdown

Ownership Breakdown

Top Institutional Holders

ETF Series Solutions-AAM Low Duration Preferred and Income Securities
9,720 shares • 2026-01-31
iShares Trust-iShares Preferred and Income Securities ETF
319,336 shares • 2026-02-28
Angel Oak Financial Strategies Income Term Trust
37,691 shares • 2026-03-31

Past News Coverage

Recent headlines mentioning PMTW from our newsroom.

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