PRU
NEUTRAL
$98.28
Live
Prudential Financial, Inc. · NYSE
Target $109.8
(+11.7%)
$90.38
52W Range
$119.76
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 01, 2026
Market cap
$34.2B
P/E
9.84
ROE
11.4%
Profit margin
5.8%
Debt/Equity
1.24
Dividend yield
5.58%
AI Analysis
AI-powered fundamental assessment
Confidence
50%
PRU shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.
Key Strengths
Attractive valuation with P/E of 9.8
Undervalued vs Graham Number ($144.76)
Strong revenue growth of 31.2%
Key Risks
Limited historical data available for full assessment
Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.
AI Fair Value Estimate
Based on comprehensive analysis
$69.93
-28.8% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
60
Strong
65
65
50
50
70
AI Verdict
PRU shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 9.8, Undervalued vs Graham Number ($144.76), Limited historical data available for full assessment
Confidence
70%
Value
65/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 9.8x trailing earnings.
- Trades below Graham Number.
Watchpoints
- Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.
Future
65/100
Rule-based growth outlook.
Positives
- Revenue growth running at 31.2%.
Watchpoints
No urgent risks highlighted.
Past
50/100
Historical performance + price trend: Shares moved +34.8% over 5Y and -7.3% over 1Y.
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Health
50/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
70/100
Dividend policy fallback.
Positives
- Strong dividend profile (Score: 70/100).
- Yield: 5.6%.
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$98.28
Analyst Target
$109.8
Upside/Downside
+11.7%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PRU and closest competitors.
Updated 2026-04-01
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PRU
Prudential Financial, Inc.
Primary
|
+34.8% | +38.6% | -7.3% | -2.0% | -1.7% | +3.2% |
|
ACGL
Arch Capital Group Ltd.
Peer
|
+158.1% | +46.0% | +3.4% | +1.3% | -5.2% | -3.9% |
|
HBAN
Huntington Bancshares Incorporated
Peer
|
+24.2% | +64.2% | +32.0% | +7.0% | +5.8% | +3.7% |
|
CBOE
Cboe Global Markets, Inc.
Peer
|
+208.2% | +125.2% | +43.6% | +27.6% | +9.7% | +1.3% |
|
HIG
The Hartford Insurance Group, Inc.
Peer
|
+123.7% | +103.9% | +15.4% | +10.3% | +3.3% | -1.6% |
PRU
Prudential Financial, Inc.
Primary
5Y
+34.8%
3Y
+38.6%
1Y
-7.3%
6M
-2.0%
1M
-1.7%
1W
+3.2%
ACG
Arch Capital Group Ltd.
Peer
5Y
+158.1%
3Y
+46.0%
1Y
+3.4%
6M
+1.3%
1M
-5.2%
1W
-3.9%
HBA
Huntington Bancshares Incorporated
Peer
5Y
+24.2%
3Y
+64.2%
1Y
+32.0%
6M
+7.0%
1M
+5.8%
1W
+3.7%
CBO
Cboe Global Markets, Inc.
Peer
5Y
+208.2%
3Y
+125.2%
1Y
+43.6%
6M
+27.6%
1M
+9.7%
1W
+1.3%
HIG
The Hartford Insurance Group, Inc.
Peer
5Y
+123.7%
3Y
+103.9%
1Y
+15.4%
6M
+10.3%
1M
+3.3%
1W
-1.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
9.84
Forward P/E
6.4
PEG Ratio
N/A
P/B Ratio
1.05
P/S Ratio
0.56
EV/Revenue
0.66
EV/EBITDA
7.71
Market Cap
$34.2B
Profitability
Profit margins and return metrics
Profit Margin
5.84%
Operating Margin
10.41%
Gross Margin
29.6%
ROE
11.36%
ROA
0.42%
Growth
Revenue and earnings growth rates
Revenue Growth
+31.2%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.24
Moderate
Current Ratio
0.92
Weak
Quick Ratio
0.81
Poor
Cash/Share
$117.8
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$15.7B
Net Margin
5.8%
Total Assets
$773.7B
Liabilities
$738.2B
Equity
$32.4B
Debt/Equity
22.76x
Operating CF
$3.3B
Free Cash Flow
$3.3B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-29
$N/A
2026-02-03
$3.3
-1.9% surprise
2025-10-29
$4.01
+7.7% surprise
2025-07-30
$1.48
-51.8% surprise
Financial Services Sector Comparison
Comparing PRU against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
9.84
This Stock
vs
36.01
Sector Avg
-72.7%
(Discount)
Return on Equity (ROE)
11.36%
This Stock
vs
-0.73%
Sector Avg
-1650.3%
(Below Avg)
Profit Margin
5.84%
This Stock
vs
91.62%
Sector Avg
-93.6%
(Weaker)
Debt to Equity
1.24
This Stock
vs
1.36
Sector Avg
-8.4%
(Lower)
Revenue Growth
31.2%
This Stock
vs
35.27%
Sector Avg
-11.5%
(Slower)
Current Ratio
0.92
This Stock
vs
3.18
Sector Avg
-71.2%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PRU
Prudential Financial, Inc.
|
NEUTRAL | $34.2B | 9.84 | 11.4% | 5.8% | $98.28 | |
|
ACGL
Arch Capital Group Ltd.
|
NEUTRAL | $33.89B | 8.06 | 19.5% | 22.1% | $93.47 | Compare |
|
HBAN
Huntington Bancshares Incorporated
|
NEUTRAL | $33.37B | 11.78 | 10.1% | 28.7% | $16.38 | Compare |
|
CBOE
Cboe Global Markets, Inc.
|
NEUTRAL | $31.82B | 29.16 | 23.4% | 23.3% | $303.81 | Compare |
|
HIG
The Hartford Insurance Group, Inc.
|
BULLISH | $37.48B | 9.63 | 22.7% | 14.1% | $136.71 | Compare |
PRU
Prudential...
NEUTRAL
Mkt Cap
$34.2B
P/E
9.8
ROE
11.4%
Price
$98.28
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | CASE SCOTT E | Officer | Stock Award | 2,717 | - |
| 2026-02-27 | SCHMIDT TIMOTHY L | Officer | Stock Award | 4,779 | - |
| 2026-02-27 | SULLIVAN ANDREW F | Chief Executive Officer | Stock Award | 11,711 | - |
| 2026-02-27 | FRIAS YANELA | Chief Financial Officer | Stock Award | 4,007 | - |
| 2026-02-27 | WALIA VICKI | Officer | Stock Award | 2,384 | - |
| 2026-02-27 | BOYLE ROBERT F | Officer | Stock Award | 2,511 | - |
| 2026-02-27 | WALDECK GEORGE P JR | Officer | Stock Award | 5,588 | - |
| 2026-02-27 | KAPPLER ANN M | General Counsel | Stock Award | 7,071 | - |
| 2026-02-27 | LOWREY CHARLES F | Chairman of the Board | Stock Award | 31,985 | - |
| 2026-02-17 | STODDARD THOMAS D | Director | Purchase | 250 | $25,742 |
| 2026-02-11 | WOLK JOSEPH J | Director | Purchase | 400 | $42,128 |
| 2026-02-09 | SCHMIDT TIMOTHY L | Officer | Stock Award | 10,176 | - |
| 2026-02-09 | SULLIVAN ANDREW F | Chief Executive Officer | Stock Award | 32,065 | - |
| 2026-02-09 | FEENEY CAROLINE | Officer | Stock Award | 23,728 | - |
| 2026-02-09 | FRIAS YANELA | Chief Financial Officer | Stock Award | 4,190 | - |
CASE SCOTT E
Officer
2026-02-27
2,717 shares
SCHMIDT TIMOTHY L
Officer
2026-02-27
4,779 shares
SULLIVAN ANDREW F
Chief Executive Officer
2026-02-27
11,711 shares
FRIAS YANELA
Chief Financial Officer
2026-02-27
4,007 shares
WALIA VICKI
Officer
2026-02-27
2,384 shares
BOYLE ROBERT F
Officer
2026-02-27
2,511 shares
WALDECK GEORGE P JR
Officer
2026-02-27
5,588 shares
KAPPLER ANN M
General Counsel
2026-02-27
7,071 shares
LOWREY CHARLES F
Chairman of the Board
2026-02-27
31,985 shares
STODDARD THOMAS D
Director
2026-02-17
250 shares
·
$25,742
WOLK JOSEPH J
Director
2026-02-11
400 shares
·
$42,128
SCHMIDT TIMOTHY L
Officer
2026-02-09
10,176 shares
SULLIVAN ANDREW F
Chief Executive Officer
2026-02-09
32,065 shares
FEENEY CAROLINE
Officer
2026-02-09
23,728 shares
FRIAS YANELA
Chief Financial Officer
2026-02-09
4,190 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
15 analysts
Keefe, Bruyette & Woods
2026-03-26
Market Perform
Market Perform
Barclays
2026-03-11
Equal-Weight
Equal-Weight
Morgan Stanley
2026-03-03
Equal-Weight
Equal-Weight
Wells Fargo
2026-02-25
Equal-Weight
Underweight
Mizuho
2026-02-10
Neutral
Neutral
Evercore ISI Group
2026-02-05
In-Line
In-Line
JP Morgan
2026-02-04
Neutral
Neutral
Wells Fargo
2026-01-13
Equal-Weight
Equal-Weight
UBS
2026-01-08
Neutral
Neutral
Piper Sandler
2025-12-23
Neutral
Neutral
Past News Coverage
Recent headlines mentioning PRU from our newsroom.
Newest → oldest
No matching news yet.