PRU Prudential Financial, Inc. - Fundamental Analysis
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PRU Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Insurance - Life
Current Price
Live
$111.69
Analyst Target
$119.36
+6.9%
Upside
52W High
$123.88
52W Low
$90.38
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
72%
Analysis Accuracy
PRU's Advanced Deterministic Scorecard shows a Piotroski F-Score of 4/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. The stock appears undervalued based on a Forward P/E of 7.48 versus sector average of 24.36 and trades below both the Graham Number ($122.74) and Intrinsic Value ($215.35), suggesting potential value. However, weak profitability metrics like ROA of 0.27% and declining revenue growth (-8.30% YoY) offset these advantages. Mixed analyst sentiment (Hold) and negative insider activity further temper optimism despite strong recent earnings growth and a high dividend yield.
Key Strengths
Attractive valuation with Forward P/E of 7.48 well below sector average of 24.36
Current price of $111.69 is below Graham Number ($122.74), indicating potential undervaluation
High dividend yield of 4.64% with a manageable 73.29% payout ratio
Strong recent earnings growth: YoY EPS up 223.40% and Q/Q EPS up 219.40%
Beats earnings estimates in 3 of last 4 quarters with strong average surprise of 9.7%
Key Risks
Low Piotroski F-Score of 4/9 signals suboptimal financial strength and operational efficiency
Revenue declining YoY by -8.30%, indicating top-line pressure despite earnings growth
Very low ROA of 0.27% suggests poor asset utilization, a critical concern for financial firms
Negative insider sentiment: $7.23M in insider sales with no buys in last 6 months
Current and Quick Ratios below 1.0 (0.84 and 0.73) indicate potential liquidity stress
AI Fair Value Estimate
Based on comprehensive analysis
$122.74
+9.9% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare PRU against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
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