RLI

BEARISH

$51.5 Live

RLI Corp. · NYSE

Target $57.75 (+12.1%)

$50.63 52W Range $77.24

RLI RLI Corp. - Fundamental Analysis

BEARISH

Console Chart News

RLI Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Insurance - Property & Casualty

Current Price Live

$51.5

Analyst Target

$57.75

+12.1% Upside

52W High

$77.24

52W Low

$50.63

Overview AI Snowflake Price Valuation More metrics Peers Insiders SEC Filings

At a glance

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AI Analysis

AI-powered fundamental assessment

Confidence

85%

RLI Corp presents a stable but deteriorating profile, characterized by a Piotroski F-Score of 4/9 and a current price of $51.50 that significantly exceeds both its Graham Number ($43.22) and Intrinsic Value ($30.03). While the company maintains a strong ROE of 23.23% and very low leverage (Debt/Equity 0.20), these fundamentals are overshadowed by negative earnings growth (-12.2% YoY) and a severe bearish technical trend. The stock is currently trading at a premium to its defensive fair value despite a lack of growth catalysts.

Key Strengths

Strong Return on Equity (ROE) of 23.23%

Very low Debt/Equity ratio (0.20), indicating high solvency

Consistent track record of beating earnings estimates (3/4 last 4 quarters)

Conservative dividend payout ratio (14.92%)

Healthy profit margins (20.80%)

Key Risks

Negative earnings growth (-12.2% YoY and -13.2% Q/Q)

Significant overvaluation relative to Intrinsic Value ($30.03) and Graham Number ($43.22)

Strongly bearish technical trend (1Y Change: -26.7%)

Forward P/E (18.54) is higher than trailing P/E (12.00), suggesting expected earnings decline

Stagnant revenue growth (4.00% YoY)

AI Fair Value Estimate

Based on comprehensive analysis

$40.0

-22.3% below current price

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Profitability, Growth & Financial Health

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Sector Comparison & Peer Analysis

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RLI