UNP
NEUTRAL
$249.4
Live
Union Pacific Corporation · NYSE
Target $273.33
(+9.6%)
$206.63
52W Range
$268.14
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 23, 2026
Market cap
$148.06B
P/E
20.84
ROE
40.4%
Profit margin
29.1%
Debt/Equity
1.78
Dividend yield
2.21%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
Union Pacific exhibits a stable but mediocre deterministic health profile with a Piotroski F-Score of 4/9 and a bearish technical trend. While the company maintains exceptional profitability metrics, including an ROE of 40.38% and operating margins of 40.89%, it is currently trading at a significant premium to both its Graham Number ($91.56) and Intrinsic Value ($205.88). The combination of stagnant revenue growth (-0.60% YoY) and a high PEG ratio (2.84) suggests that the current market price is pricing in growth that is not yet evident in the fundamentals.
Key Strengths
Exceptional Return on Equity (ROE) of 40.38%
Strong operating margins (40.89%) indicating high operational efficiency
Consistent earnings track record with 3 of the last 4 quarters beating estimates
Sustainable dividend payout ratio of 45.41%
Dominant market position within the railroad industry
Key Risks
Negative year-over-year revenue growth (-0.60%)
Significant overvaluation relative to book value (P/B of 8.01)
Liquidity concerns with a current ratio of 0.91 and quick ratio of 0.67
Bearish technical trend (0/100) and bearish insider sentiment
High PEG ratio (2.84) indicating the stock is expensive relative to its earnings growth
AI Fair Value Estimate
Based on comprehensive analysis
$212.5
-14.8% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
55
Moderate
30
40
85
50
70
AI Verdict
Overvalued Quality
Key drivers: High profitability, Stagnant revenue, Premium valuation
Confidence
90%
Value
30/100
Ref P/E 20.84, PEG 2.84, Graham Number $91.56
Positives
- Forward P/E is slightly lower than trailing P/E
Watchpoints
- Price is 171% above Graham Number
- Price is 21% above Intrinsic Value
- High P/B ratio of 8.01
Future
40/100
Ref Growth rates
Positives
- Positive earnings growth (6.80% YoY)
Watchpoints
- Negative revenue growth (-0.60% YoY)
- Negative Q/Q revenue growth (-0.59%)
Past
85/100
Ref Historical trends
Positives
- Strong historical earnings beats
- Consistent profitability margins
- Positive 1Y and 5Y price performance
Watchpoints
No urgent risks highlighted.
Health
50/100
Ref Piotroski F-Score 4/9
Positives
- Piotroski F-Score of 4/9 indicates stability
Watchpoints
- Current ratio below 1.0
- Debt/Equity of 1.78 is moderate to high
Dividend
70/100
Ref Yield 2.21%, Payout 45.41%
Positives
- Healthy payout ratio (45.41%)
- Consistent dividend rate
Watchpoints
- Relatively low yield (2.21%) compared to some industrial peers
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$249.4
Analyst Target
$273.33
Upside/Downside
+9.6%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for UNP and closest competitors.
Updated 2026-04-22
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
UNP
Union Pacific Corporation
Primary
|
+24.9% | +33.4% | +17.7% | +12.0% | +4.6% | +0.6% |
|
DE
Deere & Company
Peer
|
+66.1% | +45.4% | +22.6% | +28.9% | -8.0% | +0.4% |
|
HON
Honeywell International Inc.
Peer
|
+15.2% | +26.5% | +20.2% | +14.2% | -1.4% | -5.3% |
|
GEV
GE Vernova Inc.
Peer
|
+341.7% | +341.7% | +77.8% | +35.2% | -6.1% | +0.6% |
|
ETN
Eaton Corporation plc
Peer
|
+225.4% | +125.9% | -1.6% | +7.4% | -7.7% | -5.7% |
UNP
Union Pacific Corporation
Primary
5Y
+24.9%
3Y
+33.4%
1Y
+17.7%
6M
+12.0%
1M
+4.6%
1W
+0.6%
DE
Deere & Company
Peer
5Y
+66.1%
3Y
+45.4%
1Y
+22.6%
6M
+28.9%
1M
-8.0%
1W
+0.4%
HON
Honeywell International Inc.
Peer
5Y
+15.2%
3Y
+26.5%
1Y
+20.2%
6M
+14.2%
1M
-1.4%
1W
-5.3%
GEV
GE Vernova Inc.
Peer
5Y
+341.7%
3Y
+341.7%
1Y
+77.8%
6M
+35.2%
1M
-6.1%
1W
+0.6%
ETN
Eaton Corporation plc
Peer
5Y
+225.4%
3Y
+125.9%
1Y
-1.6%
6M
+7.4%
1M
-7.7%
1W
-5.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
20.84
Forward P/E
18.37
PEG Ratio
2.84
P/B Ratio
8.01
P/S Ratio
6.04
EV/Revenue
7.32
EV/EBITDA
14.41
Market Cap
$148.06B
Profitability
Profit margins and return metrics
Profit Margin
29.12%
Operating Margin
40.89%
Gross Margin
56.35%
ROE
40.38%
ROA
9.07%
Growth
Revenue and earnings growth rates
Revenue Growth
-0.6%
Earnings Growth
+6.8%
Q/Q Revenue Growth
-0.59%
Q/Q Earnings Growth
+4.9%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.78
High debt
Current Ratio
0.91
Weak
Quick Ratio
0.67
Poor
Cash/Share
$2.56
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$6.1B
Gross Margin
45.1%
Op. Margin
39.5%
Net Margin
30.4%
Total Assets
$69.7B
Liabilities
$51.2B
Equity
$18.5B
Debt/Equity
2.77x
Operating CF
$2.2B
CapEx
$-1.0B
Free Cash Flow
$1.2B
FCF Yield
55%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-23
$N/A
2026-01-27
$3.11
+8.8% surprise
2025-10-23
$3.01
+1.1% surprise
2025-07-24
$3.03
+4.2% surprise
Industrials Sector Comparison
Comparing UNP against 469 companies in the Industrials sector
(39 bullish, 174 neutral, 256 bearish)
P/E Ratio
20.84
This Stock
vs
98.24
Sector Avg
-78.8%
(Discount)
Return on Equity (ROE)
40.38%
This Stock
vs
-19.38%
Sector Avg
-308.3%
(Below Avg)
Profit Margin
29.12%
This Stock
vs
6.65%
Sector Avg
+337.7%
(Superior)
Debt to Equity
1.78
This Stock
vs
2.63
Sector Avg
-32.5%
(Less Debt)
Revenue Growth
-0.6%
This Stock
vs
71.29%
Sector Avg
-100.8%
(Slower)
Current Ratio
0.91
This Stock
vs
3.09
Sector Avg
-70.6%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
UNP
Union Pacific Corporation
|
NEUTRAL | $148.06B | 20.84 | 40.4% | 29.1% | $249.4 | |
|
DE
Deere & Company
|
BEARISH | $156.33B | 32.62 | 19.6% | 10.3% | $578.76 | Compare |
|
HON
Honeywell International Inc.
|
BEARISH | $139.38B | 31.74 | 26.1% | 12.6% | $219.97 | Compare |
|
GEV
GE Vernova Inc.
|
NEUTRAL | $156.91B | 94.34 | 16.7% | 4.5% | $578.31 | Compare |
|
ETN
Eaton Corporation plc
|
BULLISH | $137.52B | 35.34 | 20.7% | 14.7% | $352.39 | Compare |
UNP
Union Pacific Corporation
NEUTRAL
Mkt Cap
$148.1B
P/E
20.8
ROE
40.4%
Price
$249.4
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-10 | HAMANN JENNIFER L | Chief Financial Officer | Stock Award | 9 | $2,325 |
| 2026-04-10 | GEHRINGER ERIC J. | Officer | Stock Award | 14 | $3,750 |
| 2026-04-10 | JALALI RAHUL | Chief Technology Officer | Stock Award | 9 | $2,400 |
| 2026-04-10 | CONLIN CHRISTINA B | Officer | Stock Award | 7 | $1,905 |
| 2026-04-10 | POWERS CARRIE J. | Officer | Stock Award | 6 | $1,580 |
| 2026-04-10 | VENA VINCENZO JIM | Chief Executive Officer | Stock Award | 11 | $3,000 |
| 2026-04-10 | ROCKER KENYATTA G. | Officer | Stock Award | 16 | $4,244 |
| 2026-03-20 | GEHRINGER ERIC J. | Officer | Sale | 1,999 | $469,625 |
| 2026-03-10 | HAMANN JENNIFER L | Chief Financial Officer | Stock Award | 8 | $2,133 |
| 2026-03-10 | GEHRINGER ERIC J. | Officer | Stock Award | 13 | $3,500 |
| 2026-03-10 | JALALI RAHUL | Chief Technology Officer | Stock Award | 9 | $2,268 |
| 2026-03-10 | CONLIN CHRISTINA B | Officer | Stock Award | 6 | $1,725 |
| 2026-03-10 | POWERS CARRIE J. | Officer | Stock Award | 6 | $1,525 |
| 2026-03-10 | VENA VINCENZO JIM | Chief Executive Officer | Stock Award | 29 | $7,500 |
| 2026-03-10 | ROCKER KENYATTA G. | Officer | Stock Award | 15 | $3,767 |
HAMANN JENNIFER L
Chief Financial Officer
2026-04-10
9 shares
·
$2,325
GEHRINGER ERIC J.
Officer
2026-04-10
14 shares
·
$3,750
JALALI RAHUL
Chief Technology Officer
2026-04-10
9 shares
·
$2,400
CONLIN CHRISTINA B
Officer
2026-04-10
7 shares
·
$1,905
POWERS CARRIE J.
Officer
2026-04-10
6 shares
·
$1,580
VENA VINCENZO JIM
Chief Executive Officer
2026-04-10
11 shares
·
$3,000
ROCKER KENYATTA G.
Officer
2026-04-10
16 shares
·
$4,244
GEHRINGER ERIC J.
Officer
2026-03-20
1,999 shares
·
$469,625
HAMANN JENNIFER L
Chief Financial Officer
2026-03-10
8 shares
·
$2,133
GEHRINGER ERIC J.
Officer
2026-03-10
13 shares
·
$3,500
JALALI RAHUL
Chief Technology Officer
2026-03-10
9 shares
·
$2,268
CONLIN CHRISTINA B
Officer
2026-03-10
6 shares
·
$1,725
POWERS CARRIE J.
Officer
2026-03-10
6 shares
·
$1,525
VENA VINCENZO JIM
Chief Executive Officer
2026-03-10
29 shares
·
$7,500
ROCKER KENYATTA G.
Officer
2026-03-10
15 shares
·
$3,767
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
10-K
Union Pacific's 10-K filing dated February 6, 2026, provides a comprehensive overview of the company's business operations and financial condition. The report details critical accounting estimates and identifies key risk factors essential for evaluating the company's operational stability and financial performance.
8-K
8-K
8-K
10-Q
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
24 analysts
Benchmark
2026-04-17
Buy
Buy
Citigroup
2026-04-07
Buy
Buy
Bernstein
2026-03-31
Outperform
Outperform
Evercore ISI Group
2026-03-19
In-Line
Outperform
Baird
2026-03-06
Neutral
Outperform
JP Morgan
2026-01-28
Neutral
Neutral
Citigroup
2026-01-28
Buy
Buy
JP Morgan
2026-01-12
Neutral
Neutral
BMO Capital
2026-01-07
Outperform
Market Perform
Barclays
2025-12-16
Overweight
Overweight
Past News Coverage
Recent headlines mentioning UNP from our newsroom.
Newest → oldest
No matching news yet.