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Roth IRA Phaseouts for 2025: Are You Still Eligible to Contribute Before the April Deadline?

Apr 08, 2026 09:57 UTC

Key PointsThe deadline for contributing to a Roth IRA for 2025 is April 15, 2026..

  • April 08, 2026 — 05:57 am EDT Written byAdam LevyforThe Motley Fool-> The deadline for contributing to a Roth IRA for 2025 is April 15, 2026
  • You may have to reduce your contribution if you earned over a certain amount in 2025
  • There's a loophole that could give you access to the Roth IRA even if you earned too much

April 08, 2026 — 05:57 am EDT Written byAdam LevyforThe Motley Fool-> The deadline for contributing to a Roth IRA for 2025 is April 15, 2026. You may have to reduce your contribution if you earned over a certain amount in 2025. There's a loophole that could give you access to the Roth IRA even if you earned too much. While the calendar has long-since flipped over to 2026, you still have a few more days to contribute to an IRA for 2025. The deadline for 2025 contributions is April 15, the same day taxes are due. A Roth IRA can be a great way to supercharge your retirement savings. You'll benefi

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