The April 1 RMD Deadline Is Here -- What First-Year Retirees Need to Know

Key PointsYou can delay your first RMD until April 1 of the year after you turn 73..

• April 08, 2026 — 11:35 am EDT Written byLeo SunforThe Motley Fool-> You can delay your first RMD until April 1 of the year after you turn 73
• Most people should spread out the two RMDs over two years, but doubling up in the second year might make sense if you expect a big drop in taxable income
• If you aren't close to retiring yet,maxing outyour contributions to IRAs, 401(k)s, and other retirement accounts can be a great way to reduce your taxable income