B2B Stablecoin Payments Projected to Reach $5 Trillion by 2035

Cross-border business-to-business (B2B) stablecoin payments are poised for exponential growth, with total volumes expected to hit $5 trillion by 2035, according to a new report from Juniper Research. This projection represents a 373-fold increase from the estimated $13.4 billion in transaction value recorded this year. The growth reflects a fundamental shift in how enterprises handle treasury operations and supply chain settlements, moving away from legacy banking systems toward blockchain-based infrastructure. Juniper Research notes that 85% of all stablecoin transaction value by 2035 will likely originate from B2B activity, signaling a transition of fiat-pegged cryptocurrencies from speculative assets to a foundational layer of institutional payment infrastructure. The primary drivers for this adoption are the ability for 24/7 settlement finality and the inherent programmability of stablecoins, which address long-standing inefficiencies in the traditional correspondent banking model. Analysts suggest that stablecoin issuers should now prioritize enterprise integrations and treasury partnerships to capture the bulk of this projected value. This trend is echoed by data from Chainalysis, which projects that adjusted transaction volumes could reach $719 trillion by 2035. The blockchain intelligence firm suggests that as digital assets become the default for the next generation of users, the focus will shift from whether stablecoins can compete with traditional rails to how quickly they will replace them.