FICO Signals $2.45 Billion FY2026 Revenue Target Amid Pricing Pivot

Fair Isaac Corporation (FICO) has indicated a robust growth trajectory for the upcoming fiscal year, signaling a revenue target of $2.45 billion for FY2026. Management characterized the second quarter of fiscal 2026 as a very strong period, providing a positive foundation for the first half of the year. A central component of the company's growth strategy involves a pricing transition for the FICO Score 10T. The company is shifting the pricing model to a $0.99 base rate, which will be accompanied by a $65 funding fee. This strategic adjustment in the monetization of its scoring products is expected to contribute significantly to the company's top-line expansion. By refining the cost structure of its latest scoring model, FICO aims to optimize revenue capture from its dominant position in the credit scoring market. Investors are likely to view the increased revenue guidance and the specific pricing updates as a sign of strong pricing power and operational momentum. The shift toward a funding fee model suggests a move to capture more value from the implementation and deployment of its advanced scoring technology.