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AAPL vs LSAK

AAPL
Apple Inc.
NEUTRAL
Price
$258.90
Market Cap
$3.81T
Sector
Technology
AI Confidence
85%
LSAK
Lesaka Technologies, Inc.
NEUTRAL
Price
$4.86
Market Cap
$408.7M
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
AAPL
32.77
LSAK
--
Forward P/E
AAPL
27.76
LSAK
13.5
P/B Ratio
AAPL
43.16
LSAK
2.13
P/S Ratio
AAPL
8.74
LSAK
0.6
EV/EBITDA
AAPL
25.01
LSAK
10.86

Profitability

Gross Margin
AAPL
47.33%
LSAK
29.73%
Operating Margin
AAPL
35.37%
LSAK
1.23%
Profit Margin
AAPL
27.04%
LSAK
-7.53%
ROE
AAPL
152.02%
LSAK
-26.57%
ROA
AAPL
24.38%
LSAK
0.76%

Growth

Revenue Growth
AAPL
15.7%
LSAK
1.4%
Earnings Growth
AAPL
18.3%
LSAK
--

Financial Health

Debt/Equity
AAPL
1.03
LSAK
1.34
Current Ratio
AAPL
0.97
LSAK
1.57
Quick Ratio
AAPL
0.84
LSAK
0.7

Dividends

Dividend Yield
AAPL
0.4%
LSAK
--
Payout Ratio
AAPL
13.04%
LSAK
0.0%

AI Verdict

AAPL NEUTRAL

Apple exhibits a stable financial foundation with a Piotroski F-Score of 6/9, though it currently trades at a significant premium to its intrinsic value of $233.05 and Graham Number of $32.65. While the company demonstrates elite profitability with an ROE of 152.02% and a consistent track record of earnings beats over 25 quarters, valuation metrics are stretched with a PEG ratio of 2.27. The outlook is tempered by bearish insider activity from the CEO and CFO, alongside a technical trend score of 0/100, suggesting a period of consolidation or correction despite strong fundamental growth.

Strengths
Exceptional Return on Equity (ROE) of 152.02%
Consistent earnings beat record over 25 consecutive quarters
Strong profitability margins (Operating Margin: 35.37%, Gross Margin: 47.33%)
Risks
Significant overvaluation relative to defensive fair value (Graham Number)
Bearish insider sentiment with selling from the CEO and CFO
High PEG ratio (2.27) indicating price is outstripping growth
LSAK NEUTRAL

LSAK presents a classic speculative turnaround profile, characterized by a critically weak Piotroski F-Score of 2/9 indicating poor fundamental health. While the balance sheet is strained with a Debt/Equity ratio of 1.34 and negative ROE, the company has shown a remarkable shift in earnings trajectory, moving from consistent losses to significant EPS beats in recent quarters. Valuation is attractive on a Price/Sales basis (0.60), but this is offset by bearish technical trends and negative insider activity. The investment thesis relies entirely on the sustainability of the recent earnings pivot rather than current financial stability.

Strengths
Strong recent earnings track record with 3/4 beats in the last year
Significant Year-over-Year EPS growth (+700%)
Attractive valuation with a Price/Sales ratio of 0.60
Risks
Critically low Piotroski F-Score (2/9) signaling fundamental weakness
High leverage with a Debt/Equity ratio of 1.34
Stagnant revenue growth (1.40% YoY) suggesting a lack of top-line momentum

Compare Another Pair

AAPL vs LSAK: Head-to-Head Comparison

This page compares Apple Inc. (AAPL) and Lesaka Technologies, Inc. (LSAK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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