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ABR vs CCS

ABR
Arbor Realty Trust, Inc.
BEARISH
Price
$7.74
Market Cap
$1.64B
Sector
Real Estate
AI Confidence
78%
CCS
Century Communities, Inc.
NEUTRAL
Price
$59.81
Market Cap
$1.72B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
ABR
10.05
CCS
13.47
Forward P/E
ABR
9.24
CCS
14.59
P/B Ratio
ABR
0.64
CCS
0.67
P/S Ratio
ABR
2.97
CCS
0.43
EV/EBITDA
ABR
--
CCS
15.15

Profitability

Gross Margin
ABR
85.55%
CCS
17.1%
Operating Margin
ABR
13.54%
CCS
4.26%
Profit Margin
ABR
35.1%
CCS
3.31%
ROE
ABR
6.59%
CCS
5.17%
ROA
ABR
1.49%
CCS
2.54%

Growth

Revenue Growth
ABR
-30.0%
CCS
-12.6%
Earnings Growth
ABR
-35.7%
CCS
-33.6%

Financial Health

Debt/Equity
ABR
3.36
CCS
0.6
Current Ratio
ABR
4.81
CCS
5.17
Quick Ratio
ABR
4.63
CCS
0.16

Dividends

Dividend Yield
ABR
15.08%
CCS
1.99%
Payout Ratio
ABR
184.81%
CCS
26.8%

AI Verdict

ABR BEARISH

ABR exhibits weak financial health with a Piotroski F-Score of 4/9, indicating borderline stability, and lacks an Altman Z-Score for definitive distress assessment. Despite a deep value appearance via a Price/Book of 0.64 and a Graham Number of $14.47—nearly double the current price of $7.74—the stock faces severe headwinds from declining revenue and earnings, high leverage, and an unsustainable dividend. Profitability margins are strong, but negative growth trends, a 184.81% payout ratio, and deteriorating fundamentals outweigh valuation appeal. Technical trend at 0/100 confirms strong bearish momentum.

Strengths
High gross and operating margins indicating pricing power or cost control
Price/Book ratio of 0.64 suggests potential undervaluation relative to book value
Graham Number ($14.47) implies significant upside if fundamentals stabilize
Risks
Piotroski F-Score of 4/9 signals weak financial health and operational instability
Debt/Equity ratio of 3.36 is high, increasing financial risk, especially in rising rate environments
Revenue and earnings declining YoY by 30% and 35.7%, respectively, indicating fundamental deterioration
CCS NEUTRAL

Century Communities presents a classic value-trap profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health. While the stock is fundamentally cheap relative to its book value (P/B 0.67) and Graham Number ($94.41), this is offset by severe contractions in revenue (-12.6%) and earnings (-33.6%). The divergence between the growth-based intrinsic value ($31.08) and the current price suggests the market is pricing in a recovery that is not yet supported by the data. Despite analyst 'buy' ratings, the combination of bearish insider selling and negative growth trends warrants a cautious approach.

Strengths
Significant undervaluation relative to book value (P/B 0.67)
Strong defensive valuation based on Graham Number ($94.41)
Low Debt/Equity ratio (0.60) compared to sector averages
Risks
Severe deterioration in financial health (Piotroski F-Score 2/9)
Sharp decline in YoY revenue (-12.6%) and earnings (-33.6%)
Extremely low quick ratio (0.16), indicating high dependency on inventory liquidation

Compare Another Pair

ABR vs CCS: Head-to-Head Comparison

This page compares Arbor Realty Trust, Inc. (ABR) and Century Communities, Inc. (CCS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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