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ACGLO vs V

ACGLO
Arch Capital Group Ltd.
NEUTRAL
Price
$20.20
Market Cap
$11.78B
Sector
Financial Services
AI Confidence
78%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
ACGLO
4.31
V
28.35
Forward P/E
ACGLO
--
V
20.79
P/B Ratio
ACGLO
0.31
V
15.09
P/S Ratio
ACGLO
0.59
V
14.08
EV/EBITDA
ACGLO
1.3
V
20.06

Profitability

Gross Margin
ACGLO
37.16%
V
97.78%
Operating Margin
ACGLO
29.53%
V
68.3%
Profit Margin
ACGLO
22.07%
V
50.23%
ROE
ACGLO
19.54%
V
53.95%
ROA
ACGLO
4.44%
V
18.36%

Growth

Revenue Growth
ACGLO
8.5%
V
14.6%
Earnings Growth
ACGLO
38.8%
V
17.4%

Financial Health

Debt/Equity
ACGLO
0.12
V
0.55
Current Ratio
ACGLO
1.08
V
1.11
Quick Ratio
ACGLO
0.5
V
0.72

Dividends

Dividend Yield
ACGLO
6.75%
V
0.89%
Payout Ratio
ACGLO
--
V
22.91%

AI Verdict

ACGLO NEUTRAL

ACGLO's Piotroski F-Score of 4/9 indicates a borderline stable financial health, falling short of strong resilience. The absence of an Altman Z-Score raises concern about default risk, though the low Debt/Equity (0.12) and strong profitability margins suggest solid balance sheet fundamentals. The stock trades at a deeply undervalued P/E of 4.31 and Price/Book of 0.31, well below sector averages, with a Graham Number of $83.06 and intrinsic value of $138.38, implying significant upside potential. However, the bearish insider sentiment, lack of analyst coverage, and recent price decline undermine near-term momentum despite strong earnings growth.

Strengths
Strong profitability metrics: 22.07% profit margin, 29.53% operating margin, and 19.54% ROE
Extremely low Debt/Equity ratio of 0.12, indicating conservative capital structure
Significant undervaluation relative to intrinsic and Graham fair value estimates
Risks
Piotroski F-Score of 4/9 indicates weak financial health, with only moderate stability
No Altman Z-Score available, creating uncertainty around bankruptcy risk despite low leverage
Bearish insider sentiment with one recent sale and zero buys in the last 6 months
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

ACGLO vs V: Head-to-Head Comparison

This page compares Arch Capital Group Ltd. (ACGLO) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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