ACGLO
NEUTRAL
$20.2
Live
Arch Capital Group Ltd. · NASDAQ
$19.99
52W Range
$22.2
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Mar 14, 2026
Market cap
$11.78B
P/E
4.31
ROE
19.5%
Profit margin
22.1%
Debt/Equity
0.12
Dividend yield
6.75%
AI Analysis
AI-powered fundamental assessment
Confidence
78%
ACGLO's Piotroski F-Score of 4/9 indicates a borderline stable financial health, falling short of strong resilience. The absence of an Altman Z-Score raises concern about default risk, though the low Debt/Equity (0.12) and strong profitability margins suggest solid balance sheet fundamentals. The stock trades at a deeply undervalued P/E of 4.31 and Price/Book of 0.31, well below sector averages, with a Graham Number of $83.06 and intrinsic value of $138.38, implying significant upside potential. However, the bearish insider sentiment, lack of analyst coverage, and recent price decline undermine near-term momentum despite strong earnings growth.
Key Strengths
Strong profitability metrics: 22.07% profit margin, 29.53% operating margin, and 19.54% ROE
Extremely low Debt/Equity ratio of 0.12, indicating conservative capital structure
Significant undervaluation relative to intrinsic and Graham fair value estimates
High earnings growth of 38.80% YoY and 32.40% Q/Q, signaling strong operational momentum
Low P/E (4.31) and Price/Book (0.31) compared to sector averages, suggesting value opportunity
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health, with only moderate stability
No Altman Z-Score available, creating uncertainty around bankruptcy risk despite low leverage
Bearish insider sentiment with one recent sale and zero buys in the last 6 months
Technical trend score of 0/100 reflects strong bearish momentum across all timeframes
Dividend yield of 6.75% is high but unsupported by clear payout ratio or long-term sustainability data
AI Fair Value Estimate
Based on comprehensive analysis
$138.38
+585.0% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
63
Strong
85
72
65
52
40
AI Verdict
neutral
Key drivers: Strong profitability and low leverage, Deep undervaluation relative to intrinsic value, Bearish technicals and insider activity, Low Piotroski F-Score limiting health confidence
Confidence
75%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- Current price of $20.20 is significantly below Graham Number ($83.06) and Intrinsic Value ($138.38)
- P/E of 4.31 is far below sector average (30.46)
- Price/Book of 0.31 reflects deep discount to book value
Watchpoints
- No forward P/E or PEG ratio available, limiting growth-adjusted valuation analysis
- High dividend yield may not be sustainable without payout ratio data
Future
72/100
Ref Growth rates
Positives
- 38.80% YoY earnings growth and 32.40% Q/Q earnings growth indicate strong momentum
- 8.50% revenue growth aligns with positive top-line expansion
Watchpoints
- No forward P/E or PEG ratio to assess growth sustainability
- Lack of analyst coverage prevents consensus on future outlook
Past
65/100
Ref Historical trends
Positives
- 5-year return of +2.5% and 3-year return of +11.6% show long-term resilience
- Stable 1-year return of +0.7% despite recent 6-month decline
Watchpoints
- 6-month price drop of -5.5% and 1-month decline of -3.4% suggest weakening momentum
- Recent 1-week drop of -1.5% confirms short-term bearish trend
Health
52/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Debt/Equity ratio of 0.12 is exceptionally low, indicating strong financial stability
- Current ratio of 1.08 and quick ratio of 0.50 suggest adequate liquidity, though tight
Watchpoints
- Piotroski F-Score of 4/9 indicates only moderate financial health
- No Altman Z-Score available, creating a critical blind spot in distress risk assessment
Dividend
40/100
Ref Yield, Payout
Positives
- Dividend yield of 6.75% is attractive for income investors
- Annual dividend rate of $1.36 is consistent with high yield
Watchpoints
- Payout ratio not available, raising concerns about sustainability
- High yield may be unsustainable given low earnings multiple and lack of growth visibility
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$20.2
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ACGLO and closest competitors.
Updated 2026-03-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ACGLO
Arch Capital Group Ltd.
Primary
|
+2.5% | +11.6% | +0.7% | -5.5% | -3.4% | -1.5% |
|
AIZ
Assurant, Inc.
Peer
|
+91.8% | +90.7% | +14.3% | +26.2% | -3.5% | -0.3% |
|
AEG
Aegon Ltd.
Peer
|
+139.0% | +64.7% | +22.4% | +6.0% | +0.4% | +0.8% |
|
ARCC
Ares Capital Corporation
Peer
|
+51.1% | +32.8% | -6.4% | -13.9% | -7.8% | -2.1% |
|
AFG
American Financial Group, Inc.
Peer
|
+147.1% | +12.2% | +0.9% | +4.0% | -6.8% | -2.5% |
ACG
Arch Capital Group Ltd.
Primary
5Y
+2.5%
3Y
+11.6%
1Y
+0.7%
6M
-5.5%
1M
-3.4%
1W
-1.5%
AIZ
Assurant, Inc.
Peer
5Y
+91.8%
3Y
+90.7%
1Y
+14.3%
6M
+26.2%
1M
-3.5%
1W
-0.3%
AEG
Aegon Ltd.
Peer
5Y
+139.0%
3Y
+64.7%
1Y
+22.4%
6M
+6.0%
1M
+0.4%
1W
+0.8%
ARC
Ares Capital Corporation
Peer
5Y
+51.1%
3Y
+32.8%
1Y
-6.4%
6M
-13.9%
1M
-7.8%
1W
-2.1%
AFG
American Financial Group, Inc.
Peer
5Y
+147.1%
3Y
+12.2%
1Y
+0.9%
6M
+4.0%
1M
-6.8%
1W
-2.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
4.31
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.31
P/S Ratio
0.59
EV/Revenue
0.36
EV/EBITDA
1.3
Market Cap
$11.78B
Profitability
Profit margins and return metrics
Profit Margin
22.07%
Operating Margin
29.53%
Gross Margin
37.16%
ROE
19.54%
ROA
4.44%
Growth
Revenue and earnings growth rates
Revenue Growth
+8.5%
Earnings Growth
+38.8%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+32.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.12
Low debt
Current Ratio
1.08
Good
Quick Ratio
0.5
Poor
Cash/Share
$10.39
Financial Services Sector Comparison
Comparing ACGLO against 458 companies in the Financial Services sector
(81 bullish, 192 neutral, 185 bearish)
P/E Ratio
4.31
This Stock
vs
47.7
Sector Avg
-91.0%
(Discount)
Return on Equity (ROE)
19.54%
This Stock
vs
-0.05%
Sector Avg
-43324.9%
(Below Avg)
Profit Margin
22.07%
This Stock
vs
52.97%
Sector Avg
-58.3%
(Weaker)
Debt to Equity
0.12
This Stock
vs
1.42
Sector Avg
-91.6%
(Less Debt)
Revenue Growth
8.5%
This Stock
vs
38.94%
Sector Avg
-78.2%
(Slower)
Current Ratio
1.08
This Stock
vs
3.34
Sector Avg
-67.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ACGLO
Arch Capital Group Ltd.
|
NEUTRAL | $11.78B | 4.31 | 19.5% | 22.1% | $20.2 | |
|
AIZ
Assurant, Inc.
|
NEUTRAL | $11.78B | 14.47 | 15.4% | 6.8% | $233.39 | Compare |
|
AEG
Aegon Ltd.
|
BEARISH | $11.74B | 8.47 | 15.0% | 10.1% | $7.71 | Compare |
|
ARCC
Ares Capital Corporation
|
BEARISH | $12.82B | 9.6 | 9.4% | 42.6% | $17.86 | Compare |
|
AFG
American Financial Group, Inc.
|
NEUTRAL | $10.66B | 13.48 | 16.9% | 10.0% | $127.79 | Compare |
ACGLO
Arch Capital Group Ltd.
NEUTRAL
Mkt Cap
$11.8B
P/E
4.3
ROE
19.5%
Price
$20.2
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-11 | POSNER BRIAN S. | Director | Sale | 3,000 | $51,345 |
POSNER BRIAN S.
Director
2026-03-11
3,000 shares
·
$51,345
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning ACGLO from our newsroom.
Newest → oldest
No matching news yet.