ACGLO Arch Capital Group Ltd. - Fundamental Analysis
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ACGLO Stock | Fundamental Analysis & Investment Insights
NASDAQ
Financial Services
Insurance - Diversified
Current Price
Live
$21.0
52W High
$22.2
52W Low
$19.99
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Feb 14, 2026
Market cap
$12.24B
P/E
4.48
ROE
19.5%
Profit margin
22.1%
Debt/Equity
0.11
Dividend yield
6.53%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
ACGLO's Piotroski F-Score of 4/9 indicates weak financial health, signaling potential distress in operational efficiency and profitability consistency. The absence of an Altman Z-Score raises concern about bankruptcy risk, especially given a low current ratio of 0.53 and quick ratio of 0.26, which suggest liquidity strain. Despite this, the company exhibits strong profitability with a 22.07% profit margin and 38.70% earnings growth, and trades at a deeply discounted valuation with a P/E of 4.48 and Price/Book of 0.32. The Graham Number of $83.08 and intrinsic value of $138.38 suggest significant undervaluation, though the stock's current price of $21.00 reflects a substantial discount. Technical trends remain bearish, and analyst coverage is absent, limiting forward guidance.
Key Strengths
High profit margin (22.07%) and strong earnings growth (38.70% YoY)
Significantly undervalued with P/E of 4.48 and Price/Book of 0.32
Graham Number ($83.08) and Intrinsic Value ($138.38) indicate strong undervaluation
Low debt/equity ratio (0.11) suggests conservative capital structure
Dividend yield of 6.53% offers attractive income potential
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health and operational instability
Current ratio (0.53) and quick ratio (0.26) signal severe liquidity risk
No Altman Z-Score available; potential bankruptcy risk due to low liquidity and high leverage in peer group
Technical trend is bearish (0/100), indicating negative momentum
Lack of analyst coverage and target price data limits forward visibility
AI Fair Value Estimate
Based on comprehensive analysis
$138.38
+559.0% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
66
Strong
88
72
65
45
58
AI Verdict
Neutral
Key drivers: Strong profitability and deep valuation, Weak financial health per Piotroski F-Score, Liquidity concerns and lack of Altman Z-Score, High dividend yield with uncertain sustainability, Bearish technical trend and no analyst coverage
Confidence
78%
Value
88/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 4.48 is well below sector average of 30.52
- Price/Book of 0.32 indicates deep undervaluation
- Graham Number ($83.08) is significantly above current price
- Intrinsic value ($138.38) suggests substantial upside
Watchpoints
- No PEG ratio or forward P/E to assess growth-adjusted valuation
- High dividend yield may not be sustainable given liquidity constraints
Future
72/100
Ref Growth rates
Positives
- 38.70% earnings growth (YoY) and 8.50% revenue growth indicate strong momentum
- Q/Q earnings growth of 32.40% shows accelerating performance
- Peer ACGLN shows similar growth and profitability, suggesting sector tailwinds
Watchpoints
- No forward P/E or PEG ratio limits growth valuation clarity
- Lack of analyst coverage prevents consensus on future outlook
Past
65/100
Ref Historical trends
Positives
- 5-year return of +8.8% and 3-year return of +6.8% show resilience
- 1-year return of +2.3% outperforms many peers despite volatility
- Consistent earnings growth over recent periods
Watchpoints
- 52-week range is narrow ($19.99–$22.20), indicating limited price momentum
- Recent 1-month and 1-week changes are minimal (+0.9%, +0.6%)
Health
45/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Low debt/equity ratio (0.11) indicates conservative leverage
- ROE of 19.54% is strong relative to sector average of -7.61%
Watchpoints
- Piotroski F-Score of 4/9 signals weak financial health
- Current ratio (0.53) and quick ratio (0.26) indicate liquidity stress
- No Altman Z-Score available; potential distress risk due to low liquidity
Dividend
58/100
Ref Yield, Payout
Positives
- 6.53% dividend yield is attractive, especially in low-rate environment
- Dividend rate of $1.36 is stable and consistent with income focus
Watchpoints
- Payout ratio not available; high yield may not be sustainable
- Low liquidity and weak financial health raise concerns about long-term dividend safety
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$21.0
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ACGLO and closest competitors.
Updated 2026-02-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ACGLO
Arch Capital Group Ltd.
Primary
|
+8.8% | +6.8% | +2.3% | +3.0% | +0.9% | +0.6% |
|
ALLY
Ally Financial Inc.
Peer
|
+22.5% | +45.9% | +5.9% | +8.3% | -11.2% | -5.7% |
|
AIZ
Assurant, Inc.
Peer
|
+91.8% | +90.7% | +14.3% | +26.2% | -3.5% | -0.3% |
|
AEG
Aegon Ltd.
Peer
|
+139.0% | +64.7% | +22.4% | +6.0% | +0.4% | +0.8% |
|
BNT
Brookfield Wealth Solutions Ltd.
Peer
|
+17.8% | +95.9% | +19.2% | +4.4% | +0.8% | -0.6% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
4.48
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.32
P/S Ratio
0.61
EV/Revenue
0.37
EV/EBITDA
1.34
Market Cap
$12.24B
Profitability
Profit margins and return metrics
Profit Margin
22.07%
Operating Margin
29.53%
Gross Margin
37.16%
ROE
19.54%
ROA
4.44%
Growth
Revenue and earnings growth rates
Revenue Growth
+8.5%
Earnings Growth
+38.7%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+32.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.11
Low debt
Current Ratio
0.53
Weak
Quick Ratio
0.26
Poor
Cash/Share
$10.3
Financial Services Sector Comparison
Comparing ACGLO against 208 companies in the Financial Services sector
(5 bullish, 111 neutral, 92 bearish)
P/E Ratio
4.48
This Stock
vs
30.38
Sector Avg
-85.3%
(Discount)
Return on Equity (ROE)
19.54%
This Stock
vs
-7.57%
Sector Avg
-358.0%
(Below Avg)
Profit Margin
22.07%
This Stock
vs
83.86%
Sector Avg
-73.7%
(Weaker)
Debt to Equity
0.11
This Stock
vs
1.51
Sector Avg
-92.5%
(Less Debt)
Revenue Growth
8.5%
This Stock
vs
30.29%
Sector Avg
-71.9%
(Slower)
Current Ratio
0.53
This Stock
vs
3.78
Sector Avg
-86.1%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ACGLO
Arch Capital Group Ltd.
|
NEUTRAL | $12.24B | 4.48 | 19.5% | 22.1% | $21.0 | |
|
ALLY
Ally Financial Inc.
|
NEUTRAL | $12.68B | 17.72 | 5.8% | 11.6% | $41.11 | |
|
AIZ
Assurant, Inc.
|
NEUTRAL | $11.78B | 14.47 | 15.4% | 6.8% | $233.39 | |
|
AEG
Aegon Ltd.
|
BEARISH | $11.74B | 8.47 | 15.0% | 10.1% | $7.71 | |
|
BNT
Brookfield Wealth Solutions Ltd.
|
NEUTRAL | $12.9B | 11.41 | 9.5% | 9.2% | $47.03 |
Past News Coverage
Recent headlines mentioning ACGLO from our newsroom.
Newest → oldest
No matching news yet.