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ACNB vs GUG

ACNB
ACNB Corporation
BULLISH
Price
$49.74
Market Cap
$516.5M
Sector
Financial Services
AI Confidence
82%
GUG
Guggenheim Active Allocation Fund
BEARISH
Price
$15.61
Market Cap
$514.8M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
ACNB
13.82
GUG
12.2
Forward P/E
ACNB
9.62
GUG
--
P/B Ratio
ACNB
1.23
GUG
--
P/S Ratio
ACNB
3.52
GUG
--
EV/EBITDA
ACNB
--
GUG
--

Profitability

Gross Margin
ACNB
0.0%
GUG
0.0%
Operating Margin
ACNB
41.88%
GUG
0.0%
Profit Margin
ACNB
25.26%
GUG
0.0%
ROE
ACNB
10.25%
GUG
--
ROA
ACNB
1.32%
GUG
--

Growth

Revenue Growth
ACNB
37.6%
GUG
--
Earnings Growth
ACNB
34.8%
GUG
--

Financial Health

Debt/Equity
ACNB
--
GUG
--
Current Ratio
ACNB
--
GUG
--
Quick Ratio
ACNB
--
GUG
--

Dividends

Dividend Yield
ACNB
3.05%
GUG
9.13%
Payout Ratio
ACNB
38.33%
GUG
111.33%

AI Verdict

ACNB BULLISH

ACNB presents a compelling value opportunity with a Piotroski F-Score of 4/9 indicating stable financial health and a current price ($49.74) trading significantly below both its Graham Number ($57.27) and Intrinsic Value ($106.2). The company is exhibiting exceptional growth metrics, with YoY revenue and earnings growth both exceeding 34%, paired with a very attractive forward P/E of 9.62. While technical trends are currently bearish and insider sentiment is neutral, the fundamental disconnect between the stock's price and its growth trajectory suggests significant upside potential.

Strengths
Significant undervaluation relative to Graham Number ($57.27) and Intrinsic Value ($106.2)
Strong growth profile with 37.6% YoY revenue growth and 34.8% earnings growth
Attractive valuation multiples (P/E 13.82, Forward P/E 9.62)
Risks
Extreme bearish technical trend (0/100) suggesting short-term momentum headwinds
Lack of recent insider buying activity (Neutral sentiment)
Piotroski F-Score of 4/9 is only 'Stable', not 'Strong'
GUG BEARISH

GUG exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 1/9, indicating poor financial health. The asset is trading at a significant premium to its growth-based intrinsic value of $8.96, while the dividend payout ratio of 111.33% suggests an unsustainable distribution policy. Despite positive long-term price performance, current technical trends are bearish and insider activity is negative. The combination of a failing health scorecard and overvaluation makes this a high-risk position.

Strengths
Strong 3-year price appreciation (+47.0%)
High current dividend yield of 9.13%
Positive 1-year price return (+14.8%)
Risks
Critical financial health (Piotroski F-Score 1/9)
Unsustainable dividend payout ratio (111.33%)
Trading at a ~74% premium to intrinsic value ($15.61 vs $8.96)

Compare Another Pair

ACNB vs GUG: Head-to-Head Comparison

This page compares ACNB Corporation (ACNB) and Guggenheim Active Allocation Fund (GUG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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