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ACP vs MA

ACP
Abrdn Income Credit Strategies Fund
NEUTRAL
Price
$5.57
Market Cap
$698.9M
Sector
Financial Services
AI Confidence
72%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
ACP
17.41
MA
30.28
Forward P/E
ACP
--
MA
22.05
P/B Ratio
ACP
0.95
MA
57.74
P/S Ratio
ACP
7.39
MA
13.6
EV/EBITDA
ACP
--
MA
22.13

Profitability

Gross Margin
ACP
100.0%
MA
100.0%
Operating Margin
ACP
83.72%
MA
57.73%
Profit Margin
ACP
42.91%
MA
45.65%
ROE
ACP
4.95%
MA
209.91%
ROA
ACP
4.5%
MA
23.72%

Growth

Revenue Growth
ACP
28.1%
MA
17.6%
Earnings Growth
ACP
45.9%
MA
24.2%

Financial Health

Debt/Equity
ACP
0.33
MA
2.56
Current Ratio
ACP
1.81
MA
1.03
Quick Ratio
ACP
1.47
MA
0.68

Dividends

Dividend Yield
ACP
16.4%
MA
0.7%
Payout Ratio
ACP
288.64%
MA
18.4%

AI Verdict

ACP NEUTRAL

The Advanced Deterministic Scorecard shows strong financial health with a Piotroski F-Score of 8/9, indicating robust fundamentals. However, the absence of an Altman Z-Score limits bankruptcy risk assessment, though low debt/equity and solid liquidity ratios support stability. The stock trades below its Graham Number of $6.51 at $5.57, suggesting undervaluation, but the extremely high payout ratio of 288.64% raises sustainability concerns. Strong profitability and growth metrics are offset by limited analyst coverage and bearish technical trends.

Strengths
Piotroski F-Score of 8/9 indicates excellent financial health and strong operating performance
Exceptional profitability with operating margin at 83.72% and profit margin at 42.91%
Low Debt/Equity ratio of 0.33, well below sector average of 1.74, indicating conservative leverage
Risks
Dividend payout ratio of 288.64% is unsustainable long-term and may lead to future cuts
No analyst coverage or target price available, indicating low institutional interest or transparency issues
Technical trend score of 0/100 signals strong bearish momentum despite fundamental strength
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

ACP vs MA: Head-to-Head Comparison

This page compares Abrdn Income Credit Strategies Fund (ACP) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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