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ACRE vs FRPH

ACRE
Ares Commercial Real Estate Corporation
BEARISH
Price
$4.85
Market Cap
$266.9M
Sector
Real Estate
AI Confidence
85%
FRPH
FRP Holdings, Inc.
BEARISH
Price
$22.72
Market Cap
$434.3M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
ACRE
--
FRPH
90.88
Forward P/E
ACRE
33.21
FRPH
54.1
P/B Ratio
ACRE
0.51
FRPH
1.02
P/S Ratio
ACRE
3.04
FRPH
13.14
EV/EBITDA
ACRE
--
FRPH
43.19

Profitability

Gross Margin
ACRE
100.0%
FRPH
65.74%
Operating Margin
ACRE
38.63%
FRPH
4.9%
Profit Margin
ACRE
-8.77%
FRPH
14.01%
ROE
ACRE
-1.42%
FRPH
0.97%
ROA
ACRE
-0.46%
FRPH
0.07%

Growth

Revenue Growth
ACRE
77.3%
FRPH
9.7%
Earnings Growth
ACRE
--
FRPH
-57.1%

Financial Health

Debt/Equity
ACRE
1.55
FRPH
0.4
Current Ratio
ACRE
22.97
FRPH
14.77
Quick Ratio
ACRE
22.25
FRPH
14.67

Dividends

Dividend Yield
ACRE
12.35%
FRPH
--
Payout Ratio
ACRE
2266.67%
FRPH
0.0%

AI Verdict

ACRE BEARISH

ACRE exhibits severe financial distress with a Piotroski F-Score of 2/9, indicating weak fundamental health. Despite a low Price/Book of 0.51 and a high dividend yield of 12.35%, the company reports negative profit margins (-8.77%) and ROE (-1.42%), with an unsustainable payout ratio of 2,266.67%. Revenue growth is strong at 77.30% YoY, but earnings volatility is extreme, including massive negative surprises, while insider selling and a bearish technical trend reinforce caution. Analysts concur with a 'hold' rating and a target price below current levels, suggesting limited upside.

Strengths
High year-over-year revenue growth (77.30%) indicating strong top-line expansion
Attractive dividend yield of 12.35% offering high income potential
Low Price/Book ratio of 0.51 suggesting possible undervaluation relative to book value
Risks
Critically low Piotroski F-Score of 2/9 signaling severe financial weakness
Extremely high payout ratio (2,266.67%) indicating dividend is not sustainable from earnings
Negative net income and profit margin (-8.77%) despite revenue growth
FRPH BEARISH

FRPH exhibits a strong deterministic health profile with a Piotroski F-Score of 8/9 and an exceptional current ratio of 14.77, indicating a fortress balance sheet. However, this financial stability is decoupled from its valuation; the stock trades at a massive premium to its Graham Number ($11.22) and Intrinsic Value ($1.75), with a P/E ratio of 90.88. Severe earnings contraction (-57.10% YoY) combined with bearish insider selling and a negative long-term price trend suggests the current valuation is unsustainable.

Strengths
Strong Piotroski F-Score (8/9) indicating high operational health
Exceptional liquidity with a Current Ratio of 14.77
Low leverage with a Debt/Equity ratio of 0.40
Risks
Extreme valuation disconnect (P/E of 90.88 vs. negative earnings growth)
Severe earnings collapse (-57.10% YoY and -51.40% Q/Q)
Bearish insider activity with sales from both the President and COO

Compare Another Pair

ACRE vs FRPH: Head-to-Head Comparison

This page compares Ares Commercial Real Estate Corporation (ACRE) and FRP Holdings, Inc. (FRPH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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