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AEI vs RFL

AEI
Alset Inc.
BEARISH
Price
$1.62
Market Cap
$63.0M
Sector
Real Estate
AI Confidence
92%
RFL
Rafael Holdings, Inc.
BEARISH
Price
$1.24
Market Cap
$64.5M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
AEI
--
RFL
--
Forward P/E
AEI
--
RFL
--
P/B Ratio
AEI
0.41
RFL
0.81
P/S Ratio
AEI
5.21
RFL
55.46
EV/EBITDA
AEI
-7.4
RFL
-0.91

Profitability

Gross Margin
AEI
44.49%
RFL
93.12%
Operating Margin
AEI
-201.01%
RFL
-3154.03%
Profit Margin
AEI
-105.02%
RFL
0.0%
ROE
AEI
-10.51%
RFL
-41.37%
ROA
AEI
-2.79%
RFL
-23.77%

Growth

Revenue Growth
AEI
-79.9%
RFL
174.0%
Earnings Growth
AEI
-75.0%
RFL
--

Financial Health

Debt/Equity
AEI
0.01
RFL
0.01
Current Ratio
AEI
10.59
RFL
3.44
Quick Ratio
AEI
9.94
RFL
3.08

Dividends

Dividend Yield
AEI
--
RFL
--
Payout Ratio
AEI
0.0%
RFL
0.0%

AI Verdict

AEI BEARISH

AEI's deterministic health scores signal severe financial distress: the Piotroski F-Score of 2/9 indicates poor operational and financial health, while the absence of an Altman Z-Score raises red flags for potential bankruptcy risk. Despite a low Price/Book ratio of 0.41 and a high current ratio of 10.59, the company exhibits catastrophic profitability, with a -105.02% profit margin and negative ROE/ROA, reflecting deep operational inefficiencies. Revenue and earnings have collapsed by 79.9% and 75% YoY, respectively, and the stock has underperformed over the long term, with a 5-year decline of 99.2%. The lack of analyst coverage, dividend, and meaningful cash flow further undermines investment appeal.

Strengths
Low Price/Book ratio (0.41) suggests potential undervaluation on book value
Extremely high current and quick ratios (10.59 and 9.94) indicate strong short-term liquidity
Minimal debt/equity ratio (0.01) implies negligible leverage risk
Risks
Piotroski F-Score of 2/9 indicates severe financial deterioration and weak operational performance
Negative profit margin (-105.02%) and operating margin (-201.01%) reflect unsustainable business model
Revenue and earnings have declined sharply (-79.9% and -75% YoY), signaling deteriorating demand or execution
RFL BEARISH

RFL presents a contradictory profile with a stable Piotroski F-Score of 5/9 and a clean balance sheet, but severe operational dysfunction. While the company maintains low debt and a healthy current ratio, the operating margin of -3154.03% and a Price/Sales ratio of 55.46 indicate a fundamental disconnect between market valuation and revenue generation. Long-term price performance is catastrophic, with a 97.1% decline over five years, suggesting a persistent failure to scale profitably despite high YoY revenue growth.

Strengths
Low Debt/Equity ratio (0.01) indicating minimal leverage risk
Strong liquidity with a Current Ratio of 3.44
High Gross Margin (93.12%) suggesting strong pricing power at the product level
Risks
Extreme operational inefficiency (Operating Margin -3154.03%)
Severe valuation misalignment (P/S ratio of 55.46 is unsustainable)
Negative Return on Equity (-41.37%) and Return on Assets (-23.77%)

Compare Another Pair

AEI vs RFL: Head-to-Head Comparison

This page compares Alset Inc. (AEI) and Rafael Holdings, Inc. (RFL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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