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RFL

BEARISH
$1.24 Live
Rafael Holdings, Inc. · NYSE
$1.12 52W Range $3.19

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026
Market cap
$64.5M
P/E
N/A
ROE
-41.4%
Profit margin
N/A
Debt/Equity
0.01
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
RFL presents a contradictory profile with a stable Piotroski F-Score of 5/9 and a clean balance sheet, but severe operational dysfunction. While the company maintains low debt and a healthy current ratio, the operating margin of -3154.03% and a Price/Sales ratio of 55.46 indicate a fundamental disconnect between market valuation and revenue generation. Long-term price performance is catastrophic, with a 97.1% decline over five years, suggesting a persistent failure to scale profitably despite high YoY revenue growth.

Key Strengths

Low Debt/Equity ratio (0.01) indicating minimal leverage risk
Strong liquidity with a Current Ratio of 3.44
High Gross Margin (93.12%) suggesting strong pricing power at the product level
Significant YoY Revenue Growth (174%)
Trading below book value (P/B 0.81)

Key Risks

Extreme operational inefficiency (Operating Margin -3154.03%)
Severe valuation misalignment (P/S ratio of 55.46 is unsustainable)
Negative Return on Equity (-41.37%) and Return on Assets (-23.77%)
Long-term bearish price trend (-97.1% over 5 years)
Lack of analyst coverage and institutional visibility
AI Fair Value Estimate
Based on comprehensive analysis
$1.1
-11.3% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
27
Weak
Value
20
Future
40
Past
10
Health
65
Dividend
0
AI Verdict
High Risk / Value Trap
Key drivers: Operational losses, Extreme P/S ratio, Historical price collapse, Strong liquidity
Confidence
80%
Value
20/100

Graham Number N/A; valuation is decoupled from revenue

Positives
  • P/B ratio of 0.81
Watchpoints
  • P/S ratio of 55.46
  • No P/E due to lack of earnings
Future
40/100

Growth is present but not translating to the bottom line

Positives
  • 174% YoY Revenue Growth
  • 64.84% Q/Q Revenue Growth
Watchpoints
  • Inability to convert revenue to operating profit
Past
10/100

Consistent long-term value destruction

Positives
No standout positives identified.
Watchpoints
  • 5Y Change: -97.1%
  • 1Y Change: -21.4%
Health
65/100

Balance sheet is the only strong pillar; Altman Z-Score unavailable

Positives
  • Piotroski F-Score 5/9
  • Debt/Equity 0.01
  • Current Ratio 3.44
Watchpoints
  • Negative ROE/ROA
Dividend
0/100

Non-dividend paying growth/distressed entity

Positives
No standout positives identified.
Watchpoints
  • No dividend yield
  • 0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$1.24

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for RFL and closest competitors.

Updated 2026-05-01
RFL
Rafael Holdings, Inc.
Primary
5Y
-97.1%
3Y
-36.5%
1Y
-21.4%
6M
-8.8%
1M
0.0%
1W
+0.8%
LFT
Lument Finance Trust, Inc.
Peer
5Y
-41.9%
3Y
-2.5%
1Y
-49.4%
6M
-19.0%
1M
-1.6%
1W
-5.4%
AEI
Alset Inc.
Peer
5Y
-99.2%
3Y
+3.2%
1Y
+92.9%
6M
-38.2%
1M
-35.5%
1W
+4.5%
AFC
Advanced Flower Capital Inc.
Peer
5Y
-69.2%
3Y
-52.2%
1Y
-56.7%
6M
-41.0%
1M
+12.4%
1W
+0.4%
FSP
Franklin Street Properties Corp.
Peer
5Y
-85.2%
3Y
-39.8%
1Y
-57.8%
6M
-45.5%
1M
-1.3%
1W
+5.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.81
P/S Ratio
55.46
EV/Revenue
27.05
EV/EBITDA
-0.91
Market Cap
$64.5M

Profitability

Profit margins and return metrics

Profit Margin N/A
Operating Margin -3154.03%
Gross Margin 93.12%
ROE -41.37%
ROA -23.77%

Growth

Revenue and earnings growth rates

Revenue Growth +174.0%
Earnings Growth N/A
Q/Q Revenue Growth +64.84%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.01
Low debt
Current Ratio
3.44
Strong
Quick Ratio
3.08
Excellent
Cash/Share
$0.73

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Revenue
$0.0B
Gross Margin
94.3%
Op. Margin
-3154.0%
Net Margin
-3041.2%
Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.1B
Debt/Equity
0.20x
Operating CF
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-06-10
$N/A

Real Estate Sector Comparison

Comparing RFL against 229 companies in the Real Estate sector (10 bullish, 48 neutral, 171 bearish)
Return on Equity (ROE)
-41.37%
This Stock
vs
-25.6%
Sector Avg
+61.6% (Excellent)
Debt to Equity
0.01
This Stock
vs
2.42
Sector Avg
-99.7% (Less Debt)
Revenue Growth
174.0%
This Stock
vs
12338.63%
Sector Avg
-98.6% (Slower)
Current Ratio
3.44
This Stock
vs
8.03
Sector Avg
-57.2% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

WEISS MICHAEL J
Director
Stock Award
2026-01-28
39,370 shares · $50,000
SIEGER MARKUS
Director
Stock Award
2026-01-28
29,528 shares · $37,501
STEIN MARK N.
Director
Stock Award
2026-01-28
39,370 shares · $50,000
GRAYSON ALAN
Director
Stock Award
2026-01-28
6,562 shares · $8,334
JONAS HOWARD S
Chief Executive Officer
Stock Award
2026-01-13
75,000 shares · $93,638
POLINSKY DAVID
Chief Financial Officer
Stock Award
2026-01-13
50,000 shares · $62,425
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
CURRENT REPORT
2026-04-22

RFL filed a current report likely announcing its first-quarter financial results for 2026.

10-Q
QUARTERLY REPORT
2026-03-16

RFL filed its quarterly 10-Q report on March 16, 2026. While the filing includes a section for risk factors under Item 1A, no specific financial highlights or detailed risk descriptions were provided in the available excerpts.

8-K
CURRENT REPORT
2026-03-16
8-K
CURRENT REPORT
2026-01-12
10-Q
QUARTERLY REPORT
2025-12-12

RFL filed its quarterly 10-Q report on December 12, 2025. The provided excerpt references the Risk Factors section under Item 1A, although specific financial highlights and detailed risk descriptions were not included in the available text.

8-K
CURRENT REPORT
2025-12-11
8-K
CURRENT REPORT
2025-12-02
DEF 14A
PROXY STATEMENT
2025-11-18

RFL filed a definitive proxy statement on November 18, 2025, providing shareholders with necessary information to vote on corporate matters at an upcoming meeting.

10-K
ANNUAL REPORT
2025-10-29

RFL filed its annual 10-K report on October 29, 2025. The provided excerpts do not contain specific financial highlights or detailed risk factors.

8-K
CURRENT REPORT
2025-10-29

RFL filed a current report on October 29, 2025, likely announcing its third-quarter financial results.

8-K
CURRENT REPORT
2025-10-28
8-K
CURRENT REPORT
2025-10-10
8-K
CURRENT REPORT
2025-08-07
8-K
CURRENT REPORT
2025-07-18
8-K
CURRENT REPORT
2025-06-18
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning RFL from our newsroom.

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