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AFL vs DB

AFL
Aflac Incorporated
BEARISH
Price
$109.72
Market Cap
$57.51B
Sector
Financial Services
AI Confidence
75%
DB
Deutsche Bank Aktiengesellschaft
NEUTRAL
Price
$31.81
Market Cap
$61.09B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
AFL
16.09
DB
8.79
Forward P/E
AFL
14.12
DB
5.9
P/B Ratio
AFL
1.93
DB
0.64
P/S Ratio
AFL
3.35
DB
2.06
EV/EBITDA
AFL
12.86
DB
--

Profitability

Gross Margin
AFL
46.64%
DB
0.0%
Operating Margin
AFL
33.56%
DB
23.25%
Profit Margin
AFL
21.24%
DB
22.22%
ROE
AFL
13.12%
DB
8.3%
ROA
AFL
2.54%
DB
0.48%

Growth

Revenue Growth
AFL
-9.9%
DB
-18.8%
Earnings Growth
AFL
-22.9%
DB
-39.8%

Financial Health

Debt/Equity
AFL
0.43
DB
--
Current Ratio
AFL
1.07
DB
--
Quick Ratio
AFL
0.95
DB
--

Dividends

Dividend Yield
AFL
2.22%
DB
3.71%
Payout Ratio
AFL
34.02%
DB
22.01%

AI Verdict

AFL BEARISH

AFL shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Strong profitability (21.2% margin)
Low debt with D/E ratio of 0.43
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-9.9%)
DB NEUTRAL

Deutsche Bank presents a classic value trap profile with a stable Piotroski F-Score of 4/9 and significant valuation discounts, trading at a Price/Book of 0.64. While the Graham Number ($63.81) suggests massive defensive upside, this is countered by alarming YoY revenue (-18.8%) and earnings (-39.8%) contractions. The stock is fundamentally undervalued relative to assets, but the 0/100 technical trend and weak insider sentiment indicate a lack of immediate catalyst for a reversal.

Strengths
Significant undervaluation with Price/Book ratio of 0.64
Low Forward P/E of 5.90 suggesting cheap entry relative to future earnings
Highly sustainable dividend payout ratio of 22.01%
Risks
Severe YoY earnings decline of -39.80%
Negative YoY revenue growth of -18.80%
Bearish technical trend (0/100 score)

Compare Another Pair

AFL vs DB: Head-to-Head Comparison

This page compares Aflac Incorporated (AFL) and Deutsche Bank Aktiengesellschaft (DB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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