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AGM-A vs V

AGM-A
Federal Agricultural Mortgage Corporation
NEUTRAL
Price
$129.00
Market Cap
$1.79B
Sector
Financial Services
AI Confidence
65%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
AGM-A
7.35
V
28.35
Forward P/E
AGM-A
--
V
20.79
P/B Ratio
AGM-A
1.2
V
15.09
P/S Ratio
AGM-A
4.73
V
14.08
EV/EBITDA
AGM-A
--
V
20.06

Profitability

Gross Margin
AGM-A
100.0%
V
97.78%
Operating Margin
AGM-A
70.23%
V
68.3%
Profit Margin
AGM-A
57.15%
V
50.23%
ROE
AGM-A
13.72%
V
53.95%
ROA
AGM-A
0.68%
V
18.36%

Growth

Revenue Growth
AGM-A
11.1%
V
14.6%
Earnings Growth
AGM-A
15.0%
V
17.4%

Financial Health

Debt/Equity
AGM-A
18.56
V
0.55
Current Ratio
AGM-A
1.6
V
1.11
Quick Ratio
AGM-A
1.58
V
0.72

Dividends

Dividend Yield
AGM-A
4.65%
V
0.89%
Payout Ratio
AGM-A
33.62%
V
22.91%

AI Verdict

AGM-A NEUTRAL

The Advanced Deterministic Scorecard shows a Piotroski F-Score of 4/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. The stock appears undervalued with a current price of $129.00 well below the Graham Number of $206.29 and intrinsic value estimate of $517.43, supported by strong profitability metrics including a 70.23% operating margin and 57.15% profit margin. However, the extremely high debt/equity ratio of 18.56 raises significant leverage concerns, and technical trend is bearish despite a solid 4.65% dividend yield. Mixed signals between value, profitability, and financial risk lead to a neutral overall assessment.

Strengths
High profitability with operating margin of 70.23% and net profit margin of 57.15%
Attractive valuation: P/E of 7.35 vs sector average of 22.56
Current price ($129.00) significantly below Graham Number ($206.29), suggesting deep value
Risks
Very high debt/equity ratio of 18.56, far above sector average of 1.64, indicating extreme leverage risk
Piotroski F-Score of 4/9 suggests only moderate financial health, limiting confidence in stability
Missing Altman Z-Score prevents definitive assessment of bankruptcy risk
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

AGM-A vs V: Head-to-Head Comparison

This page compares Federal Agricultural Mortgage Corporation (AGM-A) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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