AGM-A
NEUTRAL
$129.0
Live
Federal Agricultural Mortgage Corporation · NYSE
$117.01
52W Range
$160.36
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$1.79B
P/E
7.35
ROE
13.7%
Profit margin
57.2%
Debt/Equity
18.56
Dividend yield
4.65%
AI Analysis
AI-powered fundamental assessment
Confidence
65%
The Advanced Deterministic Scorecard shows a Piotroski F-Score of 4/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. The stock appears undervalued with a current price of $129.00 well below the Graham Number of $206.29 and intrinsic value estimate of $517.43, supported by strong profitability metrics including a 70.23% operating margin and 57.15% profit margin. However, the extremely high debt/equity ratio of 18.56 raises significant leverage concerns, and technical trend is bearish despite a solid 4.65% dividend yield. Mixed signals between value, profitability, and financial risk lead to a neutral overall assessment.
Key Strengths
High profitability with operating margin of 70.23% and net profit margin of 57.15%
Attractive valuation: P/E of 7.35 vs sector average of 22.56
Current price ($129.00) significantly below Graham Number ($206.29), suggesting deep value
Strong dividend profile with 4.65% yield and sustainable 33.62% payout ratio
Revenue and earnings growth both positive at 11.10% and 15.00% YoY, respectively
Key Risks
Very high debt/equity ratio of 18.56, far above sector average of 1.64, indicating extreme leverage risk
Piotroski F-Score of 4/9 suggests only moderate financial health, limiting confidence in stability
Missing Altman Z-Score prevents definitive assessment of bankruptcy risk
Bearish technical trend (0/100) and 1-year price decline of -10.3% signal weak market sentiment
Lack of analyst coverage (zero analysts) implies limited institutional interest or transparency concerns
AI Fair Value Estimate
Based on comprehensive analysis
$206.29
+59.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
64
Strong
85
60
55
40
80
AI Verdict
Neutral with value appeal offset by financial risk
Key drivers: Low P/E and high margin strength, High debt/equity and weak technicals, Dividend sustainability, Lack of analyst coverage
Confidence
65%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 7.35 well below sector average of 22.56
- Price significantly below Graham Number ($129 vs $206.29)
- Price/book of 1.20 is reasonable for financial firm
Watchpoints
- No forward P/E or PEG to assess growth valuation
- EV-based metrics unavailable
Future
60/100
Ref Growth rates
Positives
- 11.10% YoY revenue growth
- 15.00% YoY earnings growth
- 10.40% Q/Q earnings growth
Watchpoints
- No forward guidance or analyst targets
- Uncertain sustainability given high leverage
Past
55/100
Ref Historical trends
Positives
- 5-year return of +116.9% shows long-term appreciation
- Gross margin consistently at 100%
Watchpoints
- 1-year return of -10.3% and bearish technical trend
- 6-month and 1-month performance flat to negative
Health
40/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.60 and quick ratio of 1.58 indicate short-term liquidity
- ROE of 13.72% is positive
Watchpoints
- Piotroski F-Score of 4/9 indicates only stable health
- Debt/equity of 18.56 is dangerously high
- ROA of 0.68% is very low despite high ROE
- Altman Z-Score unavailable
Dividend
80/100
Ref Yield, Payout
Positives
- Dividend yield of 4.65% is attractive
- Payout ratio of 33.62% is sustainable
- Dividend strength score of 70/100
Watchpoints
- Ex-dividend date and history not available
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$129.0
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AGM-A and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AGM-A
Federal Agricultural Mortgage Corporation
Primary
|
+116.9% | +37.7% | -10.3% | +1.4% | -2.7% | +1.0% |
|
CHCO
City Holding Company
Peer
|
+75.8% | +51.0% | +16.2% | +3.0% | +6.3% | +4.2% |
|
FSUN
FirstSun Capital Bancorp
Peer
|
+57.4% | +37.4% | +9.5% | -6.8% | +4.5% | +3.0% |
|
GCMG
GCM Grosvenor Inc.
Peer
|
+1.0% | +45.6% | -19.0% | -13.6% | -15.2% | +0.9% |
|
EZPW
EZCORP, Inc.
Peer
|
+422.0% | +218.9% | +83.8% | +47.9% | +5.0% | +7.7% |
AGM
Federal Agricultural Mortgage Corporation
Primary
5Y
+116.9%
3Y
+37.7%
1Y
-10.3%
6M
+1.4%
1M
-2.7%
1W
+1.0%
CHC
City Holding Company
Peer
5Y
+75.8%
3Y
+51.0%
1Y
+16.2%
6M
+3.0%
1M
+6.3%
1W
+4.2%
FSU
FirstSun Capital Bancorp
Peer
5Y
+57.4%
3Y
+37.4%
1Y
+9.5%
6M
-6.8%
1M
+4.5%
1W
+3.0%
GCM
GCM Grosvenor Inc.
Peer
5Y
+1.0%
3Y
+45.6%
1Y
-19.0%
6M
-13.6%
1M
-15.2%
1W
+0.9%
EZP
EZCORP, Inc.
Peer
5Y
+422.0%
3Y
+218.9%
1Y
+83.8%
6M
+47.9%
1M
+5.0%
1W
+7.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.35
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
1.2
P/S Ratio
4.73
EV/Revenue
85.49
EV/EBITDA
N/A
Market Cap
$1.79B
Profitability
Profit margins and return metrics
Profit Margin
57.15%
Operating Margin
70.23%
Gross Margin
100.0%
ROE
13.72%
ROA
0.68%
Growth
Revenue and earnings growth rates
Revenue Growth
+11.1%
Earnings Growth
+15.0%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+10.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
18.56
High debt
Current Ratio
1.6
Good
Quick Ratio
1.58
Excellent
Cash/Share
$84.14
Financial Services Sector Comparison
Comparing AGM-A against 484 companies in the Financial Services sector
(87 bullish, 202 neutral, 195 bearish)
P/E Ratio
7.35
This Stock
vs
46.02
Sector Avg
-84.0%
(Discount)
Return on Equity (ROE)
13.72%
This Stock
vs
0.23%
Sector Avg
+5896.4%
(Excellent)
Profit Margin
57.15%
This Stock
vs
50.44%
Sector Avg
+13.3%
(Superior)
Debt to Equity
18.56
This Stock
vs
1.37
Sector Avg
+1250.8%
(Higher)
Revenue Growth
11.1%
This Stock
vs
37.35%
Sector Avg
-70.3%
(Slower)
Current Ratio
1.6
This Stock
vs
3.28
Sector Avg
-51.3%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AGM-A
Federal Agricultural...
|
NEUTRAL | $1.79B | 7.35 | 13.7% | 57.2% | $129.0 | |
|
CHCO
City Holding Company
|
BULLISH | $1.79B | 13.94 | 16.9% | 41.3% | $124.49 | Compare |
|
FSUN
FirstSun Capital Bancorp
|
BULLISH | $1.77B | 10.55 | 8.9% | 24.8% | $37.78 | Compare |
|
GCMG
GCM Grosvenor Inc.
|
NEUTRAL | $1.83B | 23.31 | 765.9% | 8.2% | $9.79 | Compare |
|
EZPW
EZCORP, Inc.
|
BULLISH | $1.73B | 17.63 | 13.0% | 9.2% | $28.03 | Compare |
AGM-A
Federal...
NEUTRAL
Mkt Cap
$1.8B
P/E
7.4
ROE
13.7%
Price
$129.0
Past News Coverage
Recent headlines mentioning AGM-A from our newsroom.
Newest → oldest
No matching news yet.