AGM-A Federal Agricultural Mortgage Corporation - Fundamental Analysis
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AGM-A Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Credit Services
Current Price
Live
$129.0
52W High
$160.36
52W Low
$117.01
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$1.79B
P/E
7.35
ROE
13.7%
Profit margin
57.2%
Debt/Equity
18.56
Dividend yield
4.65%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
65%
Analysis Accuracy
The Advanced Deterministic Scorecard shows a Piotroski F-Score of 4/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. The stock appears undervalued with a current price of $129.00 well below the Graham Number of $206.29 and intrinsic value estimate of $517.43, supported by strong profitability metrics including a 70.23% operating margin and 57.15% profit margin. However, the extremely high debt/equity ratio of 18.56 raises significant leverage concerns, and technical trend is bearish despite a solid 4.65% dividend yield. Mixed signals between value, profitability, and financial risk lead to a neutral overall assessment.
Key Strengths
High profitability with operating margin of 70.23% and net profit margin of 57.15%
Attractive valuation: P/E of 7.35 vs sector average of 22.56
Current price ($129.00) significantly below Graham Number ($206.29), suggesting deep value
Strong dividend profile with 4.65% yield and sustainable 33.62% payout ratio
Revenue and earnings growth both positive at 11.10% and 15.00% YoY, respectively
Key Risks
Very high debt/equity ratio of 18.56, far above sector average of 1.64, indicating extreme leverage risk
Piotroski F-Score of 4/9 suggests only moderate financial health, limiting confidence in stability
Missing Altman Z-Score prevents definitive assessment of bankruptcy risk
Bearish technical trend (0/100) and 1-year price decline of -10.3% signal weak market sentiment
Lack of analyst coverage (zero analysts) implies limited institutional interest or transparency concerns
AI Fair Value Estimate
Based on comprehensive analysis
$206.29
+59.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
64
Strong
85
60
55
40
80
AI Verdict
Neutral with value appeal offset by financial risk
Key drivers: Low P/E and high margin strength, High debt/equity and weak technicals, Dividend sustainability, Lack of analyst coverage
Confidence
65%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 7.35 well below sector average of 22.56
- Price significantly below Graham Number ($129 vs $206.29)
- Price/book of 1.20 is reasonable for financial firm
Watchpoints
- No forward P/E or PEG to assess growth valuation
- EV-based metrics unavailable
Future
60/100
Ref Growth rates
Positives
- 11.10% YoY revenue growth
- 15.00% YoY earnings growth
- 10.40% Q/Q earnings growth
Watchpoints
- No forward guidance or analyst targets
- Uncertain sustainability given high leverage
Past
55/100
Ref Historical trends
Positives
- 5-year return of +116.9% shows long-term appreciation
- Gross margin consistently at 100%
Watchpoints
- 1-year return of -10.3% and bearish technical trend
- 6-month and 1-month performance flat to negative
Health
40/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.60 and quick ratio of 1.58 indicate short-term liquidity
- ROE of 13.72% is positive
Watchpoints
- Piotroski F-Score of 4/9 indicates only stable health
- Debt/equity of 18.56 is dangerously high
- ROA of 0.68% is very low despite high ROE
- Altman Z-Score unavailable
Dividend
80/100
Ref Yield, Payout
Positives
- Dividend yield of 4.65% is attractive
- Payout ratio of 33.62% is sustainable
- Dividend strength score of 70/100
Watchpoints
- Ex-dividend date and history not available
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$129.0
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AGM-A and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AGM-A
Federal Agricultural Mortgage Corporation
Primary
|
+116.9% | +37.7% | -10.3% | +1.4% | -2.7% | +1.0% |
|
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
Peer
|
+299.4% | +227.1% | +29.8% | +12.0% | +5.6% | +3.8% |
|
AGM
Federal Agricultural Mortgage Corporation
Peer
|
+153.5% | +48.7% | -9.9% | -0.9% | -3.9% | -0.9% |
|
BDJ
BlackRock Enhanced Equity Dividend Trust
Peer
|
+74.8% | +37.0% | +19.0% | +12.5% | +2.6% | +0.9% |
|
BITF
Bitfarms Ltd.
Peer
|
+20.7% | +142.5% | +70.2% | +122.8% | +2.6% | -7.1% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.35
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
1.2
P/S Ratio
4.73
EV/Revenue
85.49
EV/EBITDA
N/A
Market Cap
$1.79B
Profitability
Profit margins and return metrics
Profit Margin
57.15%
Operating Margin
70.23%
Gross Margin
100.0%
ROE
13.72%
ROA
0.68%
Growth
Revenue and earnings growth rates
Revenue Growth
+11.1%
Earnings Growth
+15.0%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+10.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
18.56
High debt
Current Ratio
1.6
Good
Quick Ratio
1.58
Excellent
Cash/Share
$84.14
Financial Services Sector Comparison
Comparing AGM-A against 208 companies in the Financial Services sector
(6 bullish, 111 neutral, 91 bearish)
P/E Ratio
7.35
This Stock
vs
30.39
Sector Avg
-75.8%
(Discount)
Return on Equity (ROE)
13.72%
This Stock
vs
-7.57%
Sector Avg
-281.1%
(Below Avg)
Profit Margin
57.15%
This Stock
vs
83.86%
Sector Avg
-31.8%
(Weaker)
Debt to Equity
18.56
This Stock
vs
1.51
Sector Avg
+1128.1%
(Higher)
Revenue Growth
11.1%
This Stock
vs
30.29%
Sector Avg
-63.3%
(Slower)
Current Ratio
1.6
This Stock
vs
3.78
Sector Avg
-57.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AGM-A
Federal Agricultural...
|
NEUTRAL | $1.79B | 7.35 | 13.7% | 57.2% | $129.0 | |
|
BLX
Banco Latinoamericano de...
|
NEUTRAL | $1.72B | 7.9 | 15.0% | 72.1% | $46.76 | |
|
AGM
Federal Agricultural...
|
NEUTRAL | $1.87B | 10.02 | 13.7% | 57.2% | $171.22 | |
|
BDJ
BlackRock Enhanced Equity...
|
NEUTRAL | $1.68B | 9.79 | 10.3% | 384.9% | $9.5 | |
|
BITF
Bitfarms Ltd.
|
BEARISH | $1.64B | - | -12.5% | -46.4% | $2.74 |
Past News Coverage
Recent headlines mentioning AGM-A from our newsroom.
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No matching news yet.