EZPW
BULLISH
$28.03
Live
EZCORP, Inc. · NASDAQ
Target $34.0
(+21.3%)
$12.85
52W Range
$28.9
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 09, 2026
Market cap
$1.73B
P/E
17.63
ROE
13.0%
Profit margin
9.2%
Debt/Equity
0.72
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
60%
EZPW shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Strong financial trend (Piotroski F-Score: 7/9)
Strong revenue growth of 19.3%
Key Risks
Limited historical data available for full assessment
AI Fair Value Estimate
Based on comprehensive analysis
$46.91
+67.4% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
49
Moderate
50
75
50
70
0
AI Verdict
EZPW shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.
Key drivers: Strong financial trend (Piotroski F-Score: 7/9), Strong revenue growth of 19.3%, Limited historical data available for full assessment
Confidence
80%
Value
50/100
Rule-based valuation (P/E + Graham).
Positives
- Insufficient data for clear positives.
Watchpoints
- Trades above Graham Number.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 19.3%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
50/100
Historical performance + price trend: Shares moved +422.0% over 5Y and +83.8% over 1Y.
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Health
70/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100
Dividend policy fallback.
Positives
- Insufficient data for clear positives.
Watchpoints
- No regular dividend payments.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$28.03
Analyst Target
$34.0
Upside/Downside
+21.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for EZPW and closest competitors.
Updated 2026-04-08
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
EZPW
EZCORP, Inc.
Primary
|
+422.0% | +218.9% | +83.8% | +47.9% | +5.0% | +7.7% |
|
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
Peer
|
+299.4% | +227.1% | +29.8% | +12.0% | +5.6% | +3.8% |
|
BDJ
BlackRock Enhanced Equity Dividend Trust
Peer
|
+74.8% | +37.0% | +19.0% | +12.5% | +2.6% | +0.9% |
|
CHCO
City Holding Company
Peer
|
+75.8% | +51.0% | +16.2% | +3.0% | +6.3% | +4.2% |
|
AGM-A
Federal Agricultural Mortgage Corporation
Peer
|
+116.9% | +37.7% | -10.3% | +1.4% | -2.7% | +1.0% |
EZP
EZCORP, Inc.
Primary
5Y
+422.0%
3Y
+218.9%
1Y
+83.8%
6M
+47.9%
1M
+5.0%
1W
+7.7%
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
Peer
5Y
+299.4%
3Y
+227.1%
1Y
+29.8%
6M
+12.0%
1M
+5.6%
1W
+3.8%
BDJ
BlackRock Enhanced Equity Dividend Trust
Peer
5Y
+74.8%
3Y
+37.0%
1Y
+19.0%
6M
+12.5%
1M
+2.6%
1W
+0.9%
CHC
City Holding Company
Peer
5Y
+75.8%
3Y
+51.0%
1Y
+16.2%
6M
+3.0%
1M
+6.3%
1W
+4.2%
AGM
Federal Agricultural Mortgage Corporation
Peer
5Y
+116.9%
3Y
+37.7%
1Y
-10.3%
6M
+1.4%
1M
-2.7%
1W
+1.0%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
17.63
Forward P/E
13.76
PEG Ratio
N/A
P/B Ratio
1.62
P/S Ratio
1.29
EV/Revenue
1.52
EV/EBITDA
10.06
Market Cap
$1.73B
Profitability
Profit margins and return metrics
Profit Margin
9.2%
Operating Margin
15.89%
Gross Margin
58.65%
ROE
12.97%
ROA
6.06%
Growth
Revenue and earnings growth rates
Revenue Growth
+19.3%
Earnings Growth
+38.2%
Q/Q Revenue Growth
+19.32%
Q/Q Earnings Growth
+42.8%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.72
Moderate
Current Ratio
6.03
Strong
Quick Ratio
2.79
Excellent
Cash/Share
$7.55
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.4B
Gross Margin
58.4%
Op. Margin
15.9%
Net Margin
11.6%
Total Assets
$2.0B
Liabilities
$0.9B
Equity
$1.1B
Debt/Equity
0.86x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
81%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-29
$N/A
2026-02-04
$0.55
+29.1% surprise
2025-11-13
$0.34
+14.6% surprise
2025-07-30
$0.33
+33.1% surprise
Financial Services Sector Comparison
Comparing EZPW against 265 companies in the Financial Services sector
(41 bullish, 115 neutral, 109 bearish)
P/E Ratio
17.63
This Stock
vs
26.81
Sector Avg
-34.3%
(Discount)
Return on Equity (ROE)
12.97%
This Stock
vs
-2.75%
Sector Avg
-571.0%
(Below Avg)
Profit Margin
9.2%
This Stock
vs
75.42%
Sector Avg
-87.8%
(Weaker)
Debt to Equity
0.72
This Stock
vs
1.44
Sector Avg
-50.2%
(Less Debt)
Revenue Growth
19.3%
This Stock
vs
30.71%
Sector Avg
-37.1%
(Slower)
Current Ratio
6.03
This Stock
vs
3.39
Sector Avg
+77.6%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
EZPW
EZCORP, Inc.
|
BULLISH | $1.73B | 17.63 | 13.0% | 9.2% | $28.03 | |
|
BLX
Banco Latinoamericano de...
|
NEUTRAL | $1.72B | 7.9 | 15.0% | 72.1% | $46.76 | Compare |
|
BDJ
BlackRock Enhanced Equity...
|
NEUTRAL | $1.68B | 9.79 | 10.3% | 384.9% | $9.5 | Compare |
|
CHCO
City Holding Company
|
BULLISH | $1.79B | 13.94 | 16.9% | 41.3% | $124.49 | Compare |
|
AGM-A
Federal Agricultural...
|
NEUTRAL | $1.79B | 7.35 | 13.7% | 57.2% | $129.0 | Compare |
EZPW
EZCORP, Inc.
BULLISH
Mkt Cap
$1.7B
P/E
17.6
ROE
13.0%
Price
$28.03
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-30 | KULAS JASON A. | Director | Stock Award | 13,282 | $340,019 |
| 2026-03-26 | APPEL MATTHEW W | Director | Stock Award | 6,641 | $170,010 |
| 2026-03-26 | TILLETT GARY L | Director | Stock Award | 6,641 | $170,010 |
| 2026-03-26 | ARNOLD ZENA SRIVATSA | Director | Stock Award | 6,641 | $170,010 |
| 2026-03-26 | ESPINOSA PABLO LAGOS | Director | Stock Award | 6,641 | $170,010 |
| 2026-03-02 | SAJNANI SUNIL | Officer | Sale | 18,353 | $491,126 |
| 2026-02-23 | TILLETT GARY L | Director | Sale | 10,000 | $255,000 |
| 2026-02-23 | TILLETT GARY L | Director | Sale | 10,000 | $255,000 |
| 2026-02-19 | ESPINOSA PABLO LAGOS | Director | Sale | 20,000 | $500,000 |
| 2026-02-18 | TILLETT GARY L | Director | Sale | 10,000 | $250,000 |
| 2026-02-17 | SWIES NICOLE | Officer | Sale | 24,138 | $597,416 |
| 2026-02-17 | BRYANT ELLEN H | Officer | Sale | 20,000 | $500,000 |
| 2025-11-19 | POWELL JOHN BLAIR JR | Chief Operating Officer | Stock Award | 145,522 | - |
| 2025-11-19 | GIVEN LACHLAN P | Chief Executive Officer | Stock Award | 352,786 | - |
| 2025-11-19 | VANROEKEL LISA | Officer | Option Exercise | 57,855 | $1,030,976 |
KULAS JASON A.
Director
2026-03-30
13,282 shares
·
$340,019
APPEL MATTHEW W
Director
2026-03-26
6,641 shares
·
$170,010
TILLETT GARY L
Director
2026-03-26
6,641 shares
·
$170,010
ARNOLD ZENA SRIVATSA
Director
2026-03-26
6,641 shares
·
$170,010
ESPINOSA PABLO LAGOS
Director
2026-03-26
6,641 shares
·
$170,010
SAJNANI SUNIL
Officer
2026-03-02
18,353 shares
·
$491,126
TILLETT GARY L
Director
2026-02-23
10,000 shares
·
$255,000
TILLETT GARY L
Director
2026-02-23
10,000 shares
·
$255,000
ESPINOSA PABLO LAGOS
Director
2026-02-19
20,000 shares
·
$500,000
TILLETT GARY L
Director
2026-02-18
10,000 shares
·
$250,000
SWIES NICOLE
Officer
2026-02-17
24,138 shares
·
$597,416
BRYANT ELLEN H
Officer
2026-02-17
20,000 shares
·
$500,000
POWELL JOHN BLAIR JR
Chief Operating Officer
2025-11-19
145,522 shares
GIVEN LACHLAN P
Chief Executive Officer
2025-11-19
352,786 shares
VANROEKEL LISA
Officer
2025-11-19
57,855 shares
·
$1,030,976
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
5 analysts
Canaccord Genuity
2026-04-07
Buy
Buy
Stephens & Co.
2026-02-06
Equal-Weight
Equal-Weight
Canaccord Genuity
2026-02-06
Buy
Buy
Citizens
2026-01-20
Market Outperform
Market Outperform
Canaccord Genuity
2025-11-17
Buy
Buy
Citizens
2025-11-03
Market Outperform
Past News Coverage
Recent headlines mentioning EZPW from our newsroom.
Newest → oldest
No matching news yet.