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AHH vs IVR

AHH
Armada Hoffler Properties, Inc.
BEARISH
Price
$6.89
Market Cap
$714.2M
Sector
Real Estate
AI Confidence
78%
IVR
Invesco Mortgage Capital Inc.
NEUTRAL
Price
$8.28
Market Cap
$736.9M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
AHH
31.32
IVR
6.27
Forward P/E
AHH
25.52
IVR
3.66
P/B Ratio
AHH
1.18
IVR
0.94
P/S Ratio
AHH
1.58
IVR
6.15
EV/EBITDA
AHH
14.97
IVR
--

Profitability

Gross Margin
AHH
42.64%
IVR
100.0%
Operating Margin
AHH
24.61%
IVR
91.86%
Profit Margin
AHH
5.89%
IVR
84.51%
ROE
AHH
3.56%
IVR
13.25%
ROA
AHH
1.88%
IVR
1.67%

Growth

Revenue Growth
AHH
-48.8%
IVR
557.7%
Earnings Growth
AHH
--
IVR
--

Financial Health

Debt/Equity
AHH
1.91
IVR
7.05
Current Ratio
AHH
1.12
IVR
0.04
Quick Ratio
AHH
0.55
IVR
0.02

Dividends

Dividend Yield
AHH
8.06%
IVR
17.39%
Payout Ratio
AHH
284.09%
IVR
104.55%

AI Verdict

AHH BEARISH

The deterministic health scores paint a concerning picture, with a Piotroski F-Score of 4/9 indicating borderline financial stability and no available Altman Z-Score to confirm solvency. Despite a high dividend yield of 8.06%, the payout ratio of 284.09% is unsustainable, raising serious concerns about dividend safety. Revenue has collapsed by 48.80% year-over-year, and earnings surprises have been wildly negative recently, including a -180% miss in the most recent quarter. While the stock trades below the analyst target price of $8.10, weak fundamentals, deteriorating profitability, and insider selling suggest significant downside risk.

Strengths
High dividend yield of 8.06% may attract income-seeking investors
Price/Sales ratio of 1.58 is below sector average of 2.92 (implied from EV/Revenue context)
Operating margin of 24.61% remains relatively strong despite revenue decline
Risks
Piotroski F-Score of 4 indicates weak financial health and elevated risk of distress
Extremely high payout ratio of 284.09% threatens dividend sustainability
Revenue growth YoY of -48.80% shows severe business contraction
IVR NEUTRAL

IVR presents a classic 'value trap' profile, characterized by a stable Piotroski F-Score of 4/9 but severe underlying liquidity risks. While the stock trades significantly below its Graham Number ($16.17) and Intrinsic Value ($9.24), these valuation metrics are offset by an unsustainable dividend payout ratio of 104.55% and extreme leverage. The company shows strong short-term price recovery, but the fundamental health is compromised by a critical lack of liquidity.

Strengths
Low P/E ratio (6.27) and very low Forward P/E (3.66)
Trading slightly below book value (P/B 0.94)
Strong 1-year price performance (+35%)
Risks
Extreme leverage with a Debt/Equity ratio of 7.05
Severe liquidity risk indicated by a Current Ratio of 0.04
Unsustainable dividend payout ratio exceeding 100%

Compare Another Pair

AHH vs IVR: Head-to-Head Comparison

This page compares Armada Hoffler Properties, Inc. (AHH) and Invesco Mortgage Capital Inc. (IVR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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