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AIO vs MA

AIO
Virtus Artificial Intelligence & Technology Opportunities Fund
BEARISH
Price
$22.60
Market Cap
$778.1M
Sector
Financial Services
AI Confidence
65%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AIO
5.36
MA
30.28
Forward P/E
AIO
--
MA
22.05
P/B Ratio
AIO
--
MA
57.74
P/S Ratio
AIO
--
MA
13.6
EV/EBITDA
AIO
--
MA
22.13

Profitability

Gross Margin
AIO
0.0%
MA
100.0%
Operating Margin
AIO
0.0%
MA
57.73%
Profit Margin
AIO
0.0%
MA
45.65%
ROE
AIO
--
MA
209.91%
ROA
AIO
--
MA
23.72%

Growth

Revenue Growth
AIO
--
MA
17.6%
Earnings Growth
AIO
--
MA
24.2%

Financial Health

Debt/Equity
AIO
--
MA
2.56
Current Ratio
AIO
--
MA
1.03
Quick Ratio
AIO
--
MA
0.68

Dividends

Dividend Yield
AIO
7.96%
MA
0.7%
Payout Ratio
AIO
42.65%
MA
18.4%

AI Verdict

AIO BEARISH

The Advanced Deterministic Scorecard reveals a critically weak financial health with a Piotroski F-Score of just 1/9, indicating severe operational and accounting deficiencies. Despite a low P/E ratio of 5.36 and a dividend yield of 7.96%, profitability metrics are entirely flat at 0.00%, and most financial data is unavailable or non-disclosed, raising transparency concerns. The technical trend score of 0/100 signals strong bearish momentum, and the lack of analyst coverage further limits confidence in forward visibility. While the dividend appears sustainable with a 42.65% payout ratio, the absence of earnings, ROE, ROA, and debt metrics creates substantial risk for long-term value preservation.

Strengths
Low P/E ratio of 5.36 suggests potential undervaluation relative to sector average of 30.79
High dividend yield of 7.96% offers attractive income potential
Dividend payout ratio of 42.65% is moderate and not immediately concerning
Risks
Piotroski F-Score of 1/9 indicates extremely weak financial health and high risk of deterioration
All profitability margins (gross, operating, net) are 0.00%, suggesting no core earnings generation
Critical financial data missing (ROE, ROA, debt/equity, cash flow), impairing risk assessment
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

AIO vs MA: Head-to-Head Comparison

This page compares Virtus Artificial Intelligence & Technology Opportunities Fund (AIO) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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