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ALRS vs BRK-B

ALRS
Alerus Financial Corporation
BEARISH
Price
$23.56
Market Cap
$598.5M
Sector
Financial Services
AI Confidence
85%
BRK-B
Berkshire Hathaway Inc.
BEARISH
Price
$479.71
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
70%

Valuation

P/E Ratio
ALRS
34.65
BRK-B
15.45
Forward P/E
ALRS
8.54
BRK-B
22.03
P/B Ratio
ALRS
1.06
BRK-B
0.0
P/S Ratio
ALRS
2.67
BRK-B
2.79
EV/EBITDA
ALRS
--
BRK-B
-2.12

Profitability

Gross Margin
ALRS
0.0%
BRK-B
26.15%
Operating Margin
ALRS
-481.44%
BRK-B
32.96%
Profit Margin
ALRS
7.79%
BRK-B
18.03%
ROE
ALRS
3.29%
BRK-B
9.81%
ROA
ALRS
0.33%
BRK-B
5.11%

Growth

Revenue Growth
ALRS
-85.8%
BRK-B
-0.7%
Earnings Growth
ALRS
--
BRK-B
-2.5%

Financial Health

Debt/Equity
ALRS
--
BRK-B
0.19
Current Ratio
ALRS
--
BRK-B
7.07
Quick Ratio
ALRS
--
BRK-B
6.62

Dividends

Dividend Yield
ALRS
3.57%
BRK-B
--
Payout Ratio
ALRS
122.06%
BRK-B
0.0%

AI Verdict

ALRS BEARISH

ALRS exhibits weak financial health with a Piotroski F-Score of 4/9, indicating marginal stability, and lacks an Altman Z-Score, raising unquantified distress risk. The stock trades at a high forward P/E of 8.54 but has a current P/E of 34.65, suggesting overvaluation relative to near-term earnings. Despite strong earnings surprises in recent quarters and a 93.2% YoY EPS growth, the company reports a negative operating margin of -481.44% and an 85.8% revenue decline, signaling severe operational distress. The dividend payout ratio of 122.06% is unsustainable, and technical trends are bearish, reinforcing caution. The Graham Number of $18.44 implies a defensive fair value below the current price of $23.56.

Strengths
Strong recent earnings surprise history with average +30.65% beat over last 4 quarters
Significant year-over-year EPS growth of 93.2% and +30.8% Q/Q growth
Positive analyst target price of $26.60, indicating upside potential
Risks
Piotroski F-Score of 4/9 indicates weak financial health and marginal stability
Negative operating margin (-481.44%) and zero gross margin signal severe operational inefficiency
85.8% YoY revenue decline suggests fundamental business deterioration
BRK-B BEARISH

BRK-B shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Undervalued vs Graham Number ($18664.9)
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

ALRS vs BRK-B: Head-to-Head Comparison

This page compares Alerus Financial Corporation (ALRS) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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