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AMBA vs DAVE

AMBA
Ambarella, Inc.
BEARISH
Price
$52.29
Market Cap
$2.25B
Sector
Technology
AI Confidence
85%
DAVE
Dave Inc.
BULLISH
Price
$165.58
Market Cap
$2.2B
Sector
Technology
AI Confidence
30%

Valuation

P/E Ratio
AMBA
--
DAVE
12.87
Forward P/E
AMBA
48.14
DAVE
9.45
P/B Ratio
AMBA
3.8
DAVE
6.36
P/S Ratio
AMBA
5.76
DAVE
3.96
EV/EBITDA
AMBA
-30.38
DAVE
11.46

Profitability

Gross Margin
AMBA
59.97%
DAVE
70.22%
Operating Margin
AMBA
-17.07%
DAVE
39.39%
Profit Margin
AMBA
-19.42%
DAVE
35.34%
ROE
AMBA
-13.12%
DAVE
73.11%
ROA
AMBA
-6.53%
DAVE
30.37%

Growth

Revenue Growth
AMBA
20.1%
DAVE
62.4%
Earnings Growth
AMBA
--
DAVE
292.4%

Financial Health

Debt/Equity
AMBA
0.02
DAVE
0.21
Current Ratio
AMBA
2.31
DAVE
3.83
Quick Ratio
AMBA
1.98
DAVE
1.06

Dividends

Dividend Yield
AMBA
--
DAVE
--
Payout Ratio
AMBA
0.0%
DAVE
0.0%

AI Verdict

AMBA BEARISH

Ambarella (AMBA) exhibits weak financial health per the Piotroski F-Score of 4/9, indicating a fragile operational foundation despite modest growth. The company trades at a high forward P/E of 48.14 and a price/sales ratio of 5.76, significantly above sector averages, suggesting overvaluation. While revenue growth is strong at 20.1% YoY and earnings surprises have been positive in recent quarters, profitability remains deeply negative with a -19.42% profit margin and negative ROE/ROA. Insider selling activity totaling $6.52M over six months signals bearish sentiment from within the company. The absence of a Graham Number and intrinsic value estimate further limits fundamental valuation clarity.

Strengths
Strong revenue growth of 20.1% YoY
Consistently positive earnings surprises in the last 4 quarters (average +77.78%)
High gross margin of 59.97% indicates pricing power and efficient production
Risks
Piotroski F-Score of 4/9 indicates weak financial health and operational instability
Negative profit margin (-19.42%) and ROE (-13.12%) suggest ongoing profitability challenges
Insider selling of $6.52M in last 6 months reflects bearish internal sentiment
DAVE BULLISH

DAVE shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 8/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 12.9
Strong profitability (35.3% margin)
Strong financial trend (Piotroski F-Score: 8/9)
Risks
Premium vs Graham Number ($86.82)

Compare Another Pair

AMBA vs DAVE: Head-to-Head Comparison

This page compares Ambarella, Inc. (AMBA) and Dave Inc. (DAVE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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