DAVE
BULLISH
$165.58
Live
Dave Inc. · NASDAQ
Target $318.0
(+92.1%)
$72.88
52W Range
$286.45
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 08, 2026
Market cap
$2.2B
P/E
12.87
ROE
73.1%
Profit margin
35.3%
Debt/Equity
0.21
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
30%
DAVE shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 8/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Attractive valuation with P/E of 12.9
Strong profitability (35.3% margin)
Strong financial trend (Piotroski F-Score: 8/9)
Key Risks
Premium vs Graham Number ($86.82)
AI Fair Value Estimate
Based on comprehensive analysis
$379.66
+129.3% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
57
Moderate
65
75
70
75
0
AI Verdict
DAVE shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 8/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 12.9, Strong profitability (35.3% margin), Premium vs Graham Number ($86.82)
Confidence
100%
Value
65/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 12.9x trailing earnings.
Watchpoints
- Trades above Graham Number.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 62.4%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
70/100
Historical performance + price trend: Shares moved -47.2% over 5Y and +117.2% over 1Y.
Positives
- ROE sits at 73.1%.
- Healthy profit margin of 35.3%.
Watchpoints
No urgent risks highlighted.
Health
75/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Low D/E ratio (0.21).
Watchpoints
No urgent risks highlighted.
Dividend
0/100
Dividend policy fallback.
Positives
- Insufficient data for clear positives.
Watchpoints
- No regular dividend payments.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$165.58
Analyst Target
$318.0
Upside/Downside
+92.1%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for DAVE and closest competitors.
Updated 2026-04-07
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
DAVE
Dave Inc.
Primary
|
-47.2% | +2883.4% | +117.2% | -18.4% | -25.2% | -4.9% |
|
ASGN
ASGN Incorporated
Peer
|
-43.5% | -42.0% | -44.9% | -6.8% | +2.4% | +4.2% |
|
AMBA
Ambarella, Inc.
Peer
|
-54.5% | -33.1% | +0.2% | -34.9% | -21.8% | -0.2% |
|
BB
BlackBerry Limited
Peer
|
-78.8% | -10.5% | -8.4% | -2.3% | -4.3% | -1.6% |
|
BTDR
Bitdeer Technologies Group
Peer
|
-5.9% | -19.9% | +13.7% | -54.3% | +26.8% | +8.8% |
DAV
Dave Inc.
Primary
5Y
-47.2%
3Y
+2883.4%
1Y
+117.2%
6M
-18.4%
1M
-25.2%
1W
-4.9%
ASG
ASGN Incorporated
Peer
5Y
-43.5%
3Y
-42.0%
1Y
-44.9%
6M
-6.8%
1M
+2.4%
1W
+4.2%
AMB
Ambarella, Inc.
Peer
5Y
-54.5%
3Y
-33.1%
1Y
+0.2%
6M
-34.9%
1M
-21.8%
1W
-0.2%
BB
BlackBerry Limited
Peer
5Y
-78.8%
3Y
-10.5%
1Y
-8.4%
6M
-2.3%
1M
-4.3%
1W
-1.6%
BTD
Bitdeer Technologies Group
Peer
5Y
-5.9%
3Y
-19.9%
1Y
+13.7%
6M
-54.3%
1M
+26.8%
1W
+8.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.87
Forward P/E
9.45
PEG Ratio
N/A
P/B Ratio
6.36
P/S Ratio
3.96
EV/Revenue
3.97
EV/EBITDA
11.46
Market Cap
$2.2B
Profitability
Profit margins and return metrics
Profit Margin
35.34%
Operating Margin
39.39%
Gross Margin
70.22%
ROE
73.11%
ROA
30.37%
Growth
Revenue and earnings growth rates
Revenue Growth
+62.4%
Earnings Growth
+292.4%
Q/Q Revenue Growth
+62.36%
Q/Q Earnings Growth
+292.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.21
Low debt
Current Ratio
3.83
Strong
Quick Ratio
1.06
Good
Cash/Share
$8.95
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Gross Margin
87.9%
Op. Margin
39.4%
Net Margin
40.3%
Total Assets
$0.5B
Liabilities
$0.1B
Equity
$0.4B
Debt/Equity
0.38x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
98%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-03-02
$3.69
-1.6% surprise
2025-11-04
$4.24
+81.0% surprise
2025-08-06
$3.14
+62.0% surprise
Technology Sector Comparison
Comparing DAVE against 187 companies in the Technology sector
(17 bullish, 77 neutral, 93 bearish)
P/E Ratio
12.87
This Stock
vs
57.0
Sector Avg
-77.4%
(Discount)
Return on Equity (ROE)
73.11%
This Stock
vs
-32.6%
Sector Avg
-324.3%
(Below Avg)
Profit Margin
35.34%
This Stock
vs
-9.23%
Sector Avg
-482.8%
(Weaker)
Debt to Equity
0.21
This Stock
vs
0.79
Sector Avg
-73.1%
(Less Debt)
Revenue Growth
62.4%
This Stock
vs
13184.79%
Sector Avg
-99.5%
(Slower)
Current Ratio
3.83
This Stock
vs
3.93
Sector Avg
-2.5%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
DAVE
Dave Inc.
|
BULLISH | $2.2B | 12.87 | 73.1% | 35.3% | $165.58 | |
|
ASGN
ASGN Incorporated
|
NEUTRAL | $2.24B | 17.48 | 7.2% | 3.3% | $51.04 | Compare |
|
AMBA
Ambarella, Inc.
|
BEARISH | $2.25B | - | -13.1% | -19.4% | $52.29 | Compare |
|
BB
BlackBerry Limited
|
BEARISH | $2.25B | 95.5 | 2.9% | 4.0% | $3.82 | Compare |
|
BTDR
Bitdeer Technologies Group
|
NEUTRAL | $2.29B | - | 11.5% | 10.6% | $9.41 | Compare |
DAVE
Dave Inc.
BULLISH
Mkt Cap
$2.2B
P/E
12.9
ROE
73.1%
Price
$165.58
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-09 | BEILMAN KYLE | Chief Operating Officer | Stock Award | 47,982 | - |
| 2026-03-09 | WILK JASON | Chief Executive Officer | Stock Award | 104,641 | - |
| 2026-03-06 | MITCHELL ANDREA SANDLER | Director | Sale | 30,000 | $6,390,901 |
| 2026-02-02 | POPE MICHAEL W | Director | Sale | 544 | $88,128 |
| 2026-01-27 | BEILMAN KYLE | Chief Operating Officer | Option Exercise | 5,000 | $7,100 |
| 2025-12-18 | KHAN IMRAN | Director | Sale | 36,378 | $7,255,860 |
| 2025-12-18 | KHAN IMRAN | Director | Sale | 1,146 | $233,778 |
| 2025-12-16 | KHAN IMRAN | Director | Sale | 41,412 | $7,995,333 |
| 2025-12-16 | KHAN IMRAN | Director | Sale | 18,835 | $3,709,407 |
| 2025-12-02 | BEILMAN KYLE | Chief Operating Officer | Sale | 3,495 | $712,176 |
| 2025-12-02 | WILK JASON | Chief Executive Officer | Sale | 7,393 | $1,506,472 |
BEILMAN KYLE
Chief Operating Officer
2026-03-09
47,982 shares
WILK JASON
Chief Executive Officer
2026-03-09
104,641 shares
MITCHELL ANDREA SANDLER
Director
2026-03-06
30,000 shares
·
$6,390,901
POPE MICHAEL W
Director
2026-02-02
544 shares
·
$88,128
BEILMAN KYLE
Chief Operating Officer
2026-01-27
5,000 shares
·
$7,100
KHAN IMRAN
Director
2025-12-18
36,378 shares
·
$7,255,860
KHAN IMRAN
Director
2025-12-18
1,146 shares
·
$233,778
KHAN IMRAN
Director
2025-12-16
41,412 shares
·
$7,995,333
KHAN IMRAN
Director
2025-12-16
18,835 shares
·
$3,709,407
BEILMAN KYLE
Chief Operating Officer
2025-12-02
3,495 shares
·
$712,176
WILK JASON
Chief Executive Officer
2025-12-02
7,393 shares
·
$1,506,472
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
STRONG_BUY
8 analysts
Barrington Research
2026-03-10
Outperform
Outperform
Barrington Research
2026-03-04
Outperform
Outperform
Lake Street
2026-03-03
Buy
Buy
B. Riley Securities
2026-03-03
Buy
Buy
Canaccord Genuity
2026-03-03
Buy
Buy
Keefe, Bruyette & Woods
2026-03-03
Outperform
Outperform
Barrington Research
2026-03-02
Outperform
Outperform
B. Riley Securities
2025-11-05
Buy
Buy
Barrington Research
2025-11-05
Outperform
Outperform
Benchmark
2025-11-05
Buy
Buy
Past News Coverage
Recent headlines mentioning DAVE from our newsroom.
Newest → oldest
No matching news yet.