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ASGN vs DAVE

ASGN
ASGN Incorporated
NEUTRAL
Price
$51.04
Market Cap
$2.24B
Sector
Technology
AI Confidence
68%
DAVE
Dave Inc.
BULLISH
Price
$165.58
Market Cap
$2.2B
Sector
Technology
AI Confidence
30%

Valuation

P/E Ratio
ASGN
17.48
DAVE
12.87
Forward P/E
ASGN
10.26
DAVE
9.45
P/B Ratio
ASGN
1.2
DAVE
6.36
P/S Ratio
ASGN
0.56
DAVE
3.96
EV/EBITDA
ASGN
8.91
DAVE
11.46

Profitability

Gross Margin
ASGN
28.9%
DAVE
70.22%
Operating Margin
ASGN
7.13%
DAVE
39.39%
Profit Margin
ASGN
3.28%
DAVE
35.34%
ROE
ASGN
7.25%
DAVE
73.11%
ROA
ASGN
4.71%
DAVE
30.37%

Growth

Revenue Growth
ASGN
-1.9%
DAVE
62.4%
Earnings Growth
ASGN
-17.9%
DAVE
292.4%

Financial Health

Debt/Equity
ASGN
0.68
DAVE
0.21
Current Ratio
ASGN
1.99
DAVE
3.83
Quick Ratio
ASGN
1.81
DAVE
1.06

Dividends

Dividend Yield
ASGN
--
DAVE
--
Payout Ratio
ASGN
0.0%
DAVE
0.0%

AI Verdict

ASGN NEUTRAL

ASGN exhibits strong financial health with a Piotroski F-Score of 7/9, indicating solid operational and balance sheet fundamentals. The company trades near fair value based on the Graham Number of $52.86, with a current price of $51.04, while forward P/E of 10.26 suggests discounted earnings expectations. Despite healthy margins and a strong balance sheet (Current Ratio 1.99, Debt/Equity 0.68), revenue and earnings are contracting YoY (-1.90% and -17.90% respectively), offsetting valuation appeal. Analysts concur with a 'hold' rating and target price of $51.17, aligning closely with current levels.

Strengths
Strong Piotroski F-Score of 7/9 indicates high financial health and operational efficiency
Attractive valuation with current price below Graham Number ($51.04 vs $52.86)
Low forward P/E of 10.26 suggests undervaluation relative to earnings potential
Risks
Negative YoY revenue growth (-1.90%) and declining earnings (-17.90%) signal weakening top-line momentum
Significant negative long-term price performance: -44.9% over 1Y and -43.5% over 5Y
Lack of Altman Z-Score prevents definitive assessment of bankruptcy risk
DAVE BULLISH

DAVE shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 8/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 12.9
Strong profitability (35.3% margin)
Strong financial trend (Piotroski F-Score: 8/9)
Risks
Premium vs Graham Number ($86.82)

Compare Another Pair

ASGN vs DAVE: Head-to-Head Comparison

This page compares ASGN Incorporated (ASGN) and Dave Inc. (DAVE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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