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AMTB vs EQBK

AMTB
Amerant Bancorp Inc.
NEUTRAL
Price
$22.82
Market Cap
$958.4M
Sector
Financial Services
AI Confidence
85%
EQBK
Equity Bancshares, Inc.
NEUTRAL
Price
$45.34
Market Cap
$941.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AMTB
16.07
EQBK
38.42
Forward P/E
AMTB
9.83
EQBK
8.61
P/B Ratio
AMTB
0.99
EQBK
1.15
P/S Ratio
AMTB
2.4
EQBK
4.27
EV/EBITDA
AMTB
--
EQBK
--

Profitability

Gross Margin
AMTB
0.0%
EQBK
0.0%
Operating Margin
AMTB
30.47%
EQBK
39.82%
Profit Margin
AMTB
14.6%
EQBK
11.19%
ROE
AMTB
6.41%
EQBK
3.44%
ROA
AMTB
0.58%
EQBK
0.38%

Growth

Revenue Growth
AMTB
3.3%
EQBK
33.0%
Earnings Growth
AMTB
57.1%
EQBK
-5.9%

Financial Health

Debt/Equity
AMTB
--
EQBK
--
Current Ratio
AMTB
--
EQBK
--
Quick Ratio
AMTB
--
EQBK
--

Dividends

Dividend Yield
AMTB
1.58%
EQBK
1.59%
Payout Ratio
AMTB
25.35%
EQBK
58.47%

AI Verdict

AMTB NEUTRAL

AMTB presents a stark contrast between attractive valuation and deteriorating fundamental health. While the stock trades below its Graham Number ($27.18) and Intrinsic Value ($41.89), the Piotroski F-Score of 2/9 indicates significant weakness in financial health. Strong year-over-year earnings growth (57.10%) is offset by sluggish revenue growth (3.30%) and a highly bearish technical trend (10/100). The company is essentially trading at book value (P/B 0.99), making it a value play with high fundamental risk.

Strengths
Trading below Graham Number ($27.18) and Intrinsic Value ($41.89)
Strong YoY Earnings Growth of 57.10%
Low Price-to-Book ratio (0.99) suggesting fair asset pricing
Risks
Critical Piotroski F-Score of 2/9 indicating weak financial health
Very bearish technical trend (10/100)
Low Return on Equity (6.41%) and Return on Assets (0.58%)
EQBK NEUTRAL

EQBK presents a stark contrast between fundamental health and market expectations. The deterministic health baseline is weak, highlighted by a Piotroski F-Score of 2/9, indicating significant deterioration in financial strength. While the stock trades at a substantial premium to its Graham Number ($32.33) and Intrinsic Value ($8.26), it is supported by a consistent track record of earnings beats and strong revenue growth (33% YoY). The massive discrepancy between the current P/E (38.42) and Forward P/E (8.61) suggests the market is pricing in a major earnings recovery that has yet to fully materialize in the ROE (3.44%).

Strengths
Consistent earnings beat track record over 25 quarters
Strong top-line revenue growth (33% YoY)
Low Forward P/E (8.61) suggesting high future earnings potential
Risks
Critically low Piotroski F-Score (2/9) indicating poor financial health
Very low ROE (3.44%) and ROA (0.38%) compared to industry standards
Significant overvaluation relative to intrinsic value ($8.26) and Graham number ($32.33)

Compare Another Pair

AMTB vs EQBK: Head-to-Head Comparison

This page compares Amerant Bancorp Inc. (AMTB) and Equity Bancshares, Inc. (EQBK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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