EQBK

NEUTRAL

$45.34 Live

Equity Bancshares, Inc. · NYSE

Target $51.6 (+13.8%)

$36.04 52W Range $50.07

EQBK Equity Bancshares, Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

EQBK Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Banks - Regional

Current Price Live

$45.34

Analyst Target

$51.6

+13.8% Upside

52W High

$50.07

52W Low

$36.04

Overview AI Snowflake Price Valuation Profitability Growth Health Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 27, 2026

Market cap

$941.58M

P/E

38.42

ROE

3.4%

Profit margin

11.2%

Debt/Equity

N/A

Dividend yield

1.59%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

EQBK presents a stark contrast between fundamental health and market expectations. The deterministic health baseline is weak, highlighted by a Piotroski F-Score of 2/9, indicating significant deterioration in financial strength. While the stock trades at a substantial premium to its Graham Number ($32.33) and Intrinsic Value ($8.26), it is supported by a consistent track record of earnings beats and strong revenue growth (33% YoY). The massive discrepancy between the current P/E (38.42) and Forward P/E (8.61) suggests the market is pricing in a major earnings recovery that has yet to fully materialize in the ROE (3.44%).

Key Strengths

Consistent earnings beat track record over 25 quarters

Strong top-line revenue growth (33% YoY)

Low Forward P/E (8.61) suggesting high future earnings potential

Positive analyst sentiment with a target price of $51.60

Reasonable Price-to-Book ratio (1.15) for the banking sector

Key Risks

Critically low Piotroski F-Score (2/9) indicating poor financial health

Very low ROE (3.44%) and ROA (0.38%) compared to industry standards

Significant overvaluation relative to intrinsic value ($8.26) and Graham number ($32.33)

Bearish technical trend (0/100) and bearish insider selling

Negative year-over-year earnings growth (-5.9%)

AI Fair Value Estimate

Based on comprehensive analysis

$33.5

-26.1% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Speculative Hold

Key drivers: Piotroski F-Score, Forward P/E, Revenue Growth, Earnings Beat History

Confidence

80%

Value

30/100

Ref P/E 38.42, Graham Number $32.33

Positives

P/B ratio is near 1.0

Watchpoints

Price is 40% above Graham Number
Price is 450% above Intrinsic Value
High trailing P/E

Future

65/100

Ref Growth rates and Forward P/E

Positives

33% YoY Revenue growth
Strong Forward P/E compression
Positive Q/Q earnings growth

Watchpoints

Negative YoY earnings growth

Past

85/100

Ref Historical earnings surprises

Positives

Exceptional record of beating estimates (3/4 last 4, consistent over 25 quarters)
Strong 3Y and 5Y price appreciation

Watchpoints

No urgent risks highlighted.

Health

15/100

Ref Piotroski F-Score

Positives

No standout positives identified.

Watchpoints

Piotroski F-Score of 2/9 is critically weak
Anemic ROE and ROA

Dividend

50/100

Ref Yield and Payout

Positives

Sustainable payout ratio (58.47%)

Watchpoints

Low yield (1.59%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$45.34

Analyst Target

$51.6

Upside/Downside

+13.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for EQBK and closest competitors.

Updated 2026-04-24

Company	5Y	3Y	1Y	6M	1M	1W
EQBK Equity Bancshares, Inc. Primary	+61.2%	+107.2%	+19.4%	+9.2%	+4.2%	-1.4%
ASIC Ategrity Specialty Insurance Company Holdings Peer	-21.6%	-21.6%	-21.6%	-5.8%	+13.2%	-2.0%
AMTB Amerant Bancorp Inc. Peer	+35.7%	+32.5%	+37.3%	+31.1%	+5.5%	-4.2%
BFST Business First Bancshares, Inc. Peer	+34.8%	+98.0%	+22.3%	+14.3%	+5.5%	-2.5%
BBDC Barings BDC, Inc. Peer	+71.2%	+50.1%	+5.0%	+1.6%	+3.4%	-0.8%

EQB

Equity Bancshares, Inc.

Primary

+61.2%

+107.2%

+19.4%

+9.2%

+4.2%

-1.4%

ASI

Ategrity Specialty Insurance Company Holdings

Peer

-21.6%

-5.8%

+13.2%

-2.0%

AMT

Amerant Bancorp Inc.

Peer

+35.7%

+32.5%

+37.3%

+31.1%

+5.5%

-4.2%

BFS

Business First Bancshares, Inc.

Peer

+34.8%

+98.0%

+22.3%

+14.3%

+5.5%

-2.5%

BBD

Barings BDC, Inc.

Peer

+71.2%

+50.1%

+5.0%

+1.6%

+3.4%

-0.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

38.42

8.61

1.69

1.15

4.27

3.91

N/A

$941.58M

Profitability

Profit margins and return metrics

Profit Margin 11.19%

Operating Margin 39.82%

Gross Margin N/A

ROE 3.44%

ROA 0.38%

Growth

Revenue and earnings growth rates

Revenue Growth +33.0%

Earnings Growth -5.9%

Q/Q Revenue Growth +25.61%

Q/Q Earnings Growth +12.8%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$27.21

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-13

$N/A

2026-04-14

$1.24

+6.6% surprise

2026-01-21

$1.2

+6.4% surprise

2025-10-14

$1.16

+17.4% surprise

Financial Services Sector Comparison

Comparing EQBK against 763 companies in the Financial Services sector (133 bullish, 317 neutral, 313 bearish)

P/E Ratio

38.42

This Stock

38.21

Sector Avg

+0.5% (Premium)

Return on Equity (ROE)

3.44%

This Stock

-1.82%

Sector Avg

-288.7% (Below Avg)

Profit Margin

11.19%

This Stock

75.74%

Sector Avg

-85.2% (Weaker)

Revenue Growth

33.0%

This Stock

37.18%

Sector Avg

-11.2% (Slower)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
EQBK Equity Bancshares, Inc.	NEUTRAL	$941.58M	38.42	3.4%	11.2%	$45.34
ASIC Ategrity Specialty...	NEUTRAL	$930.57M	12.25	15.0%	17.4%	$19.36	Compare
AMTB Amerant Bancorp Inc.	NEUTRAL	$958.36M	16.07	6.4%	14.6%	$22.82	Compare
BFST Business First Bancshares, Inc.	BULLISH	$923.88M	10.13	10.4%	28.1%	$28.26	Compare
BBDC Barings BDC, Inc.	BEARISH	$962.2M	9.63	8.6%	36.0%	$9.15	Compare

EQBK Equity Bancshares, Inc.

NEUTRAL

Mkt Cap

$942M

P/E

38.4

ROE

3.4%

Price

$45.34

Compare with EQBK

AMTB Amerant Bancorp Inc.

Compare with EQBK

BFST Business First...

Compare with EQBK

BBDC Barings BDC, Inc.

Compare with EQBK

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-03-19	KNUTSON ANN	Officer	Sale	450	$19,768
2026-02-25	HUBER JULIE A.	Chief Operating Officer	Stock Award	1,302	-
2026-02-25	HUBER JULIE A.	Chief Operating Officer	Stock Award	1,165	-
2026-02-25	ELLIOTT BRAD S.	Chief Executive Officer	Stock Award	4,295	-
2026-02-25	ELLIOTT BRAD S.	Chief Executive Officer	Stock Award	3,848	-
2026-02-25	REBER BRETT A	General Counsel	Stock Award	1,259	-
2026-02-25	REBER BRETT A	General Counsel	Stock Award	1,127	-
2026-02-25	NAVRATIL CHRIS M	Chief Financial Officer	Stock Award	547	-
2026-02-25	NAVRATIL CHRIS M	Chief Financial Officer	Stock Award	489	-
2026-02-23	SEMS RICHARD M	Officer	Purchase	110	$4,964
2026-02-09	KOSSOVER GREGORY H.	Officer and Director	Stock Award	4,212	-
2026-02-09	KOSSOVER GREGORY H.	Officer and Director	Stock Award	3,370	-
2026-02-06	PASS DAVID E. JR	Chief Technology Officer	Stock Award	1,844	-
2026-02-06	HUBER JULIE A.	Chief Operating Officer	Stock Award	4,504	-
2026-02-06	ELLIOTT BRAD S.	Chief Executive Officer	Stock Award	14,822	-

KNUTSON ANN

Officer

Sell

2026-03-19

450 shares · $19,768

HUBER JULIE A.

Chief Operating Officer

Stock Award

2026-02-25

1,302 shares

HUBER JULIE A.

Chief Operating Officer

Stock Award

2026-02-25

1,165 shares

ELLIOTT BRAD S.

Chief Executive Officer

Stock Award

2026-02-25

4,295 shares

ELLIOTT BRAD S.

Chief Executive Officer

Stock Award

2026-02-25

3,848 shares

REBER BRETT A

General Counsel

Stock Award

2026-02-25

1,259 shares

REBER BRETT A

General Counsel

Stock Award

2026-02-25

1,127 shares

NAVRATIL CHRIS M

Chief Financial Officer

Stock Award

2026-02-25

547 shares

NAVRATIL CHRIS M

Chief Financial Officer

Stock Award

2026-02-25

489 shares

SEMS RICHARD M

Officer

Buy

2026-02-23

110 shares · $4,964

KOSSOVER GREGORY H.

Officer and Director

Stock Award

2026-02-09

4,212 shares

KOSSOVER GREGORY H.

Officer and Director

Stock Award

2026-02-09

3,370 shares

PASS DAVID E. JR

Chief Technology Officer

Stock Award

2026-02-06

1,844 shares

HUBER JULIE A.

Chief Operating Officer

Stock Award

2026-02-06

4,504 shares

ELLIOTT BRAD S.

Chief Executive Officer

Stock Award

2026-02-06

14,822 shares

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

2026-04-22

EQBK filed an 8-K on April 22, 2026, likely to announce its first-quarter financial results.

8-K

2026-04-14

Equitable Bank (EQBK) likely filed this 8-K to announce its first-quarter financial results for 2026.

8-K/A

2026-03-18

Equity Bank Holding Company filed an amendment to a previously submitted current report on March 18, 2026.

DEF 14A

2026-03-12

EQBK filed a definitive proxy statement on March 12, 2026, providing shareholders with necessary information to vote at the company's annual meeting.

10-K

2026-03-06

EQBK filed its annual 10-K report on March 6, 2026. The provided excerpts do not contain specific financial metrics or detailed risk disclosures, limiting the available analysis of the company's financial performance and risk profile.

8-K

2026-02-23

EQBK filed an 8-K on February 23, 2026, likely to announce its financial results for the preceding period.

8-K

2026-02-17

EQBK filed an 8-K on February 17, 2026, likely to announce its annual financial results for the preceding fiscal year.

8-K

2026-01-22

EQBK likely reported its fourth quarter and full-year financial results for the fiscal year ended December 31, 2025.

8-K

2026-01-21

EQBK filed an 8-K on January 21, 2026, likely to announce its fourth-quarter and full-year financial results.

8-K

2026-01-02

Equitable Bank filed an 8-K on January 2, 2026, likely reporting year-end financial results or corporate governance updates effective January 1.

8-K

2025-12-11

8-K

2025-11-05

10-Q

2025-11-03

8-K

2025-10-14

8-K

2025-09-26

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

BUY

5 analysts

Piper Sandler

2026-04-16

Maintains

Overweight Overweight

DA Davidson

2026-04-16

Maintains

Neutral Neutral

DA Davidson

2026-01-23

Maintains

Neutral Neutral

Keefe, Bruyette & Woods

2026-01-23

Maintains

Market Perform Market Perform

Piper Sandler

2026-01-12

Maintains

Overweight Overweight

Past News Coverage

Recent headlines mentioning EQBK from our newsroom.

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EQBK

EQBK Equity Bancshares, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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