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APPF vs NVDA

APPF
AppFolio, Inc.
BEARISH
Price
$172.50
Market Cap
$6.21B
Sector
Technology
AI Confidence
85%
NVDA
NVIDIA Corporation
NEUTRAL
Price
$174.40
Market Cap
$4.24T
Sector
Technology
AI Confidence
40%

Valuation

P/E Ratio
APPF
44.46
NVDA
35.59
Forward P/E
APPF
21.68
NVDA
15.69
P/B Ratio
APPF
11.44
NVDA
26.95
P/S Ratio
APPF
6.53
NVDA
19.63
EV/EBITDA
APPF
35.82
NVDA
31.43

Profitability

Gross Margin
APPF
63.68%
NVDA
71.07%
Operating Margin
APPF
17.56%
NVDA
65.02%
Profit Margin
APPF
14.82%
NVDA
55.6%
ROE
APPF
26.54%
NVDA
101.48%
ROA
APPF
14.53%
NVDA
51.19%

Growth

Revenue Growth
APPF
21.9%
NVDA
73.2%
Earnings Growth
APPF
-60.6%
NVDA
95.6%

Financial Health

Debt/Equity
APPF
0.07
NVDA
0.07
Current Ratio
APPF
3.31
NVDA
3.9
Quick Ratio
APPF
2.95
NVDA
3.14

Dividends

Dividend Yield
APPF
--
NVDA
0.02%
Payout Ratio
APPF
0.0%
NVDA
0.82%

AI Verdict

APPF BEARISH

AppFolio, Inc. exhibits strong deterministic health with a Piotroski F-Score of 7/9, indicating solid operational efficiency and financial stability, though the absence of an Altman Z-Score prevents definitive assessment of bankruptcy risk. The company trades at a premium valuation with a current price of $172.50, significantly above both the Graham Number ($36.28) and Intrinsic Value ($27.16), reflecting high growth expectations. Despite robust gross margins (63.68%) and strong profitability (ROE 26.54%), the recent earnings collapse—down 60.6% YoY and -61.1% Q/Q—undermines confidence. Insider selling totaling $2.33M over six months and a bearish technical trend further signal caution, despite a resilient revenue growth rate of 21.9% YoY.

Strengths
Piotroski F-Score of 7/9 indicates strong financial health and operational efficiency
High gross margin (63.68%) and solid operating margin (17.56%) reflect pricing power and cost control
Low debt/equity (0.07) and high current/quick ratios (3.31, 2.95) signal strong liquidity and minimal leverage risk
Risks
Earnings declined sharply by 60.6% YoY and -61.1% Q/Q, indicating potential business model stress or one-time charges
Insider selling of $2.33M in last 6 months (4 transactions) with no buys, signaling potential internal skepticism
Current price ($172.50) is vastly above both Graham Number ($36.28) and Intrinsic Value ($27.16), implying extreme valuation premium
NVDA NEUTRAL

NVDA shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics. Price trades at a 20.7% premium to fair value estimate ($144.55), limiting near-term upside from a valuation perspective.

Strengths
Strong profitability (55.6% margin)
Strong financial trend (Piotroski F-Score: 7/9)
Strong revenue growth of 73.2%
Risks
High valuation with P/E of 35.6
Premium vs Graham Number ($26.71)
Price trades at a 20.7% premium to fair value estimate ($144.55), limiting near-term upside from a valuation perspective.

Compare Another Pair

APPF vs NVDA: Head-to-Head Comparison

This page compares AppFolio, Inc. (APPF) and NVIDIA Corporation (NVDA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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