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ARDC vs JPM

ARDC
Ares Dynamic Credit Allocation Fund, Inc.
BEARISH
Price
$13.50
Market Cap
$322.3M
Sector
Financial Services
AI Confidence
78%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
ARDC
10.8
JPM
14.69
Forward P/E
ARDC
--
JPM
12.62
P/B Ratio
ARDC
--
JPM
2.32
P/S Ratio
ARDC
--
JPM
4.72
EV/EBITDA
ARDC
--
JPM
--

Profitability

Gross Margin
ARDC
0.0%
JPM
0.0%
Operating Margin
ARDC
0.0%
JPM
41.06%
Profit Margin
ARDC
0.0%
JPM
33.91%
ROE
ARDC
--
JPM
16.13%
ROA
ARDC
--
JPM
1.35%

Growth

Revenue Growth
ARDC
--
JPM
2.5%
Earnings Growth
ARDC
--
JPM
-3.6%

Financial Health

Debt/Equity
ARDC
--
JPM
--
Current Ratio
ARDC
--
JPM
--
Quick Ratio
ARDC
--
JPM
--

Dividends

Dividend Yield
ARDC
10.0%
JPM
2.11%
Payout Ratio
ARDC
110.8%
JPM
28.97%

AI Verdict

ARDC BEARISH

The Advanced Deterministic Scorecard reveals a critically weak financial health profile with a Piotroski F-Score of just 1/9, indicating severe operational and balance sheet deterioration. Despite a current price of $13.50 and a seemingly low P/E of 10.80, the lack of profitability metrics (0% margins across the board), absence of key financial ratios, and a dangerously high 110.8% payout ratio undermine sustainability. The stock trades well above its growth-approximated intrinsic value of $8.75, with no Altman Z-Score to counterbalance bankruptcy risk. Technical trend is deeply bearish (0/100), and insider sentiment is weak, further validating caution.

Strengths
High dividend yield of 10.00% offers attractive income potential for yield-seeking investors
P/E ratio of 10.80 is below sector average of 31.01, suggesting potential relative value
5-year price appreciation of +50.0% indicates long-term capital appreciation history
Risks
Piotroski F-Score of 1/9 signals extreme financial distress and high risk of continued underperformance
Dividend payout ratio of 110.8% is unsustainable, indicating dividends are being paid from capital or debt
Profit margins at 0.00% across all levels suggest no core profitability
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

ARDC vs JPM: Head-to-Head Comparison

This page compares Ares Dynamic Credit Allocation Fund, Inc. (ARDC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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