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ARL vs FRPH

ARL
American Realty Investors, Inc.
BEARISH
Price
$16.66
Market Cap
$269.1M
Sector
Real Estate
AI Confidence
85%
FRPH
FRP Holdings, Inc.
BEARISH
Price
$22.72
Market Cap
$434.3M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
ARL
47.6
FRPH
90.88
Forward P/E
ARL
--
FRPH
54.1
P/B Ratio
ARL
0.44
FRPH
1.02
P/S Ratio
ARL
5.48
FRPH
13.14
EV/EBITDA
ARL
103.59
FRPH
43.19

Profitability

Gross Margin
ARL
45.21%
FRPH
65.74%
Operating Margin
ARL
-11.25%
FRPH
4.9%
Profit Margin
ARL
11.74%
FRPH
14.01%
ROE
ARL
0.86%
FRPH
0.97%
ROA
ARL
-0.3%
FRPH
0.07%

Growth

Revenue Growth
ARL
7.7%
FRPH
9.7%
Earnings Growth
ARL
--
FRPH
-57.1%

Financial Health

Debt/Equity
ARL
0.28
FRPH
0.4
Current Ratio
ARL
3.13
FRPH
14.77
Quick Ratio
ARL
2.79
FRPH
14.67

Dividends

Dividend Yield
ARL
--
FRPH
--
Payout Ratio
ARL
0.0%
FRPH
0.0%

AI Verdict

ARL BEARISH

The Advanced Deterministic Scorecard reveals severe financial health concerns with a Piotroski F-Score of just 2/9, indicating weak fundamentals. Despite a low Price/Book ratio of 0.44 and a current price ($16.66) near the Graham Number ($17.19), profitability is inconsistent, with a negative operating margin (-11.25%) and ROA (-0.30%). Earnings volatility is extreme, highlighted by a -35% average earnings surprise and a -216.7% most recent Q/Q EPS decline. Combined with a bearish technical trend (10/100) and lack of analyst coverage, the stock presents significant risk despite modest revenue growth and strong insider sentiment.

Strengths
Current price ($16.66) is near the defensive Graham Number ($17.19), suggesting limited downside in a liquidation scenario
Low Price/Book ratio of 0.44 indicates the stock trades below book value, potentially signaling undervaluation
Revenue growth of 7.70% YoY shows top-line expansion in a challenging real estate environment
Risks
Critically low Piotroski F-Score of 2/9 signals severe financial distress and weak operating performance
Negative operating margin (-11.25%) and ROA (-0.30%) reflect core business unprofitability
Extreme earnings volatility: average earnings surprise of -35% and a -216.7% Q/Q EPS decline indicate unreliable profitability
FRPH BEARISH

FRPH exhibits a strong deterministic health profile with a Piotroski F-Score of 8/9 and an exceptional current ratio of 14.77, indicating a fortress balance sheet. However, this financial stability is decoupled from its valuation; the stock trades at a massive premium to its Graham Number ($11.22) and Intrinsic Value ($1.75), with a P/E ratio of 90.88. Severe earnings contraction (-57.10% YoY) combined with bearish insider selling and a negative long-term price trend suggests the current valuation is unsustainable.

Strengths
Strong Piotroski F-Score (8/9) indicating high operational health
Exceptional liquidity with a Current Ratio of 14.77
Low leverage with a Debt/Equity ratio of 0.40
Risks
Extreme valuation disconnect (P/E of 90.88 vs. negative earnings growth)
Severe earnings collapse (-57.10% YoY and -51.40% Q/Q)
Bearish insider activity with sales from both the President and COO

Compare Another Pair

ARL vs FRPH: Head-to-Head Comparison

This page compares American Realty Investors, Inc. (ARL) and FRP Holdings, Inc. (FRPH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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