ARL
BEARISH
$16.66
Live
American Realty Investors, Inc. · NYSE
$9.43
52W Range
$17.37
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$269.09M
P/E
47.6
ROE
0.9%
Profit margin
11.7%
Debt/Equity
0.28
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
The Advanced Deterministic Scorecard reveals severe financial health concerns with a Piotroski F-Score of just 2/9, indicating weak fundamentals. Despite a low Price/Book ratio of 0.44 and a current price ($16.66) near the Graham Number ($17.19), profitability is inconsistent, with a negative operating margin (-11.25%) and ROA (-0.30%). Earnings volatility is extreme, highlighted by a -35% average earnings surprise and a -216.7% most recent Q/Q EPS decline. Combined with a bearish technical trend (10/100) and lack of analyst coverage, the stock presents significant risk despite modest revenue growth and strong insider sentiment.
Key Strengths
Current price ($16.66) is near the defensive Graham Number ($17.19), suggesting limited downside in a liquidation scenario
Low Price/Book ratio of 0.44 indicates the stock trades below book value, potentially signaling undervaluation
Revenue growth of 7.70% YoY shows top-line expansion in a challenging real estate environment
Strong liquidity position with a Current Ratio of 3.13 and Quick Ratio of 2.79, indicating short-term solvency
Insider Sentiment score of 40/100, while neutral, does not indicate aggressive selling pressure
Key Risks
Critically low Piotroski F-Score of 2/9 signals severe financial distress and weak operating performance
Negative operating margin (-11.25%) and ROA (-0.30%) reflect core business unprofitability
Extreme earnings volatility: average earnings surprise of -35% and a -216.7% Q/Q EPS decline indicate unreliable profitability
Lack of Altman Z-Score prevents definitive bankruptcy risk assessment, but negative ROA and erratic earnings suggest elevated risk
No analyst coverage and missing key financials (EV, debt, cash, FCF) imply low transparency and high information risk
AI Fair Value Estimate
Based on comprehensive analysis
$17.19
+3.2% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
29
Weak
68
25
30
20
0
AI Verdict
High-risk profile with marginal value support but deteriorating fundamentals
Key drivers: Low Piotroski F-Score (2/9), Negative operating profitability, High earnings volatility, Near Graham Number valuation, Lack of analyst coverage
Confidence
88%
Value
68/100
Ref P/E, PEG, Graham Number
Positives
- Price/Book of 0.44 indicates asset-backed discount
- Current price close to Graham Number of $17.19
Watchpoints
- High P/E of 47.60 despite unprofitable operations
- No PEG or forward P/E due to unreliable earnings
Future
25/100
Ref Growth rates
Positives
- 7.70% YoY revenue growth shows some demand traction
Watchpoints
- No earnings growth data available
- Most recent Q/Q EPS growth is -216.7%
- No forward guidance or analyst estimates
Past
30/100
Ref Historical trends
Positives
- 3 out of 4 quarters beat estimates
Watchpoints
- Average earnings surprise of -35.00%
- One quarter missed by -361.7%
- Historical EPS progression shows deep losses and inconsistency
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Debt/Equity of 0.28 indicates low leverage
- Current and Quick Ratios above 2.5 signal strong short-term liquidity
Watchpoints
- Piotroski F-Score of 2/9 indicates poor financial health
- ROA of -0.30% and ROE of 0.86% show capital inefficiency
- Operating margin of -11.25% reflects core business weakness
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- Dividend Strength score of 0/100
- No dividend yield or payout history
- Payout ratio is 0.00%
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$16.66
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ARL and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ARL
American Realty Investors, Inc.
Primary
|
+76.1% | -28.3% | +6.2% | +29.1% | +4.3% | +2.6% |
|
ACRE
Ares Commercial Real Estate Corporation
Peer
|
-23.3% | -38.4% | -3.1% | +10.8% | -1.7% | -5.1% |
|
BRT
BRT Apartments Corp.
Peer
|
-0.8% | -12.6% | -18.8% | -13.9% | -8.0% | -4.3% |
|
REFI
Chicago Atlantic Real Estate Finance, Inc.
Peer
|
+31.9% | +32.8% | +1.0% | -0.9% | +1.9% | +5.2% |
|
RMR
The RMR Group Inc.
Peer
|
-28.3% | -12.5% | +25.4% | +21.6% | +7.4% | +3.5% |
ARL
American Realty Investors, Inc.
Primary
5Y
+76.1%
3Y
-28.3%
1Y
+6.2%
6M
+29.1%
1M
+4.3%
1W
+2.6%
ACR
Ares Commercial Real Estate Corporation
Peer
5Y
-23.3%
3Y
-38.4%
1Y
-3.1%
6M
+10.8%
1M
-1.7%
1W
-5.1%
BRT
BRT Apartments Corp.
Peer
5Y
-0.8%
3Y
-12.6%
1Y
-18.8%
6M
-13.9%
1M
-8.0%
1W
-4.3%
REF
Chicago Atlantic Real Estate Finance, Inc.
Peer
5Y
+31.9%
3Y
+32.8%
1Y
+1.0%
6M
-0.9%
1M
+1.9%
1W
+5.2%
RMR
The RMR Group Inc.
Peer
5Y
-28.3%
3Y
-12.5%
1Y
+25.4%
6M
+21.6%
1M
+7.4%
1W
+3.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
47.6
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.44
P/S Ratio
5.48
EV/Revenue
13.99
EV/EBITDA
103.59
Market Cap
$269.09M
Profitability
Profit margins and return metrics
Profit Margin
11.74%
Operating Margin
-11.25%
Gross Margin
45.21%
ROE
0.86%
ROA
-0.3%
Growth
Revenue and earnings growth rates
Revenue Growth
+7.7%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.28
Low debt
Current Ratio
3.13
Strong
Quick Ratio
2.79
Excellent
Cash/Share
$0.74
Quarterly Earnings History
EPS performance vs analyst estimates
2011-11-14
$-0.98
+15.5% surprise
2011-08-15
$0.84
+187.6% surprise
2011-05-16
$-0.73
+18.6% surprise
2011-04-01
$-5.31
-361.7% surprise
Real Estate Sector Comparison
Comparing ARL against 165 companies in the Real Estate sector
(6 bullish, 31 neutral, 128 bearish)
P/E Ratio
47.6
This Stock
vs
41.83
Sector Avg
+13.8%
(Premium)
Return on Equity (ROE)
0.86%
This Stock
vs
-33.57%
Sector Avg
-102.6%
(Below Avg)
Profit Margin
11.74%
This Stock
vs
10.53%
Sector Avg
+11.5%
(Superior)
Debt to Equity
0.28
This Stock
vs
2.45
Sector Avg
-88.5%
(Less Debt)
Revenue Growth
7.7%
This Stock
vs
16932.14%
Sector Avg
-100.0%
(Slower)
Current Ratio
3.13
This Stock
vs
7.96
Sector Avg
-60.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ARL
American Realty Investors, Inc.
|
BEARISH | $269.09M | 47.6 | 0.9% | 11.7% | $16.66 | |
|
ACRE
Ares Commercial Real...
|
BEARISH | $266.88M | - | -1.4% | -8.8% | $4.85 | Compare |
|
BRT
BRT Apartments Corp.
|
BEARISH | $261.97M | - | -6.2% | -12.3% | $13.8 | Compare |
|
REFI
Chicago Atlantic Real...
|
BEARISH | $255.28M | 7.21 | 11.7% | 65.9% | $12.11 | Compare |
|
RMR
The RMR Group Inc.
|
NEUTRAL | $289.31M | 12.47 | 12.3% | 10.7% | $16.96 | Compare |
ARL
American Realty...
BEARISH
Mkt Cap
$269M
P/E
47.6
ROE
0.9%
Price
$16.66
Past News Coverage
Recent headlines mentioning ARL from our newsroom.
Newest → oldest
No matching news yet.