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ATLC vs BRK-A

ATLC
Atlanticus Holdings Corporation
NEUTRAL
Price
$47.96
Market Cap
$726.2M
Sector
Financial Services
AI Confidence
78%
BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
ATLC
8.52
BRK-A
15.45
Forward P/E
ATLC
3.64
BRK-A
22.3
P/B Ratio
ATLC
1.18
BRK-A
1.44
P/S Ratio
ATLC
1.3
BRK-A
2.78
EV/EBITDA
ATLC
--
BRK-A
7.21

Profitability

Gross Margin
ATLC
71.13%
BRK-A
26.15%
Operating Margin
ATLC
26.28%
BRK-A
32.96%
Profit Margin
ATLC
21.93%
BRK-A
18.03%
ROE
ATLC
19.72%
BRK-A
9.81%
ROA
ATLC
2.21%
BRK-A
5.11%

Growth

Revenue Growth
ATLC
50.1%
BRK-A
-0.7%
Earnings Growth
ATLC
25.0%
BRK-A
-2.5%

Financial Health

Debt/Equity
ATLC
10.16
BRK-A
0.19
Current Ratio
ATLC
5.95
BRK-A
7.07
Quick Ratio
ATLC
5.79
BRK-A
6.62

Dividends

Dividend Yield
ATLC
--
BRK-A
--
Payout Ratio
ATLC
0.0%
BRK-A
0.0%

AI Verdict

ATLC NEUTRAL

ATLC's Piotroski F-Score of 4 indicates a borderline stable financial health, falling short of strong fundamentals. The absence of an Altman Z-Score raises concern about bankruptcy risk, particularly given a dangerously high Debt/Equity ratio of 10.16. Despite strong profitability metrics—21.93% profit margin and 19.72% ROE—the company trades at a forward P/E of just 3.64, suggesting market skepticism or deep value positioning. The stock is significantly undervalued relative to its Graham Number ($71.88) and intrinsic value ($166.09), but this may reflect underlying financial fragility. Analysts remain optimistic with a strong_buy consensus, though insider selling and weak technical momentum temper enthusiasm.

Strengths
High profitability with 21.93% profit margin and 26.28% operating margin
Strong revenue growth of 50.10% YoY and 25.00% earnings growth
Significant undervaluation relative to Graham Number ($71.88) and intrinsic value ($166.09)
Risks
Piotroski F-Score of 4 indicates weak financial health; below threshold for strong stability
Debt/Equity ratio of 10.16 is extremely high and unsustainable for a financial services firm
No Altman Z-Score available; absence of distress risk model raises red flags for bankruptcy risk
BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

ATLC vs BRK-A: Head-to-Head Comparison

This page compares Atlanticus Holdings Corporation (ATLC) and Berkshire Hathaway Inc. (BRK-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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