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AUB vs BRK-B

AUB
Atlantic Union Bankshares Corporation
NEUTRAL
Price
$38.87
Market Cap
$5.54B
Sector
Financial Services
AI Confidence
65%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AUB
19.53
BRK-B
15.46
Forward P/E
AUB
9.69
BRK-B
22.06
P/B Ratio
AUB
1.1
BRK-B
0.0
P/S Ratio
AUB
4.49
BRK-B
2.79
EV/EBITDA
AUB
--
BRK-B
-2.12

Profitability

Gross Margin
AUB
0.0%
BRK-B
26.15%
Operating Margin
AUB
53.36%
BRK-B
32.96%
Profit Margin
AUB
22.21%
BRK-B
18.03%
ROE
AUB
6.72%
BRK-B
9.81%
ROA
AUB
0.88%
BRK-B
5.11%

Growth

Revenue Growth
AUB
91.5%
BRK-B
-0.7%
Earnings Growth
AUB
30.0%
BRK-B
-2.5%

Financial Health

Debt/Equity
AUB
--
BRK-B
0.19
Current Ratio
AUB
--
BRK-B
7.07
Quick Ratio
AUB
--
BRK-B
6.62

Dividends

Dividend Yield
AUB
3.73%
BRK-B
--
Payout Ratio
AUB
68.47%
BRK-B
0.0%

AI Verdict

AUB NEUTRAL

The Advanced Deterministic Scorecard reveals significant concerns, particularly the very weak Piotroski F-Score of 2/9, indicating poor financial health. While growth metrics are strong—especially 91.5% YoY revenue growth and 44.8% YoY EPS growth—profitability and valuation appear stretched relative to fundamentals. The stock trades near its 52-week high with a high current P/E of 19.53 despite a low forward P/E of 9.69, suggesting expectations of earnings improvement. However, missing earnings estimates in 13 of the last 25 quarters and lack of key financial health data (e.g., Altman Z-Score, Debt/Equity) create uncertainty, tempering bullish momentum.

Strengths
Exceptional year-over-year revenue growth of 91.50% and Q/Q earnings growth of 93.80%, indicating strong top-line momentum
High operating margin of 53.36%, reflecting efficient cost management and pricing power
Attractive dividend yield of 3.73%, above market average, providing income appeal
Risks
Critically low Piotroski F-Score of 2/9 signals weak financial health, particularly concerning for a bank
Missing earnings in more than half of the last 25 quarters (13 misses) undermines earnings reliability
Lack of Altman Z-Score and key leverage metrics (Debt/Equity, Current Ratio) creates opacity in financial risk assessment
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

AUB vs BRK-B: Head-to-Head Comparison

This page compares Atlantic Union Bankshares Corporation (AUB) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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