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AUB vs JPM

AUB
Atlantic Union Bankshares Corporation
NEUTRAL
Price
$38.87
Market Cap
$5.54B
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
AUB
19.53
JPM
14.69
Forward P/E
AUB
9.69
JPM
12.62
P/B Ratio
AUB
1.1
JPM
2.32
P/S Ratio
AUB
4.49
JPM
4.72
EV/EBITDA
AUB
--
JPM
--

Profitability

Gross Margin
AUB
0.0%
JPM
0.0%
Operating Margin
AUB
53.36%
JPM
41.06%
Profit Margin
AUB
22.21%
JPM
33.91%
ROE
AUB
6.72%
JPM
16.13%
ROA
AUB
0.88%
JPM
1.35%

Growth

Revenue Growth
AUB
91.5%
JPM
2.5%
Earnings Growth
AUB
30.0%
JPM
-3.6%

Financial Health

Debt/Equity
AUB
--
JPM
--
Current Ratio
AUB
--
JPM
--
Quick Ratio
AUB
--
JPM
--

Dividends

Dividend Yield
AUB
3.73%
JPM
2.11%
Payout Ratio
AUB
68.47%
JPM
28.97%

AI Verdict

AUB NEUTRAL

The Advanced Deterministic Scorecard reveals significant concerns, particularly the very weak Piotroski F-Score of 2/9, indicating poor financial health. While growth metrics are strong—especially 91.5% YoY revenue growth and 44.8% YoY EPS growth—profitability and valuation appear stretched relative to fundamentals. The stock trades near its 52-week high with a high current P/E of 19.53 despite a low forward P/E of 9.69, suggesting expectations of earnings improvement. However, missing earnings estimates in 13 of the last 25 quarters and lack of key financial health data (e.g., Altman Z-Score, Debt/Equity) create uncertainty, tempering bullish momentum.

Strengths
Exceptional year-over-year revenue growth of 91.50% and Q/Q earnings growth of 93.80%, indicating strong top-line momentum
High operating margin of 53.36%, reflecting efficient cost management and pricing power
Attractive dividend yield of 3.73%, above market average, providing income appeal
Risks
Critically low Piotroski F-Score of 2/9 signals weak financial health, particularly concerning for a bank
Missing earnings in more than half of the last 25 quarters (13 misses) undermines earnings reliability
Lack of Altman Z-Score and key leverage metrics (Debt/Equity, Current Ratio) creates opacity in financial risk assessment
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

AUB vs JPM: Head-to-Head Comparison

This page compares Atlantic Union Bankshares Corporation (AUB) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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