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AVK vs MA

AVK
Advent Convertible and Income Fund
BEARISH
Price
$12.76
Market Cap
$563.3M
Sector
Financial Services
AI Confidence
68%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AVK
4.73
MA
30.28
Forward P/E
AVK
-425.33
MA
22.05
P/B Ratio
AVK
0.95
MA
57.74
P/S Ratio
AVK
13.58
MA
13.6
EV/EBITDA
AVK
--
MA
22.13

Profitability

Gross Margin
AVK
100.0%
MA
100.0%
Operating Margin
AVK
78.53%
MA
57.73%
Profit Margin
AVK
286.02%
MA
45.65%
ROE
AVK
21.08%
MA
209.91%
ROA
AVK
2.26%
MA
23.72%

Growth

Revenue Growth
AVK
8.1%
MA
17.6%
Earnings Growth
AVK
176.1%
MA
24.2%

Financial Health

Debt/Equity
AVK
0.59
MA
2.56
Current Ratio
AVK
0.07
MA
1.03
Quick Ratio
AVK
0.06
MA
0.68

Dividends

Dividend Yield
AVK
11.05%
MA
0.7%
Payout Ratio
AVK
52.28%
MA
18.4%

AI Verdict

AVK BEARISH

The Advanced Deterministic Scorecard reveals a Piotroski F-Score of 5/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a full bankruptcy risk assessment. Despite a low P/E of 4.73 and a Price/Book of 0.95 suggesting apparent value, the negative Forward P/E of -425.33 signals severe earnings deterioration. Exceptionally high reported margins (Gross Margin 100%, Profit Margin 286%) appear mechanically distorted, likely due to the fund's structure, and are not economically sustainable. The technical trend is deeply bearish (10/100), and insider sentiment is weak (40/100), further undermining confidence despite a high dividend yield.

Strengths
Low P/E ratio of 4.73 suggests potential undervaluation relative to earnings
Price/Book ratio of 0.95 indicates shares trade near book value
High dividend yield of 11.05% offers attractive income potential
Risks
Extremely low Current Ratio (0.07) and Quick Ratio (0.06) indicate severe short-term liquidity risk
Negative Forward P/E of -425.33 implies earnings are collapsing or turning negative
Piotroski F-Score of 5 is only marginally above weak threshold, signaling moderate financial risk
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

AVK vs MA: Head-to-Head Comparison

This page compares Advent Convertible and Income Fund (AVK) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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