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AXS vs MA

AXS
AXIS Capital Holdings Limited
NEUTRAL
Price
$102.07
Market Cap
$7.98B
Sector
Financial Services
AI Confidence
72%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AXS
8.53
MA
30.28
Forward P/E
AXS
7.71
MA
22.05
P/B Ratio
AXS
1.35
MA
57.74
P/S Ratio
AXS
1.27
MA
13.6
EV/EBITDA
AXS
6.97
MA
22.13

Profitability

Gross Margin
AXS
30.75%
MA
100.0%
Operating Margin
AXS
22.29%
MA
57.73%
Profit Margin
AXS
16.08%
MA
45.65%
ROE
AXS
16.27%
MA
209.91%
ROA
AXS
2.32%
MA
23.72%

Growth

Revenue Growth
AXS
3.9%
MA
17.6%
Earnings Growth
AXS
83.3%
MA
24.2%

Financial Health

Debt/Equity
AXS
0.23
MA
2.56
Current Ratio
AXS
0.7
MA
1.03
Quick Ratio
AXS
0.19
MA
0.68

Dividends

Dividend Yield
AXS
1.71%
MA
0.7%
Payout Ratio
AXS
14.57%
MA
18.4%

AI Verdict

AXS NEUTRAL

AXS exhibits a weak Piotroski F-Score of 2/9, signaling significant financial health concerns, while the absence of an Altman Z-Score prevents a full distress risk assessment. Despite this, the company trades at a low P/E of 8.53 versus sector average of 20.94, shows strong recent earnings growth (YoY +83.3%), and beats estimates consistently, with a favorable analyst target of $120.91. However, deteriorating technical trend (0/100), bearish insider activity, and weak liquidity ratios (Current Ratio: 0.70, Quick Ratio: 0.19) counterbalance valuation appeal. The stock appears reasonably valued near $102 but faces structural balance sheet risks and negative insider sentiment.

Strengths
Attractive valuation with P/E of 8.53 well below sector average of 20.94
Strong year-over-year earnings growth of 83.3% and consistent earnings beat streak (3 of last 4 quarters)
Low debt burden with Debt/Equity ratio of 0.23, indicating conservative capital structure
Risks
Very weak Piotroski F-Score of 2/9, indicating poor financial health and potential operational deterioration
Critically low liquidity: Current Ratio of 0.70 and Quick Ratio of 0.19 suggest near-term solvency risk
Bearish insider sentiment: $238.96M in insider sales with zero buys in last 6 months
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

AXS vs MA: Head-to-Head Comparison

This page compares AXIS Capital Holdings Limited (AXS) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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