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BAC vs HSBC

BAC
Bank of America Corporation
NEUTRAL
Price
$48.75
Market Cap
$349.86B
Sector
Financial Services
AI Confidence
85%
HSBC
HSBC Holdings plc
NEUTRAL
Price
$89.96
Market Cap
$311.7B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BAC
13.21
HSBC
14.99
Forward P/E
BAC
9.81
HSBC
9.62
P/B Ratio
BAC
1.27
HSBC
6.95
P/S Ratio
BAC
3.26
HSBC
4.93
EV/EBITDA
BAC
--
HSBC
--

Profitability

Gross Margin
BAC
0.0%
HSBC
0.0%
Operating Margin
BAC
41.63%
HSBC
55.23%
Profit Margin
BAC
28.4%
HSBC
35.25%
ROE
BAC
10.22%
HSBC
11.62%
ROA
BAC
0.91%
HSBC
0.74%

Growth

Revenue Growth
BAC
7.2%
HSBC
58.4%
Earnings Growth
BAC
21.2%
HSBC
2397.9%

Financial Health

Debt/Equity
BAC
--
HSBC
--
Current Ratio
BAC
--
HSBC
--
Quick Ratio
BAC
--
HSBC
--

Dividends

Dividend Yield
BAC
2.3%
HSBC
4.17%
Payout Ratio
BAC
28.35%
HSBC
55.0%

AI Verdict

BAC NEUTRAL

BAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 13.2
Strong profitability (28.4% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
HSBC NEUTRAL

HSBC presents a contradictory profile, anchored by a weak Piotroski F-Score of 2/9 which indicates significant fundamental health concerns. While the stock shows explosive YoY revenue and earnings growth, this is offset by a poor earnings track record with an average surprise of -52.96% and a bearish technical trend (10/100). There is a massive valuation gap between the Graham Number ($41.8) and the growth-based Intrinsic Value ($177.0), suggesting the current price of $89.96 is speculative. Despite these risks, the dividend profile remains stable and the forward P/E is attractive.

Strengths
Exceptional YoY Revenue Growth (58.40%)
Strong Profit Margin (35.25%) and Operating Margin (55.23%)
Attractive Forward P/E Ratio (9.62)
Risks
Critical fundamental weakness indicated by Piotroski F-Score (2/9)
Consistent failure to meet earnings estimates (1/4 beats, -52.96% avg surprise)
Severely bearish technical trend (10/100)

Compare Another Pair

BAC vs HSBC: Head-to-Head Comparison

This page compares Bank of America Corporation (BAC) and HSBC Holdings plc (HSBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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