No connection

Search Results

BAC vs WFC

BAC
Bank of America Corporation
NEUTRAL
Price
$48.75
Market Cap
$349.86B
Sector
Financial Services
AI Confidence
85%
WFC
Wells Fargo & Company
NEUTRAL
Price
$86.64
Market Cap
$267.34B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BAC
13.21
WFC
13.84
Forward P/E
BAC
9.81
WFC
10.92
P/B Ratio
BAC
1.27
WFC
1.63
P/S Ratio
BAC
3.26
WFC
3.34
EV/EBITDA
BAC
--
WFC
--

Profitability

Gross Margin
BAC
0.0%
WFC
0.0%
Operating Margin
BAC
41.63%
WFC
29.94%
Profit Margin
BAC
28.4%
WFC
26.66%
ROE
BAC
10.22%
WFC
11.73%
ROA
BAC
0.91%
WFC
1.05%

Growth

Revenue Growth
BAC
7.2%
WFC
5.0%
Earnings Growth
BAC
21.2%
WFC
13.1%

Financial Health

Debt/Equity
BAC
--
WFC
--
Current Ratio
BAC
--
WFC
--
Quick Ratio
BAC
--
WFC
--

Dividends

Dividend Yield
BAC
2.3%
WFC
2.11%
Payout Ratio
BAC
28.35%
WFC
27.16%

AI Verdict

BAC NEUTRAL

BAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 13.2
Strong profitability (28.4% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
WFC NEUTRAL

WFC presents a stark contrast between poor deterministic health and strong valuation/growth metrics. The Piotroski F-Score of 2/9 indicates weak financial health, which heavily penalizes the fundamental baseline. However, the stock is trading almost exactly at its Graham Number ($86.56), suggesting it is fairly valued defensively, while its intrinsic value ($166.83) suggests significant long-term upside. Steady earnings growth of 13.1% YoY and a sustainable payout ratio provide a buffer against the bearish insider sentiment and weak health scores.

Strengths
Trading at defensive fair value (Graham Number $86.56)
Strong earnings growth (13.1% YoY)
Very sustainable dividend payout ratio (27.16%)
Risks
Critically low Piotroski F-Score (2/9) indicating poor financial health
Bearish insider activity with recent sales by General Counsel and Officers
Technical trend score of 0/100 suggesting a bearish momentum shift

Compare Another Pair

BAC vs WFC: Head-to-Head Comparison

This page compares Bank of America Corporation (BAC) and Wells Fargo & Company (WFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile