No connection

Search Results

BANR vs BWIN

BANR
Banner Corporation
NEUTRAL
Price
$61.46
Market Cap
$2.1B
Sector
Financial Services
AI Confidence
65%
BWIN
The Baldwin Insurance Group, Inc.
BEARISH
Price
$21.51
Market Cap
$2.08B
Sector
Financial Services
AI Confidence
60%

Valuation

P/E Ratio
BANR
11.73
BWIN
--
Forward P/E
BANR
9.7
BWIN
8.46
P/B Ratio
BANR
1.08
BWIN
2.57
P/S Ratio
BANR
3.24
BWIN
1.38
EV/EBITDA
BANR
--
BWIN
19.9

Profitability

Gross Margin
BANR
0.0%
BWIN
30.2%
Operating Margin
BANR
38.86%
BWIN
-2.57%
Profit Margin
BANR
30.17%
BWIN
-2.25%
ROE
BANR
10.5%
BWIN
-5.17%
ROA
BANR
1.2%
BWIN
1.46%

Growth

Revenue Growth
BANR
4.9%
BWIN
5.3%
Earnings Growth
BANR
11.1%
BWIN
--

Financial Health

Debt/Equity
BANR
--
BWIN
1.62
Current Ratio
BANR
--
BWIN
1.16
Quick Ratio
BANR
--
BWIN
0.93

Dividends

Dividend Yield
BANR
2.96%
BWIN
--
Payout Ratio
BANR
34.4%
BWIN
0.0%

AI Verdict

BANR NEUTRAL

Banner Corporation (BANR) exhibits a weak financial health profile with a Piotroski F-Score of just 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the stock appears attractively valued with a P/E of 11.73 and a Forward P/E of 9.70, below sector averages, while trading well below its Graham Number of $82.03 and intrinsic value estimate of $123.93. The company has demonstrated strong recent earnings growth (YoY EPS +16.5%) and consistent analyst estimate beats, but weak technical trend (0/100) and lack of Altman Z-Score data limit confidence in near-term stability. Dividend sustainability is supported by a reasonable 34.4% payout ratio and 2.96% yield, though insider sentiment is lukewarm at 40/100.

Strengths
Attractive valuation metrics relative to sector: P/E of 11.73 vs sector avg of 21.04
Strong year-over-year earnings growth: +16.5% YoY EPS growth
Consistent earnings beat record: 3 out of last 4 quarters beat estimates, with strong historical surprises
Risks
Critically low Piotroski F-Score of 2/9 indicates weak financial health and operational deterioration
Missing Altman Z-Score prevents assessment of bankruptcy risk, a critical gap for financial firms
Bearish technical trend: Technical Trend score of 0/100 suggests strong downward price momentum
BWIN BEARISH

BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -2.2%
Weak financial trend (Piotroski F-Score: 1/9)
Weak ROE of -5.2%

Compare Another Pair

BANR vs BWIN: Head-to-Head Comparison

This page compares Banner Corporation (BANR) and The Baldwin Insurance Group, Inc. (BWIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile