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BWIN

BEARISH
$21.51 Live
The Baldwin Insurance Group, Inc. · NASDAQ
Target $29.67 (+37.9%)
$15.88 52W Range $45.16
Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 08, 2026
Market cap
$2.08B
P/E
N/A
ROE
-5.2%
Profit margin
-2.2%
Debt/Equity
1.62
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
60%
BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Key Strengths

Company has established market presence

Key Risks

Low profit margin of -2.2%
Weak financial trend (Piotroski F-Score: 1/9)
Weak ROE of -5.2%

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
32
Weak
Value
50
Future
50
Past
30
Health
30
Dividend
0
AI Verdict
BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.
Key drivers: Company has established market presence, Low profit margin of -2.2%, Weak financial trend (Piotroski F-Score: 1/9)
Confidence
20%
Value
50/100

Rule-based valuation (P/E + Graham).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Future
50/100

Rule-based growth outlook.

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Past
30/100

Historical performance + price trend: Shares moved -27.1% over 5Y and -47.8% over 1Y.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • ROE only -5.2%.
  • Thin profit margins.
Health
30/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • No regular dividend payments.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$21.51
Analyst Target
$29.67
Upside/Downside
+37.9%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for BWIN and closest competitors.

Updated 2026-04-07
BWI
The Baldwin Insurance Group, Inc.
Primary
5Y
-27.1%
3Y
-17.1%
1Y
-47.8%
6M
-25.7%
1M
+7.5%
1W
-2.0%
BAN
Banner Corporation
Peer
5Y
+44.9%
3Y
+8.0%
1Y
-9.8%
6M
-4.0%
1M
-5.8%
1W
-5.3%
BUR
Burford Capital Limited
Peer
5Y
+18.9%
3Y
+8.0%
1Y
-30.4%
6M
-29.2%
1M
+8.3%
1W
+0.3%
AAM
Acadian Asset Management Inc.
Peer
5Y
+169.4%
3Y
+146.4%
1Y
+115.3%
6M
+38.3%
1M
+14.0%
1W
+1.4%
BUS
First Busey Corporation
Peer
5Y
+23.9%
3Y
+48.7%
1Y
+41.1%
6M
+14.2%
1M
+3.5%
1W
+2.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
8.46
PEG Ratio
N/A
P/B Ratio
2.57
P/S Ratio
1.38
EV/Revenue
2.83
EV/EBITDA
19.9
Market Cap
$2.08B

Profitability

Profit margins and return metrics

Profit Margin -2.25%
Operating Margin -2.57%
Gross Margin 30.2%
ROE -5.17%
ROA 1.46%

Growth

Revenue and earnings growth rates

Revenue Growth +5.3%
Earnings Growth N/A
Q/Q Revenue Growth +6.02%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.62
High debt
Current Ratio
1.16
Good
Quick Ratio
0.93
Poor
Cash/Share
$1.28

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.3B
Gross Margin
26.5%
Op. Margin
-4.6%
Net Margin
-7.5%
Total Assets
$3.9B
Liabilities
$2.8B
Equity
$0.6B
Debt/Equity
4.63x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
-1%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-05
$N/A
2026-02-26
$-0.37
-50.4% surprise
2025-11-04
$0.31
-0.6% surprise
2025-08-05
$0.42
+1.0% surprise

Financial Services Sector Comparison

Comparing BWIN against 247 companies in the Financial Services sector (35 bullish, 106 neutral, 106 bearish)
Return on Equity (ROE)
-5.17%
This Stock
vs
-2.32%
Sector Avg
+123.0% (Excellent)
Profit Margin
-2.25%
This Stock
vs
80.12%
Sector Avg
-102.8% (Weaker)
Debt to Equity
1.62
This Stock
vs
1.51
Sector Avg
+7.9% (Higher)
Revenue Growth
5.3%
This Stock
vs
28.79%
Sector Avg
-81.6% (Slower)
Current Ratio
1.16
This Stock
vs
3.49
Sector Avg
-66.7% (Weaker)

Similar Companies

Peer comparison within the same industry

BWIN The Baldwin...
BEARISH
Mkt Cap
$2.1B
P/E
-
ROE
-5.2%
Price
$21.51
BANR Banner Corporation
NEUTRAL
Mkt Cap
$2.1B
P/E
11.7
ROE
10.5%
Price
$61.46
 Compare with BWIN
BUR Burford Capital Limited
BEARISH
Mkt Cap
$2.1B
P/E
25.0
ROE
4.2%
Price
$9.75
 Compare with BWIN
AAMI Acadian Asset...
NEUTRAL
Mkt Cap
$2.0B
P/E
23.5
ROE
205.6%
Price
$55.19
 Compare with BWIN
BUSE First Busey Corporation
BULLISH
Mkt Cap
$2.2B
P/E
17.6
ROE
7.0%
Price
$25.93
 Compare with BWIN

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

LICHON CORBYN N.
Officer
Stock Award
2026-04-01
2,033 shares
COHEN JAY A
Director
Stock Award
2026-04-01
1,221 shares
WILLIAMS MYRON K.
Director
Stock Award
2026-04-01
1,221 shares
PARASURAMAN SUNITA
Director
Stock Award
2026-04-01
1,221 shares
MUTHUKRISHNAN SATHISH
Director
Stock Award
2026-04-01
1,221 shares
SPARKS PAUL EUGENE
Director
Stock Award
2026-04-01
2,275 shares
KRYSTYN ELIZABETH
Beneficial Owner of more than 10% of a Class of Security
Sell
2026-03-06
119,987 shares · $2,549,724
KRYSTYN ELIZABETH
Beneficial Owner of more than 10% of a Class of Security
Stock Award
2026-03-06
119,987 shares
HALE BRADFORD
Chief Financial Officer
Stock Award
2026-03-03
28,986 shares
BALDWIN TREVOR
Chief Executive Officer
Stock Award
2026-03-03
76,972 shares
GALBRAITH DANIEL
Officer and Beneficial Owner of more than 10% of a Class of Security
Stock Award
2026-03-03
28,913 shares
ROCHE JAMES MORGAN
Officer
Stock Award
2026-03-03
34,807 shares
LICHON CORBYN N.
Officer
Stock Award
2026-03-03
9,506 shares
COHEN SETH BALA
General Counsel
Stock Award
2026-03-03
19,324 shares
SPARKS PAUL EUGENE
Director
Buy
2026-03-03
44,200 shares · $1,001,760
Insider transactions can signal confidence or concerns about company prospects

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
BUY
9 analysts
Keefe, Bruyette & Woods
2026-04-07
Maintains
Outperform Outperform
UBS
2026-03-09
Maintains
Buy Buy
Raymond James
2026-02-27
up
Outperform Strong Buy
Wells Fargo
2026-02-27
Maintains
Equal-Weight Equal-Weight
Wells Fargo
2026-01-13
Maintains
Equal-Weight Equal-Weight
JP Morgan
2026-01-07
Maintains
Neutral Neutral
Wells Fargo
2025-12-12
up
Underweight Equal-Weight
Wells Fargo
2025-12-05
Maintains
Underweight Underweight
BMO Capital
2025-12-04
Maintains
Market Perform Market Perform
BMO Capital
2025-11-11
Maintains
Market Perform Market Perform

Past News Coverage

Recent headlines mentioning BWIN from our newsroom.

Newest → oldest
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