No connection

Search Results

BAP vs JPM

BAP
Credicorp Ltd.
NEUTRAL
Price
$344.33
Market Cap
$27.33B
Sector
Financial Services
AI Confidence
72%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BAP
14.35
JPM
14.69
Forward P/E
BAP
12.37
JPM
12.62
P/B Ratio
BAP
2.56
JPM
2.32
P/S Ratio
BAP
1.34
JPM
4.72
EV/EBITDA
BAP
--
JPM
--

Profitability

Gross Margin
BAP
0.0%
JPM
0.0%
Operating Margin
BAP
47.27%
JPM
41.06%
Profit Margin
BAP
31.62%
JPM
33.91%
ROE
BAP
18.55%
JPM
16.13%
ROA
BAP
2.62%
JPM
1.35%

Growth

Revenue Growth
BAP
15.5%
JPM
2.5%
Earnings Growth
BAP
14.2%
JPM
-3.6%

Financial Health

Debt/Equity
BAP
--
JPM
--
Current Ratio
BAP
--
JPM
--
Quick Ratio
BAP
--
JPM
--

Dividends

Dividend Yield
BAP
3.23%
JPM
2.11%
Payout Ratio
BAP
50.31%
JPM
28.97%

AI Verdict

BAP NEUTRAL

Credicorp Ltd. (BAP) shows a mixed financial profile with a weak Piotroski F-Score of 4/9 indicating marginal financial health, and no available Altman Z-Score to assess distress risk. Profitability metrics are strong, including a 31.62% profit margin and 18.55% ROE, while revenue and earnings growth remain solid at 15.5% and 14.2% YoY, respectively. However, the stock trades above its Graham Number of $269.56 at $344.33, and technical trends are bearish with a score of 10/100. Analysts recommend a 'buy' with a target price below current levels, suggesting limited upside.

Strengths
Strong profitability with 31.62% net margin and 47.27% operating margin
High ROE of 18.55%, indicating efficient use of equity
Solid revenue growth of 15.5% YoY and consistent earnings growth
Risks
Low Piotroski F-Score of 4/9 suggests weak financial health and potential operational inefficiencies
Stock trades at a premium to Graham Number ($269.56) with current price at $344.33
Bearish technical trend (10/100) indicates near-term downward pressure
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BAP vs JPM: Head-to-Head Comparison

This page compares Credicorp Ltd. (BAP) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile