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BCG vs MA

BCG
Binah Capital Group, Inc.
BEARISH
Price
$2.58
Market Cap
$42.9M
Sector
Financial Services
AI Confidence
78%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BCG
64.58
MA
30.28
Forward P/E
BCG
--
MA
22.05
P/B Ratio
BCG
38.56
MA
57.74
P/S Ratio
BCG
0.24
MA
13.6
EV/EBITDA
BCG
--
MA
22.13

Profitability

Gross Margin
BCG
17.88%
MA
100.0%
Operating Margin
BCG
4.27%
MA
57.73%
Profit Margin
BCG
0.59%
MA
45.65%
ROE
BCG
5.88%
MA
209.91%
ROA
BCG
1.55%
MA
23.72%

Growth

Revenue Growth
BCG
10.2%
MA
17.6%
Earnings Growth
BCG
--
MA
24.2%

Financial Health

Debt/Equity
BCG
1.48
MA
2.56
Current Ratio
BCG
0.74
MA
1.03
Quick Ratio
BCG
0.7
MA
0.68

Dividends

Dividend Yield
BCG
--
MA
0.7%
Payout Ratio
BCG
0.0%
MA
18.4%

AI Verdict

BCG BEARISH

The Advanced Deterministic Scorecard reveals significant concerns: a weak Piotroski F-Score of 4/9 indicates marginal financial health, and the absence of an Altman Z-Score prevents a full solvency assessment, raising red flags. Despite a recent short-term price rebound (+9.9% over 6M), the company trades at extreme valuation multiples (P/E 64.58, P/B 38.56) far above sector averages, while profitability and cash flow metrics are thin. Revenue growth of 10.2% is positive but insufficient to justify valuations given weak margins, high leverage (Debt/Equity 1.48), and poor liquidity (Current Ratio 0.74). The stock appears significantly overvalued relative to both quantitative models and peer benchmarks, with no analyst coverage or insider activity to support a contrarian bullish case.

Strengths
Revenue growth of 10.2% YoY outpaces some peers in a challenging sector environment
Insider sentiment score of 60/100 suggests moderate management confidence
Recent price momentum is positive (+9.9% over 6 months)
Risks
Piotroski F-Score of 4/9 indicates weak financial health with risk of deterioration
Extremely high P/E of 64.58 and P/B of 38.56 signal severe overvaluation relative to earnings and book value
Poor liquidity with Current Ratio (0.74) and Quick Ratio (0.70) below 1.0, indicating potential short-term solvency risk
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BCG vs MA: Head-to-Head Comparison

This page compares Binah Capital Group, Inc. (BCG) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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