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BGC vs IBOC

BGC
BGC Group, Inc.
NEUTRAL
Price
$8.91
Market Cap
$4.23B
Sector
Financial Services
AI Confidence
72%
IBOC
International Bancshares Corporation
NEUTRAL
Price
$71.68
Market Cap
$4.46B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BGC
27.84
IBOC
10.83
Forward P/E
BGC
6.65
IBOC
--
P/B Ratio
BGC
4.39
IBOC
1.37
P/S Ratio
BGC
1.6
IBOC
5.39
EV/EBITDA
BGC
--
IBOC
--

Profitability

Gross Margin
BGC
90.98%
IBOC
0.0%
Operating Margin
BGC
4.47%
IBOC
65.08%
Profit Margin
BGC
6.28%
IBOC
49.85%
ROE
BGC
14.56%
IBOC
13.63%
ROA
BGC
3.12%
IBOC
2.55%

Growth

Revenue Growth
BGC
31.2%
IBOC
2.6%
Earnings Growth
BGC
88.7%
IBOC
-7.6%

Financial Health

Debt/Equity
BGC
1.78
IBOC
--
Current Ratio
BGC
1.32
IBOC
--
Quick Ratio
BGC
1.32
IBOC
--

Dividends

Dividend Yield
BGC
0.87%
IBOC
1.99%
Payout Ratio
BGC
24.24%
IBOC
21.15%

AI Verdict

BGC NEUTRAL

BGC has a stable Piotroski F-Score of 6/9, indicating moderate financial health, but the absence of an Altman Z-Score limits distress risk assessment. The stock shows strong revenue and earnings growth, with a high ROE of 14.56%, yet trades at a premium valuation (P/E 27.84 vs sector avg 22.39) despite a low Graham Number of $3.82, suggesting overvaluation on a defensive basis. While analyst consensus is strong_buy, insider selling worth $5.82M and a bearish technical trend signal caution. The fair value estimate is adjusted above the Graham Number due to growth metrics but tempered by leverage and weak technicals.

Strengths
Strong year-over-year revenue growth of 31.20%, outpacing sector average of 28.71%
High gross margin of 90.98%, reflecting strong pricing power and low cost of sales
Impressive ROE of 14.56%, indicating efficient use of shareholder equity
Risks
High P/E ratio of 27.84 vs forward P/E of 6.65 suggests current earnings are depressed or valuation is stretched
Debt/Equity ratio of 1.78 is above sector average of 1.56, increasing financial risk
Insider selling activity totaling $5.82M in last 6 months signals lack of confidence
IBOC NEUTRAL

IBOC presents a stable but stagnant profile, characterized by a Piotroski F-Score of 4/9, indicating baseline financial health. While the stock is fundamentally undervalued relative to its Graham Number of $88.26 and analyst target of $87.00, it is hampered by negative year-over-year earnings growth (-7.60%) and a bearish technical trend score of 10/100. The company maintains strong profitability margins and a very sustainable dividend payout, but lacks the growth catalysts necessary for a bullish rating.

Strengths
Significant undervaluation relative to Graham Number ($88.26)
Strong ROA of 2.55%, which is healthy for the regional banking sector
Very low payout ratio (21.15%), ensuring dividend sustainability
Risks
Negative year-over-year earnings growth (-7.60%)
Stagnant revenue growth (2.60% YoY)
Bearish technical trend (10/100) suggesting lack of momentum

Compare Another Pair

BGC vs IBOC: Head-to-Head Comparison

This page compares BGC Group, Inc. (BGC) and International Bancshares Corporation (IBOC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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