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BHFAP vs BRK-A

BHFAP
Brighthouse Financial, Inc.
BEARISH
Price
$16.62
Market Cap
$2.76B
Sector
Financial Services
AI Confidence
78%
BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BHFAP
1.32
BRK-A
15.45
Forward P/E
BHFAP
--
BRK-A
22.3
P/B Ratio
BHFAP
0.15
BRK-A
1.44
P/S Ratio
BHFAP
0.35
BRK-A
2.78
EV/EBITDA
BHFAP
--
BRK-A
7.21

Profitability

Gross Margin
BHFAP
41.3%
BRK-A
26.15%
Operating Margin
BHFAP
34.02%
BRK-A
32.96%
Profit Margin
BHFAP
12.35%
BRK-A
18.03%
ROE
BHFAP
16.18%
BRK-A
9.81%
ROA
BHFAP
0.73%
BRK-A
5.11%

Growth

Revenue Growth
BHFAP
-10.1%
BRK-A
-0.7%
Earnings Growth
BHFAP
219.4%
BRK-A
-2.5%

Financial Health

Debt/Equity
BHFAP
1.47
BRK-A
0.19
Current Ratio
BHFAP
1.55
BRK-A
7.07
Quick Ratio
BHFAP
1.18
BRK-A
6.62

Dividends

Dividend Yield
BHFAP
9.89%
BRK-A
--
Payout Ratio
BHFAP
--
BRK-A
0.0%

AI Verdict

BHFAP BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, indicating significant fundamental deterioration. Despite deeply discounted valuation metrics—P/E of 1.32 and Price/Book of 0.15—the company faces declining revenue (YoY -10.10%) and concerning capital structure risks, including high debt/equity of 1.47. The absence of an Altman Z-Score prevents a full distress risk assessment, but weak ROA of 0.73% and negative long-term price performance suggest underlying operational fragility. While the 9.89% dividend yield and recent short-term price rebound offer temporary appeal, these are outweighed by structural challenges and lack of analyst coverage or insider support.

Strengths
Exceptionally low P/E ratio of 1.32 suggests deep value pricing relative to earnings
High operating and gross margins (34.02% and 41.30%) indicate strong pricing power or cost control
ROE of 16.18% exceeds sector average, signaling efficient equity utilization
Risks
Piotroski F-Score of 3/9 indicates poor financial health and high risk of value trap
Revenue declining YoY by -10.10%, suggesting fundamental business contraction
Debt/Equity of 1.47 is elevated for a life insurer, increasing financial leverage risk
BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

BHFAP vs BRK-A: Head-to-Head Comparison

This page compares Brighthouse Financial, Inc. (BHFAP) and Berkshire Hathaway Inc. (BRK-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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